ST. THOMAS CREDIT UNION - Nashville, TN

Welcome to St. Thomas, your trusted partner in financial well-being, located at 4230 Harding Pike Ste 103, Nashville, TN 37205. Since our establishment in 1959, we have proudly served our community with a commitment to helping members achieve their financial goals. With a total membership of 2,417 and assets exceeding $38,330,146, we understand the importance of personalized service and reliable financial solutions. At St. Thomas, we believe that every member deserves access to quality banking services that fit their unique needs. Our dedicated team is here to assist you with everything from personal banking including checking and savings accounts to auto loans, mortgage refinancing, and credit cards that offer rewards. In fact, we currently manage over 1,535 loans and leases, ensuring that our members can finance what matters most to them. Our financial health reflects our dedication to serving you; with total deposits of $33,457,273 and a strong net worth of $4,589,526, we are well-equipped to support your financial journey. We take pride in our transparency and stability evident in our cash on hand amounting to $524,274 which allows us to provide secure and dependable services. Led by our CEO William Dunn and Board President John Raphael, our team works tirelessly to foster a welcoming environment where members feel valued and supported. With a staff of 10 employees, we're ready to assist you during our operating hours: Monday through Thursday from 7:00 AM to 4:00 PM and Friday from 9:00 AM to 4:00 PM. While members can visit us at 4230 Harding Pike Ste 103, official correspondence should be sent to the same address. We invite you to explore how St. Thomas can help you reach your financial aspirations. Call us today at 615-292-7828 or visit our website for more information. Your journey towards financial empowerment starts here!

At St. Thomas, we believe that becoming a member is like joining a family that supports you every step of the way. If you're looking to join our community, you'll be pleased to know that eligibility is quite straightforward. We welcome anyone who lives, works, worships, or attends school in the Nashville area. This means that whether you're a long-time resident or new to the community, you can take advantage of our services designed just for you. By becoming a member at St. Thomas, you'll gain access to a variety of financial products, including checking and savings accounts, auto loans, and mortgages all tailored to help you achieve your goals. Opening an account with us is a simple process that can be done in person at our branch located at 4230 Harding Pike Ste 103 Nashville TN 37205 or by giving us a call at (615) 292-7828 for more information. To learn more about the specific eligibility criteria and get the latest updates, feel free to check out our resource page [here]. We're excited to welcome you into our community!

At St. Thomas, we understand that every business has unique needs. Whether you're a startup or an established company, our goal is to empower your growth. Picture this: You're ready to expand your operations, but the funds just aren't there. That's where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded $305,438 in commercial loans, helping businesses scale and succeed. - This includes 8 member commercial loans, supporting our members' businesses directly. - We also support the broader business community with 0 non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $305,438, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for you and your customers. Imagine being able to accept payments seamlessly whether it's through card swipes or mobile payments making it easier for your clients to do business with you. Located at 4230 Harding Pike Ste 103 Nashville TN 37205 in Nashville, TN, we invite you to explore how our services can help take your business to the next level. Reach out today at (615) 292-7828 and let's grow together!

At St. Thomas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $4,589,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,069,786 in share certificates and $7,046,289 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,863, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,159,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,900,101 in used vehicle loans and a total of $28,613,878 in loans and leases. Our operational efficiency is reflected in our net income of $83,106, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $579,469. Total Share and Deposit Accounts: 4,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Thomas is your trusted partner. Visit us at 4230 Harding Pike Ste 103 Nashville TN 37205 or call 6152927828 to learn more about how we can help you achieve your financial goals.