Valleystar Credit Union Roanoke VA | Best Auto Loans & Business Banking

Introduction

Welcome to Valleystar, your trusted financial partner in the heart of Roanoke, Virginia! Located at 3452 Buck Mountain Rd, Roanoke, VA 24018, we have been serving our community since 1953. With a commitment to providing exceptional service and tailored financial solutions, we proudly support over 37,000 members and manage assets totaling an impressive $600,169,503. At Valleystar, we believe that banking should be accessible and beneficial for everyone. Our range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage financing, and even credit cards with rewards. We also cater to businesses with comprehensive banking services including merchant solutions and business loans. While you can visit us at our Roanoke branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 5511, Martinsville, VA 24115. Under the leadership of CEO Mike Warrell and Board President James Rorrer, our dedicated team of 163 employees is here to ensure you receive the best possible support. We're not just about numbers; we're about making a positive impact in our community. With total deposits reaching $1,455,181 and a net worth of $60,741,413, we are in a strong position to help you achieve your financial goals. Whether you're looking to open a new account or explore loan options (with over 27,052 loans currently active), we encourage you to reach out. You can give us a call at 540-777-2440 or visit our website at www.valleystar.org for more information. Join us today and experience the Valleystar difference where community matters!

Branch History & Mission

At Valleystar, our journey began in 1953, right here in the heart of Roanoke, Virginia. Over the years, we have grown and evolved to become a trusted financial partner for our community. With a commitment to serving our members, we have built a strong legacy that reflects our core values of integrity, service, and community support. Located at 3452 Buck Mountain Rd, Roanoke, VA 24018, our branch is easily accessible for all your banking needs. As you visit us, you'll find a welcoming environment where everyone is treated like family. While members can visit us at this address for all banking services, official correspondence should be sent to PO Box 5511, Martinsville, VA 24115. Our mission is simple yet powerful: to empower our members with the financial tools they need to achieve their dreams while making a positive impact in the community we serve. With over 37,784 members and $600,169,503 in total assets, we are proud to provide services that range from personal banking accounts to auto loans and business financing. Valleystar stands out not only for its robust financial offerings but also for its dedication to community engagement. Our team actively participates in local events and initiatives that uplift those around us. We believe that supporting our community helps create a better future for everyone. As technology advances, we remain committed to providing modern solutions that enhance your banking experience. Our digital platforms offer online banking and mobile payments designed for convenience and accessibility. We also ensure that our branch complies with ADA standards so that everyone can enjoy our services comfortably. In addition to traditional banking options like drive-thru service and shared branches with partner credit unions, we emphasize flexibility and customer satisfaction. Whether you're using an ATM or visiting us during operating hours from 8:30 AM to 5:30 PM, Monday through Friday, we're here to assist you every step of the way. We invite you to join Valleystar today! Experience firsthand how we prioritize your financial well-being while contributing positively to Roanoke and beyond. Together, let's build a brighter future for ourselves and our community! For more information or to open an account online, please visit Valleystar's website or call us at 540-777-2440.

Branch Location & Accessibility

Accessibility Features

At Valleystar, we prioritize making banking accessible for everyone. Our branch is ADA-compliant, featuring ramps and other accessibility options to ensure a smooth visit for all members. Ample parking is available right outside the building, making it easy for you to pop in whenever you need assistance.

Get In Touch

Have questions or need more information? Don't hesitate to reach out! Give us a call at 540-777-2440. We invite you to visit us at Valleystar your trusted partner in financial wellness!

Operating Hours

We know your time is valuable. That's why we offer convenient operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Whether you prefer using our drive-thru service or coming inside to speak with one of our friendly staff members, we're here to help!

Services Offered

Valleystar provides a wide range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, enjoy features such as online and mobile banking that allow you to manage your finances on the go. If you're in need of an ATM or quick cash withdrawal services, we have that available as well! Plus, with shared service center access for partner credit union members, banking has never been easier.

Member Eligibility

At Valleystar, we believe that everyone deserves a chance to be part of a welcoming community that truly cares. Becoming a member is simple and open to individuals who live, work, or worship in our local area. We also extend membership to immediate family members of current members, making it easy for you to share the benefits with loved ones. Our members enjoy a range of financial services designed to enhance their banking experience, from competitive loan rates to personalized customer support. If you're interested in joining us at our branch located at 3452 Buck Mountain Rd Roanoke Va 24018, we invite you to check out the detailed eligibility criteria on our website at https://www.valleystar.org/our-mission-vision-and-core-values/#eligibility. When you're ready to take the next step, opening an account is a breeze! Just visit https://www.valleystar.org/personal/digital-banking/apply/ or give us a call at (540) 777-2440 during our operating hours. We're excited to welcome you into the Valleystar family!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $352 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,265,239, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Beyond loans, we offer merchant services that simplify transactions for your customers. Picture this: you're at a busy market or running a retail store, and your payment system works effortlessly. Our merchant services provide you with the tools to accept payments easily, ensuring your cash flow remains steady and your customers leave satisfied. Located at 3452 Buck Mountain Rd Roanoke Va 24018, Roanoke, VA, we are here to support your business journey. Let's work together to unlock the potential of your business! For more information, call us at (540) 777-2440 or visit our website at https://www.valleystar.org/.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we also offer specialized services through our business banking section. This includes merchant services that help streamline payments for your customers and various types of business loans designed to fund your growth and operational needs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in comprehensive online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can easily check balances, transfer funds, pay bills, and much more all from the comfort of your home or while on the go. Our ATM services further ensure that you have access to cash whenever you need it.

Drive-Thru & Shared Branch Services

For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. We also participate in shared branch transactions this means if you're a member of another partner credit union, you can still access basic services at our branch.

Personal Banking Made Easy

Our personal banking services are tailored for everyday needs. Start with our checking and savings accounts, which help you manage your day-to-day expenses while saving for future goals. If you're considering buying a car, check out our auto loans and vehicle financing options that make it easier to drive away in your dream vehicle without breaking the bank. For those looking to own their home, we offer mortgage loans and refinancing solutions that can simplify the process and potentially save you money over time. Additionally, our personal loans and debt consolidation services provide flexibility and support when managing larger purchases or paying down existing debts.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards allow you to earn points or cash back on your everyday purchases, making every dollar spent work a little harder for you.

Visit Us Today!

If you're interested in learning more about any of these services or need assistance with your financial journey, please don't hesitate to reach out! You can contact us at (540) 777-2440, visit us at 3452 Buck Mountain Rd Roanoke Va 24018, or explore more on our website: Roanoke. We're here to help you achieve your financial goals!

Digital & Online Banking

At Valleystar, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our tools, you can access your accounts anytime, anywhere, giving you the freedom to handle your money on your terms. Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can start exploring these features by visiting us at https://www.valleystar.org/. For those who prefer mobile banking, our user-friendly mobile application offers all the capabilities of online banking right in your pocket. Whether you're at home or on the go, managing your finances has never been simpler. Security is our top priority. With options like electronic signature authorization, you can sign documents securely without ever needing to visit a branch. Plus, we provide e-statements, allowing you to receive your financial statements electronically for added convenience and security. Need to send money to a friend? Our person-to-person transfers make it easy to send funds instantly with just their email or phone number. And if you're looking to streamline payments, take advantage of our mobile payments feature for quick and secure transactions directly from your smartphone. At Valleystar, we are committed to making banking accessible and straightforward for everyone. Our digital services empower you to manage your accounts in real-time while ensuring that your information remains safe and secure. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Growth

With $56,738,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $5,949 in used auto loans and a total of $456,303,177 in loans and leases to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 69,969, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $4,052,523, further highlighting our commitment to supporting your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valleystar is your trusted partner. Visit us at 3452 Buck Mountain Rd Roanoke Va 24018 or call (540) 777-2440 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $-$1,693,748, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 163 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $104,319,441 in share certificates and $26,917,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $60,741,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in business opportunities, our outstanding commercial loans totaling $164,265,239 provide the capital needed to grow and expand your business. We work closely with entrepreneurs to ensure they have access to the necessary funds for success. At Valleystar, we pride ourselves on understanding the financial landscape and offering personalized solutions tailored to your needs. If you're unsure about eligibility or want more information on how to get started with any of our loan products, feel free to check out our eligibility guidelines here or apply online here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on this journey reach out today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,140,658 in used vehicle loans and $13,287,278 in new vehicle loans already helping members get on the road. We provide flexible terms that suit various budgets and lifestyles, making it easier for you to drive away with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,493,940, ensuring that your path to homeownership is straightforward and supportive. If you're considering refinancing your current mortgage, we also have options available that could help lower your monthly payments or adjust your loan terms.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $9,947,412 in loans helping members manage their finances effectively, our credit cards come with rewards that can enhance your purchasing power without straining your budget.

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VALLEYSTAR CREDIT UNION - Roanoke, VA

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