ST. THOMAS FEDERAL CREDIT UNION - Fairhope, AL

Welcome to St. Thomas, where we pride ourselves on being more than just a financial institution; we're a vital part of the Fairhope community. Located at 23210 US Highway 98 Ste B1, Fairhope, AL 36532, our doors have been open since 1952, serving members with dedication and care. With a total membership of 8,995 and total assets reaching $89,083,683, we stand ready to help you achieve your financial goals. At St. Thomas, we understand that trust is earned through transparency and commitment. That's why we boast an impressive net worth of $21,119,401 and hold $69,815,575 in deposits for our members. Our focus on providing quality service is reflected in our robust portfolio of 4,920 loans and leases, totaling $39,540,257. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 23210 US Highway 98 Ste B1, Fairhope, AL 36532-3397. This ensures that your important documents are handled promptly and securely. Our leadership team is dedicated to fostering a sense of community. Under the guidance of CEO Keisha Richards and Board President Clifford Graham, our team of 20 employees works tirelessly to ensure that each member receives the personal attention they deserve. We believe in investing back into the community while also ensuring you have access to modern banking solutions like online banking and mobile applications. We invite you to explore what makes St. Thomas special whether it's our competitive rates or the personalized services we provide. Feel free to reach out by calling us at 6169778100 or visit us today! Your financial journey is important to us; let's navigate it together!

Welcome to the heart of Fairhope, Alabama, where St. Thomas Credit Union has been serving its members since 1952. Our branch, located at 23210 US Highway 98 Ste B1, has a rich history that reflects our commitment to community and financial empowerment. Over the years, we have grown from a small local institution into a trusted partner for nearly 9,000 members, managing total assets of $89,083,683. At St. Thomas Credit Union, our mission is straightforward yet profound: to provide accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, and we strive to make banking easy and supportive for all. Our services range from personal loans to savings accounts, all designed with our members' needs in mind. As we look back on our journey, we are proud of the milestones we've achieved. From our early days helping local families manage their finances to expanding our offerings through digital banking tools such as online banking and mobile applications, we have continuously adapted to meet the needs of our community. Our focus on customer service ensures that every member feels valued and understood. While members can visit us at our branch address for personalized service, official correspondence should be sent to our mailing address at 23210 US Highway 98 Ste B1, Fairhope, AL 36532-3397. We invite you to stop by and meet our dedicated team who are always ready to assist you. St. Thomas Credit Union is not just about transactions; it's about building relationships. We actively engage in community outreach programs and partnerships that support local initiatives. Whether it's sponsoring events or participating in charity drives, we believe in giving back to the community that has supported us for decades. In addition to our traditional services, we have embraced technology to enhance your banking experience while ensuring compliance with ADA standards so everyone can access our services comfortably. Although we currently do not offer ATM or drive-thru services at this location, we are continually exploring ways to improve accessibility for all members. Join us on this journey as we continue to grow and innovate while staying true to our mission of serving the Fairhope community. Experience the benefits of being part of St. Thomas Credit Union where your financial well-being is our priority! For any inquiries or assistance, feel free to call us at 6169778100. We look forward to welcoming you into our credit union family!

At St. Thomas, we believe that becoming a member is like joining a family that supports your financial journey. Anyone who lives, works, or worships in the area is welcome to apply for membership. It's as simple as reaching out to us to learn more about how you can benefit from our services. You'll gain access to competitive rates on loans and savings, personalized service, and a community-focused approach that prioritizes your needs. If you want to dive deeper into the specifics of our eligibility criteria, we encourage you to check out this link. When you're ready to start your membership journey, opening an account with us is straightforward! Just give us a call at (616) 977-8100 or stop by our branch located at 23210 US Highway 98 Ste B1 Fairhope AL 36532. Our friendly team is here to help you every step of the way, ensuring that you feel right at home as part of the St. Thomas community.

At St. Thomas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $21,119,401, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 23.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,199,003 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,877,372 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,154,961 in used vehicle loans and $39,540,257 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $242,029, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 13,279, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Thomas is your trusted partner. Visit us at 23210 US Highway 98 Ste B1 Fairhope AL 36532 or call 6169778100 to learn more about how we can help you achieve your financial goals.