ST. THOMAS FEDERAL CREDIT UNION

Welcome to St Thomas, a trusted financial institution dedicated to empowering our members since 1952. Located in the vibrant community of Charlotte Amalie, VI, we are committed to serving not only the residents of our area but also military members and their families. Under the leadership of CEO Keisha Richards and Board President Clifford Graham, our mission is to provide accessible financial solutions that foster growth, stability, and prosperity for all members. With NCUA insurance since November 2, 1971, you can trust that your savings are secure with us.

At St Thomas, we understand the importance of modern banking tools in today's fast-paced world. That’s why we offer robust online banking services, a user-friendly mobile application, and convenient person-to-person transfer options. We also prioritize transparency and efficiency with features like e-statements and mobile payments, ensuring that managing your finances is as simple as possible. Whether you're looking to open a checking account, secure an auto loan, or explore various investment opportunities, our member-first approach guarantees personalized service tailored to your unique needs. For more information about our services or to get in touch or reach out via fax at (340) 777-4785. Join us on the path to financial empowerment today!

At St Thomas, we understand that financial needs can vary widely, and that's why we offer a comprehensive range of services designed to cater to our members' diverse requirements. Whether you're looking for personal banking solutions such as checking and savings accounts or need assistance with larger financial commitments like mortgage loans and refinancing, we've got you covered. Our offerings also include auto loans and vehicle financing, personal loans for debt consolidation, and business banking options that encompass merchant services and business loans. With our commitment to convenience, we provide essential services like ATM and cash withdrawal access, ensuring that your banking experience is both seamless and efficient.

In today's fast-paced world, digital access is crucial for managing finances effectively. That's why we prioritize online banking and have developed a user-friendly mobile application that empowers our members to conduct transactions on the go. You can take advantage of features like person-to-person transfers and e-statements, which make it easier to keep track of your finances without the hassle of paper statements. Although electronic signatures are not currently available, our focus remains on providing a secure and accessible platform for all your banking needs. If you're interested in becoming a member or learning more about eligibility requirements for detailed information. Additionally, if you're considering financing options, you can explore competitive rates by visiting https://www.lendmesh.com.

We're here to support you as you navigate important life milestones or manage the day-to-day operations of your small business. Our dedicated team is always ready to assist you with personalized service—don't hesitate to reach out via fax at (340) 777-4785 for any questions or guidance you may need. At St Thomas, your financial well-being is our priority, and we're committed to providing the tools and resources necessary for you to thrive.

In an ever-evolving financial landscape, St Thomas stands out as a trusted and valuable partner for individuals and businesses alike. With a robust total membership of 8,995, we have cultivated a community that prioritizes financial well-being and mutual support. Our financial strength is underscored by total assets amounting to $89,083,683, reflecting our commitment to sound management and growth.

Our net worth of $21,119,401 showcases not only our stability but also our dedication to serving our members with integrity. We are proud to report a net income of $242,029, demonstrating our ability to generate value while reinvesting in the services that matter most to you. Total deposits reaching $69,815,575 further illustrate the trust our members place in us, allowing us to offer competitive loan products tailored to your needs.

With total loans and leases at $39,540,257, we empower our members with the financial resources necessary for achieving their goals—whether it be purchasing a new home, financing a vehicle, or managing personal expenses. Our operational efficiency is reflected in our team of just 20 dedicated employees who work tirelessly to ensure exceptional service and personalized attention.

The impressive net worth ratio of 23.71% highlights our prudent financial practices, ensuring that we remain well-capitalized and capable of weathering any economic challenges. Furthermore, with auto loan volume at $15,176,662, we provide flexible financing options for your vehicle needs, enhancing mobility and convenience for our members.

At St Thomas, transparency is paramount. We believe in keeping you informed about your financial choices and the overall health of your credit union. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, ensuring that you have access to trustworthy information about your financial partner.

We invite you to explore how we can assist you in reaching your financial aspirations. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.