Welcome to valleystar, where we have been proudly serving our community since our establishment in 1953. Located in the heart of Martinsville, VA, we are dedicated to empowering our members through personalized financial solutions and exceptional service. Under the leadership of CEO Mike Warrell and Board President James Rorrer, our mission is to foster a sense of belonging and support for all, including military members and their families. We prioritize trust, accessibility, and a member-first approach in everything we do.

As an NCUA-insured institution since 12/19/1986 0:00, your deposits are safeguarded while you explore a variety of modern banking tools designed to enhance your financial experience. Enjoy the convenience of online banking, manage your finances on-the-go with our mobile app, make peer-to-peer transfers, access e-statements, utilize mobile payments, and sign documents electronically—all with ease. Our commitment to innovation ensures that you can bank confidently and efficiently. To learn more about us or to get started, visit our official website at https://www.valleystar.org/ or contact us via fax at (276) 632-9610. We look forward to welcoming you into the valleystar family!

At Valleystar, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and business banking options, we are here to support you at every stage of your financial journey. Our credit cards come with rewarding benefits, while our various loan offerings—including personal loans for debt consolidation—help you manage expenses more efficiently. Whether you're planning for a major life milestone or looking to grow your small business, Valleystar has the tools and expertise to help you succeed.

In today's fast-paced digital world, we understand the importance of accessibility and convenience in banking. That's why we offer robust online banking features along with a mobile application that allows you to bank on the go. You can easily make person-to-person transfers, utilize mobile payment options, and access e-statements—all designed to simplify your everyday banking experience. Our members can also take advantage of e-signatures for quick document processing. If you're curious about membership eligibility or want to explore how our financial solutions can work for you, please visit https://www.valleystar.org/our-mission-vision-and-core-values/#eligibility . Additionally, for those considering loan options, our loan comparison tool at https://www.lendmesh.com/loans/vehicle_loans is an excellent resource for finding competitive rates tailored to your needs. For any inquiries or personalized assistance, feel free to reach out at (276) 632-9610; we’re here to help you navigate your financial journey with confidence and ease.

ValleyStar is a trusted financial partner, deeply rooted in the community since its inception in 1953. With a total membership of 37,784, ValleyStar demonstrates a commitment to serving the needs of its members while fostering a sense of belonging and trust. The credit union boasts impressive total assets amounting to 600,169,503, reflecting its stability and capacity to provide comprehensive financial services.

The net worth of 60,741,413 speaks volumes about ValleyStar's financial health and resilience. Even in challenging times, when net income stands at -6,073,140, the credit union continues to prioritize its members’ interests and focus on long-term growth. Total deposits of 1,455,181 indicate that members feel secure placing their funds with ValleyStar, reinforcing its reputation as a reliable institution.

With a robust portfolio comprising 27,052 in loans and leases, ValleyStar is well-equipped to meet the diverse borrowing needs of its members. This includes offering competitive financing solutions such as auto loans, which have reached an impressive volume of 11,898, as well as commercial loans totaling 354 that support local businesses in achieving their goals.

ValleyStar's commitment to exceptional service is further demonstrated by its dedicated team of 163 employees who work tirelessly to ensure member satisfaction. The credit union maintains a commendable net worth ratio of 1,010, which underscores its operational efficiency and prudent financial management.

In addition to traditional banking services, ValleyStar offers innovative solutions like credit cards with rewards, making it easier for members to benefit from their spending. Transparency and accountability are foundational principles at ValleyStar, where the focus remains on providing value and fostering strong relationships within the community.

For performance insights and financial data, we rely on the National Credit Union Administration (NCUA) at: https://www.ncua.gov . To explore your options for financing or refinancing your next vehicle or project, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates tailored to your needs.