The University of Kentucky Credit Union proudly serves members across the entire state of Kentucky, providing convenient access to a wide range of financial services designed to meet your everyday banking needs. Whether you’re managing personal finances or growing a business, membership unlocks valuable benefits including personal checking and savings accounts, credit cards with rewarding perks, and flexible personal loans perfect for debt consolidation.

Kentucky members enjoy seamless statewide ATM and cash withdrawal services along with basic ATM access for balance checks. Drive-thru banking options make deposits, withdrawals, and simple transactions quick and hassle-free. For those looking to purchase or refinance vehicles, competitive auto loans and vehicle financing put you in the driver’s seat with confidence. Homebuyers and homeowners benefit from accessible mortgage loans and refinancing solutions tailored to Kentucky’s unique market.

Business members can tap into merchant services and business loans crafted to support local growth throughout the state. With robust online and mobile banking platforms, you have 24/7 control over your finances wherever life takes you. Beyond banking, University of Kentucky Credit Union is committed to community programs that enrich Kentucky’s neighborhoods. Experience the value of membership built around trusted service and strong statewide presence—your financial partner in Kentucky every step of the way.