Penfed Credit Union

Pentagon Credit Union proudly serves members across New York with a full range of financial services designed to support your goals no matter where you live in the state. Enjoy convenient ATM and cash withdrawal services, including basic ATM access for quick withdrawals and balance checks, plus seamless shared branch transactions for partner credit union members. Whether you’re financing a new vehicle or refinancing your home, Pentagon offers competitive auto loans, mortgage loans, and flexible refinancing options tailored to New York’s market.
Personal banking is simple with checking and savings accounts crafted for everyday needs, credit cards loaded with rewarding perks, as well as personal loans and debt consolidation solutions that help you manage your finances more effectively. Local businesses throughout New York benefit from comprehensive business banking services including merchant solutions and business loans designed to foster growth.
With secure online and mobile banking available 24/7, managing your money anytime is effortless. Beyond banking, Pentagon is deeply committed to strengthening New York communities through impactful programs that enhance the value of membership statewide. Join Pentagon Credit Union today and experience a trusted financial partner dedicated to empowering members across New York with personalized service and statewide support every step of the way.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

At Pentagon Credit Union, our mission is to empower and uplift our members through community-focused, member-first service across the great state of NY. Led by our dedicated CEO, James Schenck, and Board President Edward Cody, we are committed to providing a financial experience that prioritizes your needs and aspirations. We understand that in today’s fast-paced world, convenience is key. That's why we offer modern services such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support — all designed to enhance your banking experience. Whether you're looking to manage your accounts on-the-go or access essential financial services from the comfort of your home, Pentagon Credit Union has you covered. For more information, visit us at http://www.penfed.org or reach us via fax at 5713416727. Join us in building a stronger community together!

Services & Financial Solutions

At Pentagon Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services tailored to meet the needs of our members across New York. Whether you’re managing everyday expenses, planning for a significant purchase, or looking to grow your business, we have solutions designed to support you every step of the way. Our personal banking options include checking and savings accounts that make day-to-day transactions easy and hassle-free. With features like online banking and mobile access through our user-friendly app, members can check balances, transfer funds, and pay bills from anywhere at any time. Plus, our e-statements help you stay organized without the clutter of paper.
When it comes to financing your dreams—be it buying a home or securing a new vehicle—Pentagon offers a variety of loan and credit options. From competitive mortgage rates to flexible auto loans and personal loans for debt consolidation, we work with you to find the right fit for your financial situation. Our business banking services provide essential support for entrepreneurs, offering everything from merchant services to business loans that fuel growth. And with convenient features like person-to-person payments and electronic signatures, managing your finances has never been easier. At Pentagon, we're committed to making financial success accessible and straightforward for all our members in New York.

Why Choose Us

At Pentagon, located right here in NY, we believe that banking should be simple and supportive. Becoming a member is an easy process — you can start your journey with us today! Whether you're looking to open a checking or savings account, you'll find our membership eligibility guidelines straightforward at . Our core values of trust, community engagement, and personalized service set us apart; we prioritize your financial well-being and strive to build lasting relationships. With a commitment to financial reliability, we're here to guide you through every step of your financial journey. Plus, with features like our mobile application and online banking, managing your finances has never been more convenient! Compare real-time loan offers today at LendMesh and find the best rates for your needs. For more insights about our performance and financial data, feel free to visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at Pentagon — where your financial future is our top priority!

Branch Details

Services Offered

  • ATM Services Only
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.