United Heritage Austin TX Credit Union

Introduction

At United Heritage, we believe in building lasting relationships with our members and the communities we serve. Located at 12515 Research Blvd Bldg 5, Austin, TX 78759, our credit union has been a trusted financial partner since 1957. With over 80,000 members, we are dedicated to offering personalized service that meets your unique financial needs. Whether you're looking for loans or savings solutions, United Heritage is here to help. We proudly manage total assets of $1,585,933,733 and have facilitated 31,905 loans and leases for our members. Our commitment to your financial well-being is reflected in our robust deposit base of $189,105,834 and a strong net worth of $152,535,233. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: PO Box 202020, Austin, TX 78720. Our knowledgeable team of 225 employees, led by CEO Michael Ver Schuur and Board President Val Velasquez, is ready to assist you from Monday to Friday, 8 AM to 5 PM. At United Heritage, we are more than just a credit union; we are a community-focused organization committed to making a positive impact. With services designed to fit your lifestyle like online banking and mobile payments we strive to make managing your finances as easy as possible. If you're ready to experience the benefits of being a member of United Heritage or have any questions about our offerings, don't hesitate to reach out! Give us a call at 512-435-4545, and let's start building your financial future together.

Branch History & Mission

Community Commitment

United Heritage is deeply rooted in the Austin community. We understand that financial education is crucial for success, which is why we actively engage in programs that promote literacy and healthy financial habits. Whether it's through workshops or local sponsorships, we are dedicated to uplifting those around us. While members can visit us at our branch address, official correspondence should be sent to PO Box 202020, Austin, TX 78720. We are here for you Monday through Friday from 8 AM to 5 PM. Although we currently do not offer ATM or drive-thru services, our staff is always ready to assist you in person or over the phone at 512-435-4545.

Join Us

We invite you to become part of the United Heritage family! Experience firsthand how we can help you achieve your financial goals while supporting the community we all cherish. Together, let's build a brighter future! Visit us at uhcu.org to learn more about our services and membership options.

Our Evolution

Since our inception, United Heritage has evolved significantly. We began with a small group of dedicated members and have expanded our offerings to include a wide range of financial services that cater to diverse needs. Today, we proudly manage total assets exceeding $1.5 billion, which reflects our stability and commitment to responsible growth. Throughout the years, we have embraced technology to enhance member experiences offering features like online banking, mobile payments, and electronic signatures that make managing finances easier than ever. Our mission is simple yet powerful: to empower our members by providing accessible financial solutions while fostering community development. We believe in making a positive impact through partnerships and outreach initiatives that enrich lives beyond banking.

Branch Location & Accessibility

Welcome to the United Heritage branch, located conveniently at 12515 Research Blvd Bldg 5 in beautiful Austin, Texas. Nestled in Travis County, our branch is easily accessible and perfectly situated near notable landmarks, making it a breeze for members to visit us. Whether you're heading to or from the nearby shopping centers or just passing through this vibrant area, we're here to serve your financial needs. While you can meet us at our branch address, please note that all official correspondence should be sent to our mailing address at PO Box 202020, Austin, TX 78720. Our friendly team is ready to assist you during our operating hours from Monday to Friday, 8 AM to 5 PM. We understand that convenience matters. That's why we have ample parking available for those who prefer to drive in. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can access our services comfortably. Although we currently do not offer ATM services or drive-thru banking, our dedicated staff is eager to help you with a range of financial solutions inside the branch. From personal loans to account inquiries, we strive to provide a welcoming environment where your banking needs are met with care and professionalism. Feel free to reach out at 512-435-4545 if you have any questions or need assistance before your visit. We invite you to stop by and discover how United Heritage can support your financial journey!

Member Eligibility

At United Heritage, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, or worship in the Austin area or have family members who are already part of our credit union, you're likely eligible for membership. We pride ourselves on making financial services accessible to all, so whether you're looking to open a savings account, take out a loan, or simply want a place to manage your money with care, we've got you covered. To learn more about the specific eligibility criteria and find out if you qualify, please check out our detailed resource at . Once you're ready to join us, opening an account is just as easy! Give us a call at (512) 435-4545, and our friendly team will guide you through the steps needed to become part of the United Heritage family. We can't wait to welcome you at our branch located at 12515 Research Blvd Bldg 5 Austin Tx 78759!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business smoothly while having reliable tools at your disposal. Our merchant services ensure that you can accept payments easily, manage transactions efficiently, and focus on what matters most growing your business. From point-of-sale solutions to online payment processing, we provide everything you need to serve your customers effectively. Located at 12515 Research Blvd Bldg 5 Austin Tx 78759 in Austin, TX, we're dedicated to partnering with local businesses like yours. Let's work together to achieve your financial goals! For more information, contact us at (512) 435-4545 or visit us online at http://www.uhcu.org.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $168,679,017, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Focused

As part of the local community in Austin, we pride ourselves on understanding the unique financial needs of our members. Whether you're saving for a big purchase or looking for ways to manage debt, our services are tailored with you in mind. In summary, whether it's through reliable ATM access or cutting-edge digital banking features, United Heritage is committed to supporting your financial journey every step of the way. We invite you to visit us at 12515 Research Blvd Bldg 5 Austin Tx 78759 and discover how we can help make your banking experience better than ever. For more information on our services or if you'd like assistance, feel free to give us a call at (512) 435-4545! We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, having the ability to manage your finances digitally is essential. At United Heritage Plaza, we provide members with a user-friendly online banking platform and a mobile application. This means you can securely access your accounts anytime and anywhere, making it simple to pay bills, transfer money, and keep track of your spending.

Everyday Banking Solutions

One of the fundamental services we offer is ATM Services Only. Our ATMs are strategically placed to ensure you have easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without any hassle whether you're out shopping, grabbing lunch, or just on the go.

Personalized Member Support

Our team at United Heritage is not just about transactions; we're about building relationships. If you have questions or need assistance with any aspect of your financial life, don't hesitate to reach out. You can contact us at (512) 435-4545, and one of our friendly staff members will be ready to help you navigate your options.

Digital & Online Banking

Key Services Available

With just a few clicks at http://www.uhcu.org, you can explore our user-friendly online banking platform. Enjoy the convenience of 24/7 access to your accounts, making it simple to check balances, transfer funds, and pay bills without needing to visit a branch. Plus, with our electronic signature authorization feature, signing important documents is quick and hassle-free. We understand that paper statements can clutter your life, which is why we offer e-statements. With this feature, you can view your account statements securely online whenever you need them. You'll also have the option for mobile payments, allowing you to make purchases directly from your smartphone no wallet needed!

Stay Connected and Secure

Our mobile application is designed with you in mind. It provides all the features of online banking right in your pocket. Need to send money to a friend? Our person-to-person transfer service makes it as easy as a few taps on your screen. Security is our top priority; rest assured that your personal information is protected with advanced security measures. At United Heritage, we believe banking should be accessible and straightforward. Whether you're checking account activity or managing payments through our app, you'll find everything you need right at your fingertips. Join us today and experience the convenience of modern banking!

Financial Strength

At United Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial foundation, which allows us to serve you effectively and reliably. With a net worth of $152,535,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $326,021,337 in share certificates and $168,703,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $82,720,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is evident in our $152,214,574 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,383 in used auto loans and $1,260,390,747 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 224 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 166,356, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Heritage is your trusted partner. Visit us at 12515 Research Blvd Bldg 5 Austin Tx 78759 or call (512) 435-4545 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $302,813,837 in used vehicle loans and $103,850,685 in new vehicle loans to help our members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options make it simple to get behind the wheel.

Business Financing

For business owners seeking to expand or improve operations, our outstanding commercial loans amounting to $168,679,017 provide the capital needed for growth. We recognize the importance of supporting local businesses and are here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $75,964,328. We simplify the process of buying or refinancing your home so that you can focus on what matters most making it yours.

Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options for our products, don't hesitate to contact us. Our team is dedicated to helping you find solutions that align with your financial objectives. Our commitment is backed by performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At United Heritage, we believe in empowering our members with clear information and accessible loan solutions. Visit us today or call us at 512-435-4545; together we can take the next step towards achieving your financial aspirations.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have $0 in these loans available, we are always exploring ways to enhance our offerings and help our members manage their finances effectively.

Loan Aggregator

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United Heritage