United Heritage Cedar Park TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to United Heritage, your trusted financial partner in the heart of Cedar Park, Texas! Located at 1801 E Whitestone Blvd, our branch has proudly served the community since 1957. With a total membership of 80,128, we are dedicated to providing exceptional banking services tailored to meet your needs. At United Heritage, we understand that financial decisions can be overwhelming. That's why we strive to create a warm and welcoming environment where you can feel confident and secure. Our commitment to our members is reflected in our impressive financial standing, boasting total assets of over $1.58 billion and total deposits reaching $189,105,834. Our net worth stands strong at $152,535,233, ensuring that your money is not just safe but growing as well. While members can visit us at our Cedar Park location, official correspondence should be sent to our mailing address: PO Box 202020, Austin, TX 78720. We also offer convenient banking options including online and mobile services, making it easy for you to manage your finances on the go. Our team of approximately 225 employees, led by CEO Michael Ver Schuur and Board President Val Velasquez, is here to assist you with a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We're not just about numbers; we care about making a positive impact in our community. We invite you to explore how United Heritage can support your financial journey. Whether you're looking for advice on loans or simply need assistance managing your accounts, we're just a call away at 512-435-4545. Visit us today and experience the difference of being a member at United Heritage!

Branch History & Mission

At United Heritage, we take pride in our deep-rooted history and a mission that reflects our commitment to serving the community. Established in 1957, our Cedar Park branch has grown alongside this vibrant city, evolving from its humble beginnings into a trusted financial partner for over 80,000 members. Located at 1801 E Whitestone Blvd, Cedar Park, TX 78613, we are conveniently situated near the bustling business district, making it easy for you to access our services. Over the years, we've achieved significant milestones that underscore our dedication to providing quality financial services and community support. With total assets now exceeding $1.58 billion, we have built a solid foundation to serve our members' needs be it through personal banking, auto loans, mortgages, or business services. Our mission is simple yet profound: to empower individuals and families to achieve their financial goals while fostering a sense of belonging and community spirit. We believe that by offering personalized service and innovative solutions, we can help our members navigate their financial journeys with confidence. While members can visit us at 1801 E Whitestone Blvd, official correspondence should be sent to PO Box 202020, Austin, TX 78720 if needed. We strive to make banking as accessible as possible with features like an ATM on-site and drive-thru banking options available during regular hours. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. For those who prefer online services, we provide robust digital banking tools that include mobile payments and online account management. Community engagement is at the heart of what we do. We regularly partner with local organizations and participate in outreach efforts aimed at improving the lives of those around us. Whether it's sponsoring events or supporting educational initiatives, our focus remains on building lasting relationships within Cedar Park. We invite you to join United Heritage today and experience firsthand how we're dedicated to your financial success and community well-being. Together, let's pave the way for a brighter future! For more information or assistance, feel free to call us at 512-435-4545.

Branch Location & Accessibility

Connect With Us!

Ready to experience banking made easy? Stop by United Heritage in Cedar Park today or give us a call at 512-435-4545. We look forward to welcoming you into our community!

Easy Access and Amenities

Our branch boasts ample parking to make your visit hassle-free. Plus, we are proud to offer ADA-compliant features such as ramps to ensure everyone can access our services comfortably. If you prefer quick transactions, take advantage of our drive-thru banking, open Monday through Saturday, so you can manage your finances without leaving your car. While members can visit us at 1801 E Whitestone Blvd, official correspondence should be sent to our mailing address: PO Box 202020, Austin, TX 78720.

Operating Hours That Fit Your Schedule

At United Heritage, we understand that life can be busy. That's why our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 2 PM. For those who need flexibility, our drive-thru hours extend from 8:30 AM to 6 PM on weekdays and also include Saturday hours from 9 AM to 2 PM.

Services Tailored for You

We offer a range of services designed with you in mind whether you're interested in personal banking options like checking and savings accounts or looking for auto loans and mortgage solutions. Our friendly staff is always ready to assist with transactions at the ATM or in the drive-thru.

Member Eligibility

At United Heritage, we believe that everyone deserves a chance to be part of a welcoming community where your financial needs are understood and prioritized. Becoming a member is simple and inclusive! If you live, work, or worship in the area around 1801 E Whitestone Blvd Cedar Park Tx 78613, you're likely eligible to join our credit union family. We welcome individuals from various backgrounds, making it easy for you to access our range of services tailored just for you. Joining us means enjoying benefits like competitive rates on loans, personalized banking solutions, and a friendly team ready to assist you with all your financial goals. Ready to take the first step? You can find more detailed eligibility criteria on our website at . If you have any questions or need assistance, feel free to give us a call at (512) 435-4545. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $168,679,017, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly with quick payment solutions. Our merchant services simplify transactions, allowing you to focus on what you do best. From card processing to online payments, we equip you with the tools needed to enhance customer satisfaction and streamline operations. Visit us at 1801 E Whitestone Blvd Cedar Park Tx 78613 in Cedar Park, TX, or call us at (512) 435-4545 to discover how our business banking and commercial services can empower your venture!

Comprehensive List Of Services

Additional Services

Our branch also features basic drive-thru banking services for deposits, withdrawals, and simple transactions ideal for those who prefer not to enter the building. The drive-thru is available during extended hours from Monday through Saturday. At United Heritage, we are committed to serving our community with care and dedication. If you have any questions about our services or would like assistance in opening an account, please don't hesitate to reach out. Call us at 512-435-4545 or visit us in person during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Join us at United Heritage today and experience personalized service tailored just for you!

Business Banking Services

For our business members, United Heritage offers comprehensive banking solutions that include merchant services and business loans. We know how vital it is for businesses to have reliable financial support, whether it's for daily operations or growth opportunities.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments, e-statements, and person-to-person transfers, banking has never been easier. You can also access ATMs for cash withdrawals and balance checks at locations throughout Cedar Park, ensuring you have quick access to your money whenever you need it.

Personal Banking Solutions

For individuals, our personal banking services make managing your finances straightforward and convenient. You can open checking and savings accounts that suit your lifestyle, allowing for easy access to your funds. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide flexible terms to fit your budget. Planning to buy a home? Our mortgage loans and refinancing solutions are tailored to help you achieve your homeownership dreams. We understand that life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options to help you regain control over your finances. And don't forget about our credit cards with rewards perfect for those who want to earn while they spend!

Digital & Online Banking

Convenient Transactions

Sending money to friends or family has never been easier with our person-to-person transfer service. You can send funds instantly using just their email or phone number no checks or cash needed! For those who prefer to pay on the go, our mobile payments feature allows you to make purchases directly from your mobile device, keeping everything at your fingertips.

Key Features

With our 24/7 online banking services available at http://www.uhcu.org, you can access your accounts anytime, anywhere. Check your balances, review transactions, and manage your money with ease. Our mobile application makes it even simpler, allowing you to bank right from your smartphone or tablet. You can enjoy the benefits of e-statements, which provide a paperless way to keep track of your financial documents. Plus, if you're ever in need of signing important documents quickly, our electronic signature authorization feature lets you do so securely without the hassle of printing and mailing.

Security & Support

Rest assured that all these features come with robust security measures to protect your information. We prioritize your safety while providing user-friendly tools that enhance your banking experience. At United Heritage, we're committed to helping you manage your finances effectively and securely. Discover more about our digital services today by visiting http://www.uhcu.org and take control of your banking needs like never before!

Financial Strength

At United Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, ensuring that your trust in us is well-placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $152,535,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $326,021,337 in share certificates and $168,703,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $82,720,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $152,214,574 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $13,383 in used auto loans and $1,260,390,747 in total loans and leases, helping our members achieve their financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 1 part-time employees ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0 reflect our focus on maximizing value for our members. Additionally, with a total of 166,356, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Heritage is your trusted partner. Visit us at 1801 E Whitestone Blvd Cedar Park Tx 78613 or call (512) 435-4545 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $302,813,837 in used vehicle loans and $103,850,685 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, which is why we provide flexible terms and competitive rates to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $168,679,017 provide the capital needed to grow and expand your enterprise. We understand how crucial it is for businesses to have access to funds when they need them most. At United Heritage, we believe in making borrowing accessible and straightforward. If you're considering refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to ask our staff during your visit or call us at the number provided above. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your borrowing options today and see how we can help you meet your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $75,964,328. We aim to make buying or refinancing simple and straightforward for our members. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding unsecured credit card loans recorded, our services include helping members manage their finances effectively through personal loans and debt consolidation options.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers when comparing loans.

Key Benefits of Using LendMesh

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United Heritage