University of Kentucky Credit Union Lexington KY

Introduction

Welcome to University Of Kentucky, your trusted financial partner located at 1730 Alysheba Way, Lexington, KY 40509. Since our establishment in 1937, we've been dedicated to serving our community with a commitment to excellence and member satisfaction. With over 108,000 members, we pride ourselves on providing personalized service and innovative financial solutions tailored to meet your needs. At University Of Kentucky, we manage an impressive $1,556,750,860 in total assets and have facilitated more than 61,510 loans and leases. Our strong financial foundation is reflected in our net worth of $170,139,517 and cash reserves totaling $11,453,975, ensuring that we can support you through all stages of your financial journey. Our leadership team, led by CEO Ryan Ross and Board President Joseph (Tyler) Gayheart, is deeply committed to enhancing the lives of our members. We understand that banking isn't just about numbers; it's about building relationships and creating a sense of community. That's why we're here for you not just when you need us but as a reliable partner in achieving your financial goals. While you can visit us at our branch location for personal assistance, any official correspondence should be directed to the same address: 1730 Alysheba Way, Lexington, KY 40509. If you have questions or need assistance, feel free to reach out at (859) 264-4200 during our operating hours from Monday through Friday between 9 a.m. and 6 p.m. Join us today to experience the University Of Kentucky difference! Explore our services or become a member by visiting our website at ukfcu.org. We look forward to being part of your financial success story!

Branch History & Mission

Welcome to the University Of Kentucky branch in Lexington, KY! Established in 1937, we have proudly served our community for over eight decades. Our journey began with a small group of individuals who wanted to create a supportive financial institution that would prioritize members' needs over profits. Today, we have grown into a robust credit union with over 108,000 members and assets totaling more than $1.5 billion. Located at 1730 Alysheba Way, our branch is easily accessible and situated near local landmarks that make us a familiar part of the community. While you can visit us here for your financial needs, any official correspondence should be sent to our mailing address at the same location. At the heart of our mission is a commitment to provide quality financial services while enhancing the lives of our members and supporting the local community. We strive to empower individuals through education and accessibility, ensuring everyone has the tools they need for financial success. Our services are designed not only to meet your banking needs but also to uplift and strengthen our community ties. We believe in evolving with the times, which is why we've embraced digital advancements to improve member experiences. From online banking and mobile payments to e-statements, we ensure that managing your finances is simple and efficient. We're also dedicated to being accessible for all members, adhering to ADA compliance standards across our platforms. Our success is not just measured in numbers but in partnerships and outreach efforts that make a real difference. We actively engage with local organizations and initiatives aimed at bettering Lexington, reinforcing our belief that when one of us thrives, we all thrive together. We invite you to join our ever-growing family at the University Of Kentucky branch. Experience firsthand how we combine tradition with innovation for your financial well-being. Together, let's build a brighter future! For more information or if you have any questions, feel free to give us a call at 859-264-4200 during our operating hours: Monday through Friday from 9 a.m. to 6 p.m. Your journey towards better financial health starts here!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our location is not just convenient; it's also surrounded by familiar landmarks that make finding us a breeze. We're close to several local shops and restaurants, which means you can easily stop by before or after running errands. Plus, we offer ample parking to ensure your visit is hassle-free. If you have any questions or need assistance while you're here, feel free to give us a call at 859-264-4200. We're open Monday through Friday from 9 a.m. to 6 p.m., so you can choose a time that works best for your schedule.

Services Offered

While we don't have ATM availability or drive-thru banking at this location, we are dedicated to providing excellent customer service within our lobby. If you require assistance with any banking needs, our team is here to help guide you through our range of services. For members who prefer written correspondence, please note that official mail should be sent to the same address: 1730 Alysheba Way, Lexington, KY 40509. We invite you to come visit us at the University of Kentucky branch! Whether you're a long-time member or considering joining us, we're excited to meet you and support your financial journey.

Member Eligibility

At University Of Kentucky, we believe that becoming a member is like joining a family where everyone supports each other. If you're wondering whether you can be part of our community, the good news is that membership is open to a wide range of individuals! Whether you're a student, staff, or faculty member at the University of Kentucky, or even a family member of someone who is, you can easily qualify for membership. We strive to make banking approachable and beneficial for everyone. By joining us at University Of Kentucky, located at 1730 Alysheba Way Lexington Ky 40509, you'll gain access to personalized financial services designed to help you thrive. To learn more about our eligibility criteria, feel free to visit this page. Once you see how simple it is to become a member, you'll want to take the next step! Opening an account with us is straightforward and can be done online check out this link for all the details. If you have any questions or need assistance, don't hesitate to give us a call at (859) 264-4200. We're here to welcome you!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $248 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $104,152,502, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a bustling café where customers can quickly pay with their phones while you track sales effortlessly through our systems. Our merchant services ensure you spend less time managing payments and more time focusing on what you love growing your business. Visit us at 1730 Alysheba Way Lexington Ky 40509 in Lexington, KY, or call us at (859) 264-4200 to learn more about how we can help your business thrive.

Comprehensive List Of Services

Banking Services

One of the key offerings at our branch is ATM services. While we currently focus on this service, we understand that access to cash and quick transactions are vital for our members. Imagine you're out running errands and need cash for a small purchase; having reliable ATM services available makes life a little easier.

Commitment to Member Needs

Our goal is always to put our members first. We recognize that financial needs vary widely, whether you're a student managing a budget or a professional planning for future goals. That's why we're committed to offering accessible services tailored to support you in reaching those goals. For any questions or further assistance, don't hesitate to call us at 859-264-4200 during our lobby hours from Monday through Friday, 9 a.m. - 6 p.m. We invite you to explore all the ways the University Of Kentucky can assist you in achieving financial wellness. Visit us today or check out our website at ukfcu.org for more information!

Digital Banking Features

In addition to traditional services, we also provide robust digital banking options. You can manage your accounts from the comfort of your home or on-the-go. With online banking and mobile payments available, handling your finances has never been more convenient. Picture yourself checking your balance or transferring funds while waiting in line it's all possible with our user-friendly platforms.

Digital & Online Banking

Accessibility Anytime

With e-statements available, you no longer have to worry about paper clutter or lost documents. You'll receive your statements directly in your inbox, making it easy to track spending and manage budgets efficiently. And if you ever need assistance while using our digital services, our team is just a phone call away at (859) 264-4200. In summary, University Of Kentucky offers a complete suite of digital banking solutions that empower you to take control of your finances with ease and security. Explore all these features today by visiting https://www.ukfcu.org/ your financial management made simple!

User-Friendly Features

Our mobile application makes banking even simpler. With just a few taps on your smartphone, you can handle everything from checking your e-statements to making person-to-person transfers. Imagine sending money to a friend instantly, all from the palm of your hand! Plus, our app supports mobile payments, so you can easily pay for purchases without needing cash or cards. Security is a top priority for us. We provide electronic signature authorization for transactions, ensuring that your information remains protected at all times. You can rest easy knowing that your financial data is safe with us.

Financial Strength

A Solid Foundation

With a net worth of $170,139,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 255 full-time employees and 13 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support tailored to your needs.

Growing Together

Our commitment to you is reflected in our operational efficiency, evidenced by our $2,248,186. This allows us to continue offering competitive loan rates and solid financial products for our members. With a robust total of 195,790 accounts, more people are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Kentucky is your trusted partner. Visit us at 1730 Alysheba Way Lexington Ky 40509 or call (859) 264-4200 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $168,885,235 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $21,805 in used auto loans and $1,314,648,365 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $581,831,529 in share certificates and $241,940,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,083,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $423,975,969 in used vehicle loans and $84,071,082 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $104,152,502 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to supporting your journey toward success.

Eligibility and Refinancing Options

If you're considering any of our loan products, it's worth noting that we have eligibility options tailored to meet various financial situations. Additionally, if you're looking to refinance an existing loan, our team can guide you through the process and find the best options available for your needs. For any questions or further details about our loan offerings, feel free to reach out at (859) 264-4200 during our operating hours: Monday through Friday from 9 a.m. - 6 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At University Of Kentucky, we're dedicated to providing you with transparent information and support as you navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $368,091,649, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $31,554,897 in loans helping members manage their finances effectively. This option can be an excellent choice for those looking for easy access to funds without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By gathering information from reputable sources, LendMesh guarantees that users receive accurate and reliable loan comparisons tailored to their needs.

UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION - Lexington, KY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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