Home Equity Loans in Billerica, MA 01821

Looking for the best home equity loan rates in Billerica, MA? Compare offers from trusted local lenders to find competitive rates that fit your budget and goals. Whether you’re planning a remodel or consolidating debt, now’s the perfect time to explore your options.

Billerica homeowners deserve clear, friendly guidance on home equity loans. Discover flexible terms and fast funding tailored to your needs—all with support from lenders who know the community. Start comparing rates today and unlock the value in your home with confidence.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.25 - 7.75 %

20 Yrs

50 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 7.75 %

1 - 25 Yrs

80 %

∞

6 - 7 %

20 Yrs

80 %

∞

6 - 8.5 %

15 Yrs

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.25 - 7.24 %

10 Yrs

∞

6.25 - 8 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Jeanne D'Arc has a HELOC with an APR range of 6% to 7% today. This is higher than 7, 30, and 60 days ago when the range was 5.75% to 6.75% . The rate is also up from 90 days ago, which had a wider range of 5.75% to 18% . Webster First has a HELOC with rates from 6% to 8.25% today, which is up from 5.75% to 8% seven, 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.5% to 8.5% compared to the past 7, 30, and 60 days, but the top rate was lower 90 days ago at 7.12% .

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

🏦 Local Lenders in Billerica, MA

BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION — 365 BOSTON RD BILLERICA MA 01821

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION

✅WORKERS FEDERAL CREDIT UNION

✅DIGITAL FEDERAL CREDIT UNION

✅HANSCOM FEDERAL CREDIT UNION

✅ALIGN CREDIT UNION

✅ST MARYS CREDIT UNION

✅METROWEST COMMUNITY FEDERAL CREDIT UNION

✅METRO 66364 CREDIT UNION

✅COMMON TRUST FEDERAL CREDIT UNION

✅WEBSTER FIRST FEDERAL CREDIT UNION

✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION

✅BAXTER CREDIT UNION

✅MERRIMACK VALLEY CREDIT UNION

✅JEANNE DARC CREDIT UNION

✅USALLIANCE FEDERAL CREDIT UNION

✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION

✅PATHWAY CREDIT UNION

✅MILLS42 FEDERAL CREDIT UNION

✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅TEWKSBURY FEDERAL CREDIT UNION

✅LOWELL FIREFIGHTERS CREDIT UNION

✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION

✅MEMBERS PLUS CREDIT UNION

✅TRANSPORTATION FEDERAL CREDIT UNION

✅MALDEN FEDERAL CREDIT UNION

✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION

✅HARVARD FEDERAL CREDIT UNION

✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION

✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION

✅MASS BAY CREDIT UNION

✅HEALTH ALLIANCE FEDERAL CREDIT UNION

✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION

✅RIVER WORKS CREDIT UNION

✅NAVEO CREDIT UNION

✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION

✅MASS INSTITUTE OF TECH CREDIT UNION

✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅LEXINGTON MA FEDERAL CREDIT UNION

✅WATERTOWN MUNICIPAL CREDIT UNION

✅BELMONT MUNICIPAL FEDERAL CREDIT UNION

✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

Compare other loan types in Billerica, MA

Why compare Home Equity Loans in Billerica, MA on LendMesh

If you’re exploring interest rates for home equity loans today in Billerica, MA, it’s wise to keep comparing offers across multiple lenders on LendMesh. Doing so helps you uncover better deals and find more affordable options tailored to your needs. Taking a little extra time now could save you money and unlock the true value of your home with the best possible terms.

Consider subscribing to LendMesh’s alerts to stay ahead in Billerica’s home equity loan market. Simply set your target rate, and we’ll notify you as soon as offers dip below that threshold. With weekly or monthly updates featuring expert insights and hand-picked deals, you’ll have all the information you need conveniently delivered to your inbox—making it easier to seize the right opportunity when it comes along.

Customers are also interested in:

Interest Rates For Home Equity Loans Today