University of Kentucky Credit Union Lexington KY | Low Mortgage Rates & Business Banking

Introduction

Welcome to the University Of Kentucky at our Hamburg Branch, located at 2557 Sir Barton Way, Lexington, KY 40509. Since our establishment in 1937, we've been dedicated to serving our members with a strong commitment to community values and financial well-being. With over 108,428 members, we pride ourselves on being more than just a financial institution; we're your partner in building a secure financial future. At the University Of Kentucky Credit Union, we manage total assets of $1,556,750,860 and provide robust services that cater to all your banking needs. Our total deposits stand at $142,378,657, ensuring that your funds are safe and accessible. Whether you're looking for personal banking solutions or business loans, we offer a wide array of services including auto loans, mortgage refinancing, and credit cards with rewards. Our leadership team is here to guide you through your financial journey. Under the stewardship of CEO Ryan Ross and Board President Joseph (Tyler) Gayheart, our team of 268 employees is committed to providing exceptional service. We invite you to reach out to us at 859-264-4200 or visit our website at ukfcu.org for more information about how we can assist you. While members can visit us at our branch for any banking needs, official correspondence should be sent to the same address: 2557 Sir Barton Way, Lexington, KY 40509. We look forward to welcoming you into our community and helping you achieve your financial goals!

Branch History & Mission

Community Commitment

We are proud of our history but even prouder of our ongoing commitment to making a difference in Lexington and beyond. From sponsoring local events to supporting educational initiatives, we work tirelessly to give back to the community that has supported us throughout our journey. Join us today! Experience the benefits of membership at University Of Kentucky Credit Union where your financial goals are nurtured within a caring community. Call us at 859-264-4200 or visit our website for more information on how you can become a part of something special. Together, let's build a brighter financial future!

Our Evolution

From the moment we opened our doors, our mission has been clear: to provide accessible financial services while fostering community support. Throughout the years, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We strive to meet the diverse needs of our members through innovation and dedication. As we continue to evolve, we embrace technology that enhances member experience. Our online and mobile banking platforms make it easy for members to manage their finances anytime and anywhere. We also ensure ADA compliance so that all members can access our services comfortably. With ATM availability and drive-thru banking, we prioritize convenience in every interaction.

Our Mission Statement

At University Of Kentucky, we believe in empowering individuals and families by providing them with not just financial products but also the knowledge and tools they need to succeed. Our mission is deeply rooted in community involvement; whether it's through educational workshops or partnerships with local organizations, we aim to uplift those around us. While you can visit us at 2557 Sir Barton Way, official correspondence should be sent to the same address as our mailing address.

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about our offerings, don't hesitate to reach out! You can contact us at 859-264-4200. We invite you to stop by the Hamburg Branch today your financial future awaits!

Nearby Landmarks and Accessibility

Situated in the vibrant community of Fayette County, our branch is close to several local landmarks, making it easy for you to fit a visit into your day. You can find us near popular spots like Hamburg Pavilion, which offers shopping and dining options just a stone's throw away. Parking is ample and accessible, ensuring that you can visit us without any hassle. Our branch is fully ADA compliant, featuring ramps and other accessibility features so everyone can enjoy our services.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9 a.m. to 6 p.m., with drive-thru services available on Saturdays from 9 a.m. to 1 p.m. Our dedicated team is ready to assist you during these hours with a variety of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgages.

Member Eligibility

At University Of Kentucky, we believe that everyone deserves a supportive community to help them thrive. Becoming a member is simple and welcoming! If you live, work, attend school, or worship in Fayette County or surrounding areas, you're likely eligible to join our credit union family. We embrace individuals from various backgrounds and stages of life, ensuring that our services cater to your unique financial needs. Once you become a member, you'll gain access to a range of benefits, including competitive rates on loans and savings accounts, personalized service, and community-focused initiatives. Ready to take the next step? Opening an account is an easy process that can be done online or at our branch located at 2557 Sir Barton Way Lexington Ky 40509. For more details on eligibility criteria, feel free to check out our resource page at http://www.ukfcu.org/join/become-a-member. If you have any questions or need assistance, don't hesitate to call us at (859) 264-4200. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Simple

In today's fast-paced market, having efficient payment solutions is essential. Our merchant services enable you to accept payments easily whether online or in-store allowing you to focus on what really matters: growing your business. By partnering with us at 2557 Sir Barton Way Lexington Ky 40509, Lexington, KY, you'll have access to resources that make transactions smoother and customer experiences better. Reach out to us at (859) 264-4200 to discover how our business banking and commercial services can elevate your enterprise!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $248 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $104,152,502, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, we have tailored offerings just for you under our Business Banking services. From merchant services that help you accept payments easily to Business Loans that support growth and expansion, we've got your business covered.

Convenient Access

In today's fast-paced world, having access to your finances at any time is crucial. That's why we offer robust Online & Mobile Banking features. You can manage your accounts, pay bills, transfer money, and even send funds through our person-to-person service all from the convenience of your smartphone or computer. For those who prefer in-person transactions, we have an ATM available and a basic drive-thru banking service where you can handle deposits, withdrawals, and simple transactions without leaving your car.

Credit Cards and Rewards

For everyday purchases or unexpected expenses, consider applying for one of our Credit Cards with Rewards. Not only do you earn points on purchases, but you also enjoy benefits that can save you money down the road.

Get Started Today!

With convenient operating hours from Monday through Friday 9 a.m. - 6 p.m., and Saturday 9 a.m. - 1 p.m., we're here when you need us most. If you're ready to take the next step towards better financial health or simply want more information about our services at Hamburg Branch, don't hesitate to reach out! Call us at (859) 264-4200 or visit us at 2557 Sir Barton Way Lexington Ky 40509 in Lexington today. Your financial journey starts here!

Personal Banking

When it comes to managing your money, our Personal Banking services offer everything you need. We provide checking and savings accounts tailored for all lifestyles, ensuring you can easily access and grow your funds. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make car shopping more straightforward and affordable. Imagine driving away in a new car with a manageable payment plan that fits your budget! If homeownership is on your mind, check out our Mortgage Loans & Refinancing solutions. We guide you through the process, making it easier than ever to secure the right loan for your needs. Plus, if you're juggling debts, our Personal Loans & Debt Consolidation services can simplify your finances by allowing you to combine multiple debts into one monthly payment.

Digital & Online Banking

Accessibility and Features

Keeping track of your finances is straightforward with e-statements available at University Of Kentucky. You can view your statements whenever you want without worrying about paper clutter. If you're always on the go, our mobile application allows you to manage your accounts right from your smartphone. You can even make mobile payments easily, so you don't have to dig out your wallet every time you make a purchase. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. Just think how convenient it would be to settle up for dinner or share expenses instantly!

Security and Support

Your security is our top priority. We've built robust measures into all our online services to ensure that your information remains safe and sound. Additionally, our friendly team is always here to help if you have any questions about using our digital services. With these features at your fingertips, managing your finances has never been easier or more efficient. Join us at University Of Kentucky and take advantage of the modern banking solutions designed with you in mind!

Financial Strength

A Solid Foundation

With a net worth of $170,139,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 255 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is evident as shown by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share and Deposit Accounts: 195,790, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,179,688. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Kentucky is your trusted partner. Visit us at 2557 Sir Barton Way Lexington Ky 40509 or call (859) 264-4200 to learn more about how we can help you achieve your financial goals.

Reinvesting in You

With $168,885,235 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we have $21,805 in used auto loans and $1,314,648,365 in total loans and leases, supporting members' financial goals across various sectors.

Your Savings Are Secure

Members' savings are secured through $581,831,529 in share certificates and $241,940,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,083,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $423,975,969 in used vehicle loans and $84,071,082 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used one, our competitive rates make it easier than ever to drive away happy.

Credit Lines and Unsecured Loans

For those who prefer flexibility, we offer credit lines totaling $555,962,743, allowing you to access funds as needed without taking out a full loan upfront. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $31,554,897 in loans helping members manage their finances effectively. These options can give you peace of mind when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $368,091,649, make buying or refinancing simple. We strive to provide a straightforward process so you can focus on turning your dream of owning a home into reality.

Support for Business Owners

For business owners, our outstanding commercial loans totaling $104,152,502 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with tailored financial solutions. At University Of Kentucky, we prioritize your needs by offering refinancing options where applicable. If you're considering any of these loan products or have questions about eligibility, feel free to reach out to us at (859) 264-4200. Our team is ready to assist you in finding the right loan option. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

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