ST. THOMAS FEDERAL CREDIT UNION - Charlotte Amalie, VI

Welcome to St. Thomas, your trusted partner in personal and community banking! Located at 5027 Norre Gade, Charlotte Amalie, VI 00802, we have been serving our members since 1952. With a strong commitment to the community, we proudly support 8,995 members and manage total assets of $89,083,683. At St. Thomas, we believe in making financial services accessible and beneficial for everyone. Our total deposits stand at an impressive $69,815,575, while we have facilitated 4,920 loans to help our members achieve their financial goals. Our leadership team, including CEO Keisha Richards and Board President Clifford Graham, works tirelessly to ensure that our members receive exceptional service tailored to their needs. We understand the importance of trust in banking. That's why our net worth is a solid $21,119,401, allowing us to operate with stability and confidence. We also maintain cash reserves of $782,643, ensuring that we can meet your needs promptly. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 1138, Charlotte Amalie, VI 00804-1138. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and credit cards with rewards, we are here to help. With a dedicated team of 20 employees, we strive to create a welcoming environment where you feel valued and supported. Our office hours are Monday through Friday from 8:00 a.m. to 4:00 p.m., making it easy for you to stop by or give us a call at 340-774-8865. Join us today at St. Thomas and experience the difference that community-focused banking can make in your life!

At St. Thomas, we believe that becoming a member is like joining a caring family where your financial well-being matters. If you're looking to be part of our community, eligibility is simple and welcoming. You can join us if you live, work, worship, or attend school in the vibrant St. Thomas area, or if you have a family member who is already part of our credit union. This inclusive approach ensures that we support one another and grow together. Plus, being a member means you can enjoy personalized banking services tailored just for you. Ready to take the next step? Opening an account at St. Thomas is straightforward! Just visit us at 5027 Norre Gade Charlotte Amalie VI 00802, or give us a call at (340) 774-8865 for more details on how to get started. You can also check out the specifics of our eligibility criteria by visiting this link. We're excited to welcome you into our community!

At St. Thomas, we understand that managing your finances should be convenient and secure. That's why our digital and online banking services are designed to make your banking experience as easy as possible. With just a few clicks or taps, you can access a world of financial tools right from your home or on the go. Our [online banking platform] is available 24/7, allowing you to check your account balances, transfer funds, and pay bills anytime you need. This flexibility means you can manage your finances at your own pace, without the hassle of waiting in line at a branch. Plus, our user-friendly interface ensures that even those who may not be tech-savvy can navigate it easily. For those who prefer digital statements, we offer e-statements that allow you to view your financial information quickly and securely. No more paper clutter just easy access to all your important documents when you need them. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature makes it simple. You can send money directly from your account without needing cash or checks. And for members who are always on the move, our mobile application brings banking right to your fingertips. You can manage your accounts, make payments, and even authorize transactions using electronic signatures all from the palm of your hand. While mobile payments aren't currently available at St. Thomas, our focus remains on providing secure and reliable services that meet your needs. Your safety is our priority, which is why we continuously enhance our security measures to protect your personal information. With these digital options at St. Thomas, banking becomes a breeze allowing you to take control of your finances with confidence and ease. Whether you're checking balances or transferring funds, we've got you covered!

At St. Thomas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you place your money, and we are committed to ensuring that confidence through our robust financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $21,119,401, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 23.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,199,003 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,877,372 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,154,961 in used auto loans and $39,540,257 in total loans and leases. Our $242,029 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 13,279, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Thomas is your trusted partner. Visit us at 5027 Norre Gade Charlotte Amalie VI 00802 or call (340) 774-8865 to learn more about how we can help you achieve your financial goals.