Valleystar Credit Union Staunton VA | Low Mortgage Rates & Auto Loans

Introduction

At Valleystar, we believe in the power of community and the importance of personal relationships. Located at 19 Myers Corner Dr Ste A01, Staunton, VA 24401, our branch has been serving members since 1953. With a strong commitment to our community, we proudly support over 37,784 members by providing essential financial services tailored to their needs. Our dedicated team, led by CEO Mike Warrell and Board President James Rorrer, works tirelessly to ensure that you receive the best possible service. As of now, our total assets amount to an impressive $600,169,503, while our total deposits stand at $1,455,181. We offer a wide range of products from auto loans and mortgages to credit cards and business loans, making it easy for you to find exactly what you need. While members can visit us at our Staunton location for all their banking needs, official correspondence should be directed to our mailing address: PO Box 5511, Martinsville, VA 24115. Our branch is designed with your convenience in mind, featuring online and mobile banking options for those who prefer banking on-the-go. With a net worth of $60,741,413 and cash in hand totaling $5,358,777, we're in a strong position to support our members' financial journeys. Whether you're looking to open a new account or apply for a loan, we invite you to reach out! Call us at 540-949-6818 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Experience the Valleystar difference today where your financial success is our top priority!

Branch History & Mission

Community Focus

Our operating hours are from 8:30 am to 5:30 pm Monday through Friday, ensuring that we are here when you need us most. Even without drive-thru services, our friendly staff is always ready to assist you inside the branch. At Valleystar, we embrace technology as part of our mission. We offer online and mobile banking options that allow you to manage your finances from anywhere while maintaining compliance with ADA standards for accessibility. Join us at Valleystar and become part of a community-focused credit union dedicated not only to your financial success but also to enhancing the lives of those around us. Experience firsthand what it means to be part of something bigger where your membership truly matters. For more information or to open an account today, visit us online at Valleystar or call us at 540-949-6818. Your journey toward financial empowerment starts here!

Our Mission

Valleystar's mission is to empower our members through access to financial tools and resources that promote prosperity and well-being. We believe that everyone deserves the opportunity to achieve their financial goals whether it's buying a home, purchasing a vehicle, or planning for retirement. Our dedicated team works tirelessly to ensure that each member receives personalized service tailored to their unique situation. We also recognize the importance of giving back. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Our commitment extends beyond banking; it's about making a difference in people's lives. While members can visit us at our main location in Staunton, official correspondence should be sent to PO Box 5511, Martinsville, VA 24115 if needed. We are proud to offer convenient services like ATM availability and shared service center options for easy access to your accounts anytime you need.

Branch Location & Accessibility

Call to Action

We invite you to stop by Valleystar in Staunton today! Whether you have questions about your account or need assistance with a loan application, we're just a phone call away at 540-949-6818. Come experience the friendly service that sets us apart!

Nearby Landmarks and Accessibility

You'll find our branch near several local landmarks that make it easy to spot us. We're just a short drive from the Staunton Mall and close to several dining options, so you can take care of your banking and enjoy some time out as well. We offer ample parking for our members and ensure that our facility is ADA compliant, with ramps and accessible features for everyone.

Operating Hours and Services

We know your time is valuable, which is why we keep our lobby open from 8:30 am to 5:30 pm, Monday through Friday. During these hours, our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. In addition to these services, we also provide ATM access for quick withdrawals and balance checks. While we currently do not have drive-thru service at this location, our shared service center allows members of partner credit unions to perform basic transactions like deposits and withdrawals right here with us.

Member Eligibility

Joining the Valleystar family means becoming part of a caring community that truly values its members. At Valleystar, we believe in making banking accessible for everyone. To become a member, you need to meet some simple eligibility criteria, which include living, working, or attending school in certain areas or having a family member who is already a member. This ensures that we welcome those who share our commitment to the community. If you're curious about the specific details, feel free to check out our eligibility page at this link. Becoming a member at Valleystar comes with fantastic benefits, from competitive rates on loans and savings to personalized service that feels like home. Plus, opening an account is straightforward! You can easily apply online through our website at this link or give us a call at 540-949-6818 if you have any questions. We're located at 19 Myers Corner Dr Ste A01 in Staunton, VA, and our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily, manage cash flow smoothly, and have tools at your disposal that streamline operations. Our merchant services do just that. From point-of-sale systems to online payment processing, we provide the resources you need to focus on what matters most growing your business. Located at 19 Myers Corner Dr Ste A01 Staunton Va 24401 in Staunton, VA, we're here to support your business every step of the way. Whether you're looking for loans or need assistance with payment solutions, reach out to us at (540) 949-6818. Together, let's build a brighter future for your business!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $352 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,265,239, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

For our business members, we understand that every dollar counts. Our Business Banking services, including Merchant Services and Business Loans, are designed to help you run your operations smoothly and efficiently.

Digital Banking Convenience

In today's fast-paced world, having control over your finances at your fingertips is essential. With our Online & Mobile Banking, you can manage your accounts anytime, anywhere. From checking balances and making transfers to paying bills and person-to-person payments, everything is just a few taps away. Additionally, our ATMs provide easy cash withdrawal services along with basic transactions like balance checks.

Financial Flexibility

Life can be unpredictable, which is why we also offer Personal Loans & Debt Consolidation solutions tailored to fit your situation. Whether you need funds for unexpected expenses or want to simplify your finances by consolidating debt, we're here to help. Plus, our Credit Cards with Rewards provide great benefits for everyday purchases, allowing you to earn points while managing your spending.

Personal Banking

Whether you're just starting out or looking to grow your savings, we offer various personal banking solutions. Our Checking & Savings Accounts provide easy access to your funds while helping you save for the future. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process with ease.

Shared Branching and Accessibility

If you're part of another credit union, don't worry! We offer Basic Shared Branch Transactions, allowing members from partner credit unions to make deposits and withdrawals right here at Valleystar. This means more convenience for you no matter where you're banking. At Valleystar, we are committed to providing accessible financial solutions that fit your life. If you have any questions or need assistance, feel free to give us a call at (540) 949-6818 or visit us during our lobby hours from 8:30 AM to 5:30 PM Monday through Friday. We look forward to serving you! Discover more about what we offer by visiting our website at Fishersville. Join us today and take the first step toward reaching your financial dreams!

Digital & Online Banking

Convenient Online Access

With just a few clicks at https://www.valleystar.org/, you can view account balances, transfer funds, and pay bills without stepping foot in a branch. Our user-friendly interface makes it easy for everyone, whether you're tech-savvy or just getting started with online banking.

Mobile Banking Made Easy

Stay on top of your finances with our mobile application available for download. Whether you're at home or on the go, you can make mobile payments effortlessly and even send money through person-to-person transfers. It's about making banking easier for you no matter where life takes you.

Real-Time Management

Managing your money has never been more straightforward. With all these digital tools at your fingertips, you can monitor your accounts in real time and make informed decisions quickly. Plus, if you ever have questions or need assistance, our dedicated team is just a call away at (540) 949-6818. At Valleystar, we're committed to providing accessible and efficient banking solutions that cater to your needs. Join us today and experience the convenience of modern banking!

Security You Can Trust

Your security is our top priority. We provide electronic signature authorization, ensuring that your transactions are safe and valid. Plus, with e-statements available, you can easily keep track of your finances while reducing paper clutter.

Financial Strength

At Valleystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you want to be assured of our strength and reliability. With a net worth of $60,741,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $104,319,441 in share certificates and $26,917,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,738,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $5,949 in used auto loans and $456,303,177 in total loans and leases available to support your financial goals across various sectors. Our performance is reflected in our operations; our $-$1,693,748 showcases our commitment to efficiency while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 163 full-time employees ready to serve you with knowledge and dedication. Our total share accounts stand at 69,969, which illustrates a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $4,052,523, we're positioned well to meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valleystar is your trusted partner. Visit us at 19 Myers Corner Dr Ste A01 Staunton Va 24401 or call (540) 949-6818 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,140,658 in used vehicle loans and $13,287,278 in new vehicle loans already helping members get on the road. We provide financing options that make owning a vehicle more accessible than ever. Plus, if you're considering refinancing an existing auto loan, ask us about our competitive refinancing options.

Credit Lines and Commercial Loans

For those looking for additional flexibility in their finances, our total credit lines amount to $183,233,320. This option provides you with easy access to funds when needed. Additionally, if you're a business owner seeking capital to grow and expand operations, our outstanding commercial loans totaling $164,265,239 can help pave the way for your business success. At Valleystar in Staunton (19 Myers Corner Dr Ste A01), VA 24401, we prioritize your financial well-being. You can reach us at 540-949-6818 during our lobby hours from 8:30 am to 5:30 pm Monday through Friday for any questions or assistance regarding our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you on your journey towards financial stability!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,493,940, make buying or refinancing simple. We strive to guide you through every step of the process, making it as straightforward as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $9,947,412 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases without the burden of high-interest rates.

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VALLEYSTAR CREDIT UNION - Staunton, VA

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