University of Kentucky Credit Union Lexington KY | Affordable Auto Loans & Rewards Credit Cards

Introduction

Welcome to the University Of Kentucky branch, located at 160 Avenue Of Champions, Lexington, KY 40526. Since opening our doors in 1937, we have proudly served over 108,000 members, providing them with a reliable partner for their financial needs. With total assets exceeding $1.5 billion and a robust network of services, we are committed to fostering financial growth and stability within our community. At our branch, you'll find a welcoming team led by CEO Ryan Ross and Board President Joseph (Tyler) Gayheart, who are dedicated to ensuring that every member receives personalized attention. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we offer a wide range of services tailored to meet your unique financial goals. While members can visit us at our physical location for face-to-face assistance, official correspondence should be sent to our mailing address: 160 Avenue of Champions, Ste A - 210, Lexington, KY 40526-2010. With total deposits of $142,378,657 and cash in hand amounting to $11,453,975, we take pride in maintaining the financial health of our credit union. Our commitment extends beyond just numbers; we strive to make a positive impact in the lives of our members and the surrounding community. We invite you to experience the difference at the University Of Kentucky branch! Feel free to reach out by phone at 859-264-4200 or visit us online at ukfcu.org to learn more about how we can help you achieve your financial dreams. Join us today and become part of a community that values trust and reliability!

Branch History & Mission

Welcome to the University Of Kentucky, a cornerstone of financial support and community involvement in Lexington, KY. Since opening our doors in 1937, we have proudly served our members with dedication and integrity. Located at 160 Avenue Of Champions, we are not just a financial institution; we are a partner in your journey towards financial well-being. Over the years, the University Of Kentucky has grown significantly, now boasting over 108,428 members and total assets exceeding $1,556,750,860. Our mission is clear: to provide excellent financial services while actively supporting our local community. We believe that when our members succeed, so does our community. Our commitment extends beyond traditional banking services. With modern conveniences such as online banking, mobile payments, and e-statements, we ensure that managing your finances is easy and accessible. We also prioritize ADA compliance to make sure that everyone can benefit from our services. The heart of our mission lies in community outreach. We regularly engage in partnerships with local organizations to uplift those around us. Whether it's sponsoring educational programs or participating in charity events, we strive to make a meaningful impact. While members can visit us at 160 Avenue Of Champions, official correspondence should be sent to 160 Avenue of Champions, Ste A - 210, Lexington, KY 40526-2010 if different from our branch address. Operating Monday through Friday from 8:00 a.m. to 5:00 p.m., we invite you to stop by or call us at 859-264-4200 for any inquiries or assistance you may need. Our ATM availability ensures that you have access to your funds whenever needed. Join us at the University Of Kentucky and experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Made Easy

In addition to personal banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we also offer ATM access right on-site for your convenience. Although we currently do not have drive-thru services, our team is dedicated to providing quick and efficient service inside the branch. While members can visit us at 160 Avenue Of Champions for all their banking needs, any official correspondence should be sent to our mailing address: 160 Avenue of Champions, Ste A - 210, Lexington, KY 40526-2010.

Connect With Us Today!

Have questions? Feel free to give us a call at 859-264-4200. We look forward to welcoming you in person! Come see how we can support your financial journey today!

Convenient Access for Everyone

At our branch, we prioritize accessibility. Our location is designed to be welcoming for all members, with ADA-compliant features ensuring ease of access. There's ample parking available for both visitors and members, so you can pop in without hassle.

Friendly Service Hours

We're here for you Monday through Friday from 8:00 a.m. to 5:00 p.m., making it easy to fit your banking needs into your busy schedule. Whether you have questions about your accounts or need assistance with loans, our friendly staff is ready to help.

Member Eligibility

At University Of Kentucky, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to join us, you'll be happy to know that eligibility is open to anyone who shares a connection with the University of Kentucky or the surrounding community. Whether you're a student, faculty member, or even an alumni, you can easily become part of our supportive environment that offers great financial services tailored just for you. To get started on your membership journey, simply check out the detailed eligibility criteria at http://www.ukfcu.org/join/become-a-member. It's straightforward and welcoming! Once you've confirmed your eligibility, opening an account is quick and easy just visit us online at https://secure.ukfcu.org/ukfcuonlinebanking/sdk/autoenrollmente2e/forgotlogin or give us a call at (859) 264-4200 for any questions. We're here to help you every step of the way as you join our vibrant community at University Of Kentucky, located at 160 Avenue Of Champions Lexington Ky 40526.

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to make transactions smoother. Imagine having the ability to accept payments easily, whether in-store or online. Our services allow you to focus on serving your customers while we handle the payment processing. Located conveniently at 160 Avenue Of Champions Lexington Ky 40526, Lexington, KY, we're ready to partner with you on your journey. Contact us at (859) 264-4200 or visit our website for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $248 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $104,152,502, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we offer specialized business banking services that include merchant services and business loans. You can count on us to support your business growth with tailored solutions designed to keep your operations running smoothly.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features. With just a few taps on your smartphone, you can access your accounts, pay bills, transfer money, and even deposit checks without visiting the branch. Our ATMs also allow for quick cash withdrawals and balance checks whenever you need them.

Get in Touch

We invite you to explore all these services at Uk Student Center Branch located at 160 Avenue Of Champions Lexington Ky 40526 in Lexington, KY. If you have any questions or want to learn more about how we can assist you on your financial journey, please don't hesitate to call us at (859) 264-4200 during our operating hours from Monday through Friday, 8:00 a.m. - 5:00 p.m. Your financial well-being is our priority at University Of Kentucky. Visit us today or explore our offerings online at https://www.ukfcu.org/!

Loans Made Simple

Need extra cash? Our personal loans and debt consolidation services can assist you in managing unexpected expenses or consolidating existing debts into one manageable payment. Plus, our credit cards come with rewards that make every purchase more rewarding perfect for everyday expenses or special treats.

Personal Banking Solutions

For those looking to manage their everyday finances, our personal banking services include checking and savings accounts that cater to various lifestyles. Imagine easily keeping track of your spending while saving for future goals all with competitive rates and no hidden fees. If you're considering purchasing a vehicle or need financing for an upcoming trip, our auto loans and vehicle financing options provide flexible terms that fit your budget. We also offer mortgage loans and refinancing solutions to help you secure your dream home or lower your current mortgage payments.

Digital & Online Banking

Mobile Banking Convenience

If you're always on the move, our mobile application makes banking even more accessible. You can easily manage your accounts from your smartphone, making it simple to check balances or send person-to-person payments whenever needed. Our mobile payments feature also allows you to make quick and secure purchases directly from your phone.

Online Banking Services

Our online banking platform, accessible through https://www.ukfcu.org/, allows you to view your account balances, make transfers, and pay bills anytime you need. With 24/7 access to your accounts, you can stay in control of your finances without having to visit a branch.

Safety First

Security is a top priority at University Of Kentucky. We use advanced technology to protect your information and ensure that every transaction is safe and secure. With our easy-to-navigate platform, you'll feel confident managing your finances from any device. In short, with our digital and online banking services, you get accessibility, ease-of-use, and real-time account management all designed to fit into your busy lifestyle. Join us today at University Of Kentucky and discover how easy it is to take charge of your financial future!

User-Friendly Features

We prioritize user experience by offering features like electronic signature authorization. This means you can sign documents digitally, saving you time and effort. Plus, our e-statements are available for those who prefer a paperless approach, helping you keep track of your transactions in an environmentally friendly way.

Financial Strength

Commitment to Member Support

Our commitment to our members extends to our undivided earnings of $168,885,235, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $21,805 in used auto loans and $1,314,648,365 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Membership Trust

Total Share and Deposit Accounts stand at 195,790, showing a strong and growing member base that trusts us with their finances. This trust is foundational as we move forward together in achieving your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University Of Kentucky is your trusted partner. Visit us at 160 Avenue Of Champions Lexington Ky 40526 or call (859) 264-4200 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $2,248,186, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 255 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $581,831,529 in share certificates and $241,940,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,083,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $170,139,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $423,975,969 in used vehicle loans and $84,071,082 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a brand-new model, our flexible terms make financing easy.

Commercial Loans

For business owners, our outstanding commercial loans totaling $104,152,502 provide the capital needed to grow and expand your business. We work closely with you to understand your needs and tailor solutions that help drive your success. Whether you're interested in refinancing existing debt or are looking for eligibility options, we're here to assist you at every stage. Our team is dedicated to providing clear information and support as you navigate your financial journey. You can reach us at (859) 264-4200, or visit us at 160 Avenue Of Champions Lexington Ky 40526, Lexington, KY during our operating hours from Monday through Friday, 8:00 a.m - 5:00 p.m. For more details about becoming a member or exploring our loan options, please check out our website at https://www.ukfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

If you're looking for additional flexibility, consider our credit lines totaling $555,962,743. These lines can provide you with quick access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $368,091,649, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,554,897 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted loan comparison tool is designed to help users navigate the often complex world of loans with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using reliable data means that users receive fair and transparent offers every time they search for loans. The benefits of using LendMesh are clear. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal here is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION - Lexington, KY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Lexington, KY (40526)