United Heritage Tyler TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to United Heritage, your trusted financial partner located at 522 S Broadway Ave, Tyler, TX 75702. Established in 1957, we take pride in serving our community with a commitment to reliability and personal service. With a robust membership of over 80,000 individuals, we strive to meet the diverse needs of our members through tailored financial solutions. At United Heritage, we understand that every member's journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage financing, and business banking options. As of now, our total assets stand impressively at $1,585,933,733, with total deposits reaching $189,105,834 a testament to the trust our members place in us. Our leadership team, headed by CEO Michael Ver Schuur and Board President Val Velasquez, is dedicated to ensuring that you receive the best possible experience. Together with our team of 225 employees, we work diligently to create a supportive environment for all your banking needs. While members can visit us at our branch location for face-to-face support or utilize our convenient online and mobile banking services anytime, official correspondence should be sent to the same address: 522 S Broadway Ave, Tyler, TX 75702. With strong financial health reflected in our net worth of $152,535,233 and cash on hand amounting to $5,626,216, United Heritage stands ready to assist you with confidence. Whether you're looking to apply for loans (currently totaling 31,905) or explore savings options through our competitive deposit accounts, we're here for you. Ready to take the next step? Feel free to reach out by calling us at 903-597-7484 or visit our website at www.uhcu.org for more information. Join us today and discover how United Heritage can help you achieve your financial goals!

Branch History & Mission

Welcome to United Heritage, a credit union with a proud history and a heartfelt mission dedicated to serving the community of Tyler, TX. Established in 1957, our branch has been a cornerstone of financial support for individuals and families in the area for over six decades. Located at 522 S Broadway Ave, we are easily accessible and close to local landmarks that make us an integral part of the community. Over the years, United Heritage has evolved significantly. We have grown from a small credit union into a robust institution with total assets exceeding $1.5 billion and a membership base of over 80,000 people. This growth is not just about numbers; it reflects our commitment to providing exceptional financial services that empower our members. Our aim has always been to offer tailored solutions from personal banking and auto loans to business banking and mortgage financing that truly meet the diverse needs of our community. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering strong community ties. We believe in building lasting relationships based on trust, integrity, and respect. Whether you're opening your first savings account or seeking advice on retirement planning, we are here to guide you every step of the way. Our commitment extends beyond banking; we actively engage in community outreach initiatives that make a real difference in people's lives. While members can visit us at 522 S Broadway Ave Tyler Tx 75702, official correspondence should be sent to 522 S Broadway Ave, Tyler, TX 75702. Our branch offers convenient services including ATM access and drive-thru banking to make your experience smooth and efficient. You can reach us by phone at (903) 597-7484 during our operating hours: Monday through Friday from 9 AM to 5 PM for lobby services, and from 7:30 AM to 6:30 PM for drive-thru services. At United Heritage, we also embrace technology with features like online banking and mobile payments, ensuring that managing your finances is both easy and secure. We strive for accessibility with ADA compliance so everyone can benefit from our services. Join us as we continue this journey together! At United Heritage, we invite you to experience firsthand how we can help you achieve your financial goals while being an active participant in strengthening our wonderful Tyler community. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Location

Nestled in Smith County, our branch is easy to reach and surrounded by familiar landmarks. If you're near the bustling downtown area or just passing through, stop by and see us! Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space to ensure all members can easily visit us. While members can visit us at 522 S Broadway Ave, official correspondence should be sent to the same address since our mailing address is the same.

Get in Touch

If you have questions or need assistance, don't hesitate to give us a call at 903-597-7484. Our team is eager to help you navigate your banking journey. We invite you to visit us soon and discover how United Heritage can support your financial well-being!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 AM to 5 PM, while our drive-thru service extends your convenience with hours from 7:30 AM to 6:30 PM on weekdays and 9 AM to 1 PM on Saturdays. Whether you need assistance inside or prefer the ease of drive-thru banking for deposits and withdrawals, we've got you covered!

Services Offered

At United Heritage, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping you achieve your financial goals. Plus, with ATM availability right at our branch, accessing cash has never been easier.

Member Eligibility

Welcome to the United Heritage community! Becoming a member at our Tyler branch is like opening the door to a supportive family that's here to help you with all your financial needs. To join us, you just need to meet a few friendly eligibility criteria. While we welcome a variety of individuals, generally, anyone who lives, works, worships, or attends school in the Tyler area can become a member. It's that simple! By joining United Heritage, you're not just gaining access to exceptional banking services; you're also becoming part of a community that prioritizes your financial well-being. If you're ready to take the next step and open an account, we've made it easy for you! You can visit us at 522 S Broadway Ave, Tyler, TX 75702, or give us a call at 903-597-7484 for more information. For the most up-to-date details on eligibility and membership requirements, feel free to check out our website at . We look forward to welcoming you into the United Heritage family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $168,679,017, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments shouldn't be a hassle. Our merchant services offer simple solutions for accepting payments from customers, whether online or in-store. Imagine having the tools to effortlessly process transactions, track sales, and manage your cash flow all while focusing on what you do best: running your business. Located conveniently at 522 S Broadway Ave Tyler Tx 75702, Tyler, TX, our dedicated team is ready to assist you. Give us a call at (903) 597-7484 to explore how we can help your business reach its full potential!

Comprehensive List Of Services

ATM and Drive-Thru Services

If you prefer face-to-face interactions or need quick cash access, our branch offers ATM & Cash Withdrawal Services, along with a convenient Drive-Thru Banking option for deposits, withdrawals, and other simple transactions. At United Heritage in Tyler, TX, we're committed to ensuring that all your financial needs are met with professionalism and care. Whether you're visiting us in person or managing everything online, our goal is to provide you with exceptional service every time. Don't hesitate to reach out! Call us at 903-597-7484 or visit us online at http://www.uhcu.org to learn more about how we can assist you today!

Business Banking

For entrepreneurs and business owners in Tyler, our Business Banking services include essential tools like Merchant Services and Business Loans. We understand the importance of having reliable financial support as you grow your venture.

Digital Banking Convenience

With technology playing a significant role in how we manage finances today, we have made sure that accessing your accounts is simple and convenient. Our robust Online and Mobile Banking platforms allow you to check balances, transfer funds, and pay bills from anywhere at any time. You can also take advantage of features like Person-to-Person payments, making it easy to send money to friends or family without hassle.

Financial Solutions

Life can throw unexpected expenses your way, but with our Personal Loans and Debt Consolidation services, we provide flexible options to help you get back on track. Plus, if you're looking for rewards on everyday purchases, our Credit Cards with Rewards give you the opportunity to earn while you spend.

Personal Banking

Managing your personal finances is easier than ever with our comprehensive banking solutions. Our Checking and Savings Accounts allow you to keep your money secure while earning interest. If you're in need of a new vehicle, our Auto Loans and Vehicle Financing options make purchasing that dream car affordable and straightforward. For those considering home ownership, we offer Mortgage Loans and Refinancing that can help you navigate the housing market confidently.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer managing their finances on-the-go, our mobile application is a game changer! Available for download, this app brings all the essential features right to your smartphone. Whether you're making person-to-person transfers or utilizing our mobile payments feature, it's all just a tap away. You'll appreciate the ease of transferring money to friends or family without needing cash or checks.

Online Banking Made Easy

With our online banking platform, available at http://www.uhcu.org , you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have real-time access to your accounts whenever you need it. Plus, with features like electronic signature authorization, signing documents has never been simpler or safer.

Security You Can Trust

We take your security seriously. Our online services come equipped with advanced protection measures to keep your information safe. From secure logins to encrypted transactions, we strive to provide a banking experience that you can trust. In summary, United Heritage combines accessibility with user-friendly tools that empower you to manage your finances effectively. Whether through our website or mobile app, you're never far from control over your banking needs. Join us today and experience the convenience of modern banking!

Stay Organized with E-Statements

Going paperless? You can easily opt for e-statements at United Heritage. Not only does this help reduce clutter, but it also allows you to access your financial statements quickly and securely online. This way, you can keep track of your spending without the hassle of physical paperwork.

Financial Strength

Commitment to Improvement

With $152,214,574 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,260,390,747 in total loans and leases, including $13,383 in used auto loans, supporting members' financial goals across various sectors.

Growing Together

We have a strong and growing member base with a total of 166,356 share accounts. This reflects the trust our community places in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Heritage is your trusted partner. Visit us at 522 S Broadway Ave Tyler Tx 75702 or call 903-597-7484 to learn more about how we can help you achieve your financial goals.

Member Savings and Investment

Members' savings are secured through $326,021,337 in share certificates and $168,703,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $82,720,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our net income of $0, which allows us to maintain competitive loan rates while focusing on delivering solid financial products for our members. We also take pride in having 224 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $152,535,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $168,679,017 provide the capital needed to grow and expand. We understand that businesses require tailored financial support, and our team is here to assist you every step of the way. At United Heritage, we pride ourselves on transparency and member-focused service. Our goal is to ensure you have access to the best loan products suited for your needs. If you're interested in learning more about our offerings or want to discuss which option might be right for you, don't hesitate to reach out at (903) 597-7484. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan products today and take a step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $302,813,837 in used vehicle loans and $103,850,685 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have financing options that make it easier for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,964,328, make buying or refinancing simple. We offer competitive rates and flexible terms to accommodate your unique situation. If you're interested in refinancing your current mortgage, our team can guide you through eligibility options to find the right solution for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can enhance your spending experience while keeping your budget on track.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted tool for consumers seeking the best financing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that users receive offers based on the latest results from verified institutions, ensuring fair and transparent access to financing options (Source: https://www.ncua.gov ). One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which builds trust among users. Additionally, LendMesh does not feature sponsored listings; it does not prioritize lenders based on paid promotions. The aim is clear: to provide unbiased results that help users make informed decisions. Moreover, LendMesh provides real-time rate comparisons from multiple institutions, giving users up-to-date information at their fingertips. This feature is particularly valuable in a market where loan rates can change rapidly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of the platform in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNITED HERITAGE CREDIT UNION - Tyler, TX