United Heritage Kyle TX Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to United Heritage in Kyle, Texas! Located at 5029 Kyle Center Dr, our branch has been proudly serving the community since 1957. With a commitment to providing exceptional financial services, we've grown to support over 80,000 members with total assets exceeding $1.5 billion. Our focus is on delivering personalized banking solutions that meet your needs, whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. At United Heritage, we believe in making banking accessible and straightforward. Our experienced team, led by CEO Michael Ver Schuur and Board President Val Velasquez, is dedicated to ensuring that your financial journey is as smooth as possible. We understand the importance of trust in banking, which is why we maintain a net worth of $152,535,233 and keep approximately $5,626,216 in cash on hand to serve you better. While members can visit us at 5029 Kyle Center Dr, official correspondence should be sent to our mailing address: PO Box 202020, Austin, TX 78720. We invite you to explore our wide range of services designed for both personal and business needs. From auto loans with competitive rates over 31,905 loans issued to robust online banking options like mobile payments and e-statements, we strive to provide convenience at every turn. Our doors are open for you during the week from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM. Need assistance? Don't hesitate to give us a call at 512-435-4545 or visit our website at uhcu.org. Join us today and discover how United Heritage can help you reach your financial goals!

Branch History & Mission

Join Us

At United Heritage Credit Union, we're not just about transactions; we're about relationships. We invite you to join our growing family of satisfied members who trust us with their financial futures. Experience the benefits of being part of a community-focused credit union where your needs come first. Feel free to reach out at (512) 435-4545 or visit our website at http://www.uhcu.org for more information. Let's grow together!

Our Mission

Our mission is simple yet profound: We are dedicated to providing exceptional financial services while enriching the lives of our members and supporting the communities we serve. We believe that everyone deserves access to quality financial products and personalized service. This dedication drives us to engage in meaningful community outreach initiatives and partnerships that uplift those around us. While members can visit us at 5029 Kyle Center Dr for all their banking needs, official correspondence should be sent to PO Box 202020 in Austin if required. Our team is ready to assist you during lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. For those who prefer drive-thru service, we are available from 7:30 AM to 6:30 PM on weekdays and from 9 AM to 2 PM on Saturdays.

Our Story

Located at 5029 Kyle Center Dr, just a stone's throw from local landmarks like the Kyle Public Library and the scenic Lake Kyle Park, our branch is more than just a place to manage your money; it's a hub for support and growth. From humble beginnings, we have continuously expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, business banking services, and more. As technology has advanced, so have we. Today, United Heritage embraces digital innovations to make banking easier for you. We offer online and mobile banking solutions that allow you to manage your finances anytime, anywhere. Whether you need to deposit checks remotely or pay bills on-the-go, we're here to support you with user-friendly tools that fit your lifestyle.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring our facilities are accessible to everyone. Our branch complies with ADA standards, featuring ramps and designated parking spaces for those who may need additional assistance.

Convenient Location

Situated near popular landmarks and local attractions, our Kyle branch is a convenient stop for residents and visitors alike. You'll find us just a short drive from the bustling center of Kyle, making it easy to pop in during your day. Parking is readily available, so you can visit without any hassle.

Operating Hours

Our friendly team is ready to assist you during convenient hours: - Lobby Hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. - Drive-Thru Hours: For those on the go, our drive-thru is open Monday through Friday from 7:30 AM to 6:30 PM and Saturday from 9 AM to 2 PM.

Services Offered

At United Heritage, we offer a range of services tailored to fit your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need quick access? We provide ATM services right here at the branch, along with basic drive-thru banking for deposits and withdrawals. If you have any questions or would like more information about our services or operating hours, feel free to give us a call at (512) 435-4545. We invite you to visit us at our Kyle branch today! Let's work together towards your financial goals!

Member Eligibility

At United Heritage, we believe that everyone deserves a chance to be part of a caring community that values your financial well-being. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the vibrant Kyle area, you're already eligible to join us. We are dedicated to providing you with personalized banking solutions, from checking and savings accounts to auto loans and mortgage options. You can learn more about our eligibility requirements by visiting this page, which details everything you need to know. Ready to open your account? The process is simple and designed for your convenience. Just give us a call at (512) 435-4545, or stop by our branch located at 5029 Kyle Center Dr Kyle Tx 78640 during our operating hours. Our friendly team is here to help you every step of the way as you begin your journey with United Heritage. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $168,679,017, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and improve cash flow. Imagine a busy Saturday at your local café; with our point-of-sale systems, you can quickly process payments, track sales, and manage inventory all in one place. This efficiency not only enhances customer satisfaction but also frees up your time to focus on what matters most growing your business. Visit us at 5029 Kyle Center Dr Kyle Tx 78640, Kyle, TX or call us at (512) 435-4545 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking services including Merchant Services & Business Loans. Our team understands the unique challenges businesses face and is here to provide the support needed to thrive.

Cash Access Made Simple

We understand that sometimes you just need quick access to cash. Our locations feature an ATM for easy withdrawals and balance checks, along with basic drive-thru banking services for deposits and simple transactions. No matter what financial needs arise, rest assured that United Heritage is here to help you every step of the way. With friendly staff ready to assist during our lobby hours from Monday to Friday 9 AM - 6 PM and Saturday 9 AM - 2 PM, plus drive-thru availability from 7:30 AM - 6:30 PM on weekdays, we're always accessible when you need us most. Ready to explore how we can serve you better? Call us at (512) 435-4545 or visit our website at http://www.uhcu.org today!

Convenient Digital Banking

In today's fast-paced world, managing your finances should be easy. That's why we provide robust Online & Mobile Banking options. Access your accounts anytime, anywhere with features like mobile payments and person-to-person transfers. Our user-friendly platforms ensure that banking is always at your fingertips.

Home Sweet Home

For those ready to invest in real estate, our Mortgage Loans & Refinancing services can guide you through the process smoothly. Whether it's your first home or an upgrade, we have solutions tailored just for you. Plus, if you're dealing with existing debt, our Personal Loans & Debt Consolidation options can help simplify your finances and put you back on track.

Personal Banking Made Easy

Whether you're looking to open a new checking account or save for future goals, our Personal Banking options offer everything you need. We provide Checking & Savings Accounts designed for everyday use, helping you manage your finances effortlessly. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing will help make that dream a reality with competitive rates and flexible terms.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! These cards not only provide a convenient way to make purchases but also offer rewards that can enhance your lifestyle. From cash back to travel perks, there's something for everyone.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our mobile application, banking is literally at your fingertips! Whether you're using a smartphone or tablet, our app makes it easy to manage your account. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few clicks. It's quick, easy, and safe. For those who prefer paperless options, we offer e-statements that allow you to view and manage your statements securely online no more waiting for the mail!

Security and Convenience

We prioritize your security with features like electronic signature authorization. This means you can complete transactions confidently knowing that your information is protected. Additionally, our mobile payments feature allows you to make purchases effortlessly without needing cash or cards. At United Heritage, we believe in providing accessible banking solutions that empower our members. Whether you need assistance or want to explore all the features available through our online banking platform, we're here for you every step of the way. Experience the convenience and peace of mind that comes with digital banking today!

Financial Strength

At United Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe that a strong financial foundation is essential for supporting your needs and helping you achieve your goals. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, our performance insights reflect our commitment to maintaining robust financial health. With a net worth of $152,535,233, we are well-positioned to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength allows us to adapt to market changes while keeping your interests at heart. Members' savings are secured through $326,021,337 in share certificates and $168,703,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $82,720,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $152,214,574 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals with $13,383 in used auto loans and a total of $1,260,390,747 in loans and leases across various sectors. Our operational efficiency is highlighted by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 224 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 166,356, reflecting a strong and growing member base that trusts us with their finances. Our focus remains on you whether you're saving for the future or looking to finance an important purchase. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Heritage is your trusted partner. Visit us at 5029 Kyle Center Dr Kyle Tx 78640 or call 512-435-4545 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $302,813,837 in used vehicle loans and $103,850,685 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $168,679,017 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; our commercial loan options can support you in meeting those demands. If you're considering refinancing any existing loans or are unsure about your eligibility for one of our products, don't hesitate to reach out! Our dedicated staff is available at our branch located at 5029 Kyle Center Dr, Kyle TX 78640, and we're just a phone call away at 512-435-4545. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,964,328, make buying or refinancing simple. We also provide guidance throughout the process to help you navigate your options and find the best solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is perfect for those who want to maintain control over their spending while enjoying the benefits of rewards and convenience.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help consumers make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By pulling information straight from trusted sources, LendMesh guarantees accurate loan comparisons, allowing users to see all their options clearly. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions this means users benefit from unbiased results without any hidden agendas. With real-time rate comparisons from multiple institutions, consumers can quickly find the most suitable loan for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

United Heritage