St. Thomas Credit Union proudly serves members across the Virgin Islands, delivering a full spectrum of financial services designed to meet your everyday needs and long-term goals. As a member, you gain access to convenient ATM and cash withdrawal services statewide, along with basic ATM functions like balance checks—keeping your money within easy reach no matter where you are in VI.

Looking to finance your next vehicle? St. Thomas offers competitive auto loans and flexible vehicle financing options tailored for island residents. Homeownership is made accessible through personalized mortgage loans and refinancing solutions crafted to fit your budget. Manage daily finances with ease using checking and savings accounts, credit cards packed with rewards, plus personal loans and debt consolidation options designed for smarter money management.

Local businesses thrive with dedicated merchant services and business loan products that support growth throughout the territory. Stay connected on the go with secure online and mobile banking platforms that put account management right at your fingertips.

Beyond banking, St. Thomas Credit Union actively invests in community programs across the Virgin Islands—making membership more than just financial; it’s about building a stronger, more vibrant local economy together. Experience the value and impact of joining St. Thomas Credit Union in VI today!