VALLEYSTAR CREDIT UNION

Welcome to Valleystar, your trusted financial partner located at 150 Pleasant Breeze Dr, Rocky Mount, VA 24151. Since our establishment in 1953, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With a total membership of 37,784 and assets exceeding $600 million, we are dedicated to fostering financial growth and stability for everyone we serve. At Valleystar, we believe in the power of community. Our strong foundation is supported by a team of 163 employees, led by our CEO, Mike Warrell, and Board President, James Rorrer. Together, we strive to create an environment where members feel valued and empowered. We understand that your financial journey is important, which is why we offer a variety of services designed to help you achieve your goals. As a member-focused credit union, we currently hold over $1.45 million in deposits and have extended more than 27,052 loans to our members. Our net worth stands at an impressive $60.7 million, reflecting our financial strength and stability. With cash reserves of $5.36 million, we're prepared to support you through life's ups and downs. While members can visit us at our Rocky Mount branch, official correspondence should be sent to our mailing address: PO Box 5511, Martinsville, VA 24115. Explore how Valleystar can help you secure your financial future today! For more information or inquiries, feel free to reach out at (276) 632-1679 or visit us online at www.valleystar.org. We're here to help you every step of the way!

At Valleystar, we believe that becoming a member means joining a community that cares about your financial well-being. If you're interested in becoming part of our family, you'll be pleased to know that eligibility is quite inclusive! Generally, anyone who lives, works, worships, or attends school in the area can join us. We also welcome immediate family members of current members. This means that if you're looking for a place where your needs are understood and prioritized, you've come to the right spot. Opening an account at Valleystar is straightforward and designed with you in mind. Just visit us at our branch located at 150 Pleasant Breeze Dr Rocky Mount Va 24151 or check out our website for more details on how to get started at https://www.valleystar.org/personal/digital-banking/apply/ . If you have any questions along the way, feel free to reach out by calling us at (276) 632-1679. For a complete overview of our eligibility criteria, visit us online at https://www.valleystar.org/our-mission-vision-and-core-values/#eligibility . We can't wait to welcome you into our community!

At Valleystar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong can provide peace of mind, especially in today's world. With a net worth of $60,741,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $104,319,441 in share certificates and $26,917,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,738,170 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $5,949 in used auto loans and a total of $456,303,177 in loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our net income of -$6,073,140, which highlights our commitment to managing resources effectively while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 163 full-time employees ready to serve you with knowledge and dedication at every visit to our branch located at 150 Pleasant Breeze Dr., Rocky Mount VA 24151. Total Share Accounts stand strong at 69,969, showcasing a growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $4,052,523, reflecting our capacity to support your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valleystar is your trusted partner. Visit us at 150 Pleasant Breeze Dr., Rocky Mount VA 24151 or call (276) 632-1679 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.