United Heritage Credit Union is proud to serve Texans statewide, delivering trusted financial solutions and community support across Texas. With a membership exceeding 80,000 and assets over $1.5 billion, United Heritage offers a full spectrum of services designed to empower your financial journey—whether personal or business-related.

Texans enjoy convenient ATM and cash withdrawal services, including basic ATM access for withdrawals and balance checks, plus efficient drive-thru banking for deposits and simple transactions. Members benefit from competitive auto loans and vehicle financing that make hitting the road easier, along with mortgage loans and refinancing options tailored to help you achieve homeownership dreams. Personal banking is made simple with checking and savings accounts, credit cards featuring rewarding benefits, as well as personal loans ideal for debt consolidation.

For local entrepreneurs and businesses across Texas, United Heritage provides merchant services and business loans crafted to fuel growth. Plus, their robust online and mobile banking platforms ensure you’re connected anytime, anywhere.

Beyond banking, United Heritage invests in Texas communities through programs that strengthen financial literacy and local development—making membership here not just about money but meaningful impact. Experience the difference of a credit union dedicated to Texans’ success at every step.