Valleystar Credit Union Danville VA | Best Auto Loans & Business Banking

Introduction

Welcome to Valleystar, your trusted financial partner located at 212 Holt Garrison Pkwy, Danville, VA 24540. Established in 1953, we have been dedicated to serving our community for over six decades. With a total membership of 37,784 and assets reaching an impressive $600,169,503, we are here to provide personalized financial solutions that meet the diverse needs of our members. At Valleystar, we believe in making banking accessible and straightforward. Our team, led by CEO Mike Warrell and Board President James Rorrer, is committed to ensuring that you receive the best service possible. Whether you're interested in auto loans, personal banking, or online services, we've got you covered. In fact, our total deposits stand at $1,455,181, reflecting the trust our members place in us. While members can visit us at our branch location, official correspondence should be sent to PO Box 5511, Martinsville, VA 24115. We also offer a range of modern conveniences including online banking and mobile payments to make your financial management easier. With a cash reserve of $5,358,777 and a net worth of $60,741,413, we are well-equipped to support your financial aspirations. We invite you to discover how Valleystar can help you achieve your goals. For any questions or to learn more about our services, don't hesitate to reach out at 434-857-9020. Your financial success starts here!

Branch History & Mission

Community Focus

Valleystar is deeply committed to giving back to Danville and its surrounding areas. Our partnerships with local organizations allow us to participate in community outreach efforts that make a real difference in people's lives. We understand that strong communities lead to stronger families, which is why we invest time and resources into initiatives that promote education, wellness, and economic development. While members can visit us at 212 Holt Garrison Pkwy, official correspondence should be sent to PO Box 5511, Martinsville, VA 24115 if needed. Our branch operates on weekdays from 8 am to 6 pm for drive-thru services and 9 am to 5 pm for lobby hours. We also welcome you on Saturdays from 9 am to 1 pm at the drive-thru.

Join Us

As we look towards the future, Valleystar remains dedicated to enhancing member experiences through innovation while staying true to our roots as a community-focused credit union. If you're looking for a financial partner who values you as an individual rather than just another account number, we invite you to join us at Valleystar. Experience firsthand how we can support your journey towards financial wellness! Reach out today at 434-857-9020 or visit us online at valleystar.org.

Mission Statement

Our mission at Valleystar is simple yet powerful: we strive to empower individuals and families by providing quality financial services while actively supporting the communities we serve. We believe in the importance of building strong relationships with our members, understanding their unique needs, and offering solutions that foster financial stability and success. As part of this mission, we offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We are proud to offer digital tools like online banking and mobile payments to enhance convenience for our members.

Our Journey

Over the decades, Valleystar has adapted to meet the changing needs of our members. We have expanded our services and embraced technology to ensure that banking is accessible and convenient for everyone. From our humble beginnings, we now manage total assets of over $600 million, which reflects our commitment to responsible growth and member satisfaction. Our dedicated team of 163 employees works tirelessly to provide personalized service and valuable resources to help our members achieve their financial goals.

Branch Location & Accessibility

Accessibility Features

At Valleystar, we believe that everyone should have access to financial services. Our branch is equipped with ADA-compliant features, including ramps and accessible entrances, ensuring all members can visit comfortably. We also offer ample parking right outside the building for easy access.

Call To Action

Ready to explore how we can help you? Stop by our Danville branch or give us a call at 434-857-9020. Our friendly staff is eager to assist you with any questions or services you may need. We look forward to welcoming you into the Valleystar family!

Operating Hours

We know your time is valuable! That's why our lobby hours are from 9 AM to 5 PM Monday through Friday. If you prefer drive-thru service, we're here for you from 8 AM to 6 PM on weekdays and from 9 AM to 1 PM on Saturdays.

Services Offered

Valleystar offers a variety of services designed just for you! From checking and savings accounts to auto loans and mortgage refinancing, we cater to all your financial needs. Need cash? Our ATM is available for quick withdrawals and balance checks anytime.

Member Eligibility

Joining the Valleystar family is a wonderful step towards a brighter financial future, and we're excited to welcome you! To become a member of our community at 212 Holt Garrison Pkwy, Danville, VA 24540, you'll find that eligibility is quite inclusive. You can join us if you're an employee or a member of certain associations, or even if you live in specific areas we serve. It's all about fostering connections and helping each other thrive. For detailed criteria and to ensure you meet all the requirements, feel free to check out our eligibility page here. Opening an account with us is simple and straightforward. Whether you're looking for checking accounts, savings options, or loans tailored to your needs, we've got you covered. Ready to take the plunge? You can start your application online by visiting our account opening page here. If you have any questions or need assistance, don't hesitate to reach out at 434-857-9020. We can't wait to help you on your journey with Valleystar!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $352 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,265,239, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a reliable partner who helps manage your transactions effortlessly. Our merchant services are designed to simplify payment processing, allowing you to focus on what you do best running your business. From secure card processing to point-of-sale systems, we provide the tools that turn everyday transactions into seamless experiences for you and your customers. Visit us at 212 Holt Garrison Pkwy Danville Va 24540 in Danville, VA, or call us at (434) 857-9020 to learn how our business banking and commercial services can help your business reach new heights!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Our ATM services allow for quick withdrawals and balance checks whenever you need them. Plus, our drive-thru service makes simple transactions like deposits and withdrawals easier than ever without leaving your car. At Valleystar, located at 212 Holt Garrison Pkwy Danville Va 24540, we pride ourselves on providing personalized service with a community touch. For any inquiries or assistance, feel free to reach out to us at (434) 857-9020. Join us today and experience how we can help you achieve your financial goals! Visit our website at Danville Main for more information on how we can serve you better!

Business Banking

For small business owners, we offer essential banking services such as merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your business journey every step of the way.

Credit Cards

At Valleystar, we understand that rewards matter. That's why our credit cards not only offer competitive rates but also come with rewards programs that can enhance your spending experience.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why our online and mobile banking platforms are designed with you in mind. Access your accounts anytime, anywhere! You can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment feature all from the palm of your hand.

Personal Banking

When it comes to personal banking, we offer a variety of checking and savings accounts that cater to all lifestyles. Need a reliable place to keep your money? Our accounts come with features that make saving easier and more rewarding. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to help you hit the road without breaking the bank. Thinking about buying a home? We provide mortgage loans and refinancing solutions that can help turn your dream into reality. And if you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to assist you in regaining control of your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service offers 24/7 access to your accounts. Whether you're checking balances, transferring money, or paying bills, everything is just a click away. Plus, with our mobile application, you can take your bank with you wherever you go. Imagine having the power to manage your finances from the palm of your hand! Security is always a priority at Valleystar. We offer electronic signature authorization, making it safe and straightforward to sign documents digitally. Additionally, our e-statements provide a secure way to keep track of your transactions without worrying about paper clutter. If you're looking for a quick and easy way to send money to friends or family, our person-to-person transfer feature has got you covered. It's an effortless way to split bills or share expenses without needing cash. And let's not forget about our mobile payments feature! You can make purchases directly from your mobile device, adding another layer of convenience to your everyday transactions. In short, whether you're at home or on the go, Valleystar provides all the tools you need for effective account management right at your fingertips. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Operational Excellence

Despite facing challenges reflected by our $-6,073,140, we remain operationally efficient and dedicated to serving our members with quality products and services. We also take pride in having 163 full-time employees ready to assist you every step of the way.

Growing Member Base

We're excited about the trust placed in us by our growing community, as shown by our 69,969 total share accounts. This indicates a strong member base that believes in our mission to enhance their financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valleystar is your trusted partner. Visit us at 212 Holt Garrison Pkwy Danville Va 24540 or call (434) 857-9020 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Your Future

Our $56,738,170 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. This commitment is reflected in our wide range of lending solutions: with $5,949 in used auto loans and $456,303,177 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are safe with us. We have secured members' funds through $104,319,441 in share certificates and $26,917,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $60,741,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,010 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,140,658 in used vehicle loans and $13,287,278 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit various budgets and preferences, making it easier for you to drive away in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $164,265,239 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored solutions that help facilitate your success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,947,412 in loans helping members manage their finances effectively. Our credit cards come with rewards programs designed to benefit your lifestyle while providing convenience for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,493,940, make buying or refinancing simple. We guide you through the process to find terms that work for you, whether you're a first-time buyer or looking to refinance an existing mortgage.

Refinancing Options

If you're considering refinancing any existing loans, be sure to ask about our eligibility options. Refinancing can often lower your monthly payments or help you tap into equity when purchasing larger items like homes or vehicles. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our dedicated team at Valleystar, located at 212 Holt Garrison Pkwy Danville Va 24540, Danville, VA 24540, is available at (434) 857-9020 to assist you with any questions or applications for our loan products. Let us help you take the next step towards achieving your financial goals!

Loan Aggregator

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VALLEYSTAR CREDIT UNION