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Personal Loans
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Introduction
Welcome to Pentagon, your trusted financial partner located at 55 Water St, New York, NY 10041. Established in 1935, we have been dedicated to serving our community and building lasting relationships with our members for nearly nine decades. With over 2.8 million members, we pride ourselves on offering personalized banking solutions tailored to meet your unique needs. At Pentagon, we understand that your financial journey is important. That's why we manage a robust portfolio of assets totaling $32,713,549,837, ensuring that we can provide you with the support you need when it matters most. Our commitment to excellence is reflected in our total deposits of $1,036,797,067 and a solid net worth of $3,260,605,705. With our experienced team of 2,880 employees, led by CEO James Schenck and Board President Edward Cody, we are here to help you navigate your financial goals. While members can visit us at our branch location on Water Street for all your banking needs, official correspondence should be sent to the same address. We also offer a range of services including personal and business loans, credit cards with rewards, and convenient online and mobile banking options. Ready to take the next step? Give us a call at 727-404-1252 or visit us online at penfed.org to learn more about how we can assist you in achieving your financial dreams!
Branch History & Mission
Community Focus
We take pride in being more than just a financial institution; we are part of your neighborhood. Our partnerships with local organizations reflect our commitment to community outreach and support programs that uplift those around us. Whether it's sponsoring events or providing resources for education and wellness initiatives, we aim to make a positive impact. In conclusion, we invite you to join the Pentagon family. Experience firsthand the benefits of membership with us where your goals become ours. Together, let's build a brighter future for you and your community!
Our Journey
From our humble beginnings nearly nine decades ago, Pentagon has committed itself to serving its members with integrity and dedication. Our journey reflects not just growth in numbers but also an unwavering mission: to empower our community through personalized financial services and unwavering support. We take pride in offering a wide range of products that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. As we have grown over the years, so too have our services. Today, we provide convenient access through ATMs and online banking options while maintaining ADA compliance to ensure that all members can enjoy our facilities. We understand that banking should be accessible for everyone.
Our Mission
At Pentagon, our mission is clear: we strive to enhance the quality of life for our members by delivering exceptional financial services tailored to meet their needs. We believe in fostering strong relationships within the community and supporting local initiatives that make a difference. Our commitment goes beyond just banking; it encompasses creating opportunities for all. While members can visit us at 55 Water St New York Ny 10041, official correspondence should be sent to 55 Water St, NEW YORK, NY 10041-0004 if different. We encourage you to reach out to us anytime at (727) 404-1252 during our operating hours Monday through Friday from 8:30 AM to 4:30 PM.
Branch Location & Accessibility
Welcome to the Pentagon branch of your trusted credit union, conveniently located at 55 Water St, New York, NY 10041. Situated in the heart of the bustling financial district, our branch is easily accessible for all your banking needs. Just a short walk from landmarks like the historic South Street Seaport and the iconic Brooklyn Bridge, we're in a prime location that's not only convenient but also vibrant. At our Pentagon branch, we strive to ensure that your visit is as smooth as possible. Our location features ample parking options nearby, making it easy for you to stop by. Additionally, we have taken steps to ensure that our facilities are accessible to everyone, including ADA-compliant ramps and entryways. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We are open Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with everything from personal banking to auto loans and more. For those on the go, you'll be pleased to know that we offer ATM services right at our location. While we currently do not have drive-thru banking available, our friendly staff is always ready to help you inside the branch or at the ATM. If you need to reach us or have any questions before your visit, don't hesitate to give us a call at 727-404-1252. We're here to assist you! While members can visit us at 55 Water St, official correspondence should be sent to the same address for clarity. We look forward to welcoming you at Pentagon branch your local credit union dedicated to serving your financial needs!
Member Eligibility
At Pentagon, we believe in creating a welcoming and supportive community for all our members. If you're looking to join us at our branch located at 55 Water St New York Ny 10041, you'll be pleased to know that becoming a member is straightforward and inclusive. To qualify, you typically need to meet certain criteria, which often includes being part of specific groups or communities that align with our mission. We encourage you to visit our eligibility page for the most detailed and up-to-date information: . Once you determine your eligibility, opening an account with us is simple! Just reach out via phone at (727) 404-1252, and our friendly staff will guide you through the process. With membership comes a range of benefits, from personalized financial services to access to exclusive loans and accounts tailored just for you. Join us today and experience the difference at Pentagon!
Business Banking & Commercial Services
Practical Merchant Services
In addition to loans, our merchant services make daily operations smoother. Imagine having access to easy payment solutions that let you focus on what matters most growing your business. Whether it's processing payments or managing cash flow, we're here to simplify the financial aspects so you can concentrate on serving your customers. Visit us at 55 Water St New York Ny 10041 in New York, NY, or call us at (727) 404-1252 to learn more about how our business banking services can benefit you today!
Supporting Business Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Credit Cards & Business Banking
For those who love rewards, check out our credit cards with rewards program. You can earn points on everyday purchases which can be redeemed for exciting perks! If you're an entrepreneur or small business owner, our business banking services, including merchant services and business loans, will empower you to grow your business efficiently.
Digital Banking Convenience
In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. With features like ATM access, cash withdrawal services, and basic ATM functions such as balance checks, staying on top of your finances has never been easier.
Get in Touch!
If you have questions about any of our services or want personalized assistance, don't hesitate to reach out! Call us at (727) 404-1252 during our lobby hours from Monday to Friday, 8:30 AM to 4:30 PM. We invite you to visit us at 55 Water St New York Ny 10041 or explore more online at http://www.penfed.org. Your financial success is our priority at Pentagon, where we're ready to serve you today!
Personal Banking Services
Our personal banking services include convenient checking and savings accounts designed to help you easily manage your finances. Imagine having easy access to your funds while earning interest on your savings this is what we aim for at New York Nyc Water Street. If you're in the market for a vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms that can fit your budget. Need a home? Our mortgage loans and refinancing options provide the support you need when buying or upgrading your home. We also understand that life can throw unexpected costs your way, so our personal loans and debt consolidation services are here to help you get back on track.
Digital & Online Banking
Key Features
Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family with just a few taps on your phone. Plus, with electronic signature authorization, signing documents has never been easier or more secure. Want to go paperless? We offer e-statements that let you view your account statements online whenever you need them, reducing clutter and promoting sustainability. And if you're someone who loves the convenience of mobile payments, we've got you covered there too! Our mobile payments feature allows you to make purchases quickly and securely right from your smartphone.
Security and Accessibility
We prioritize your security at Pentagon. Our online banking platform employs robust security measures to keep your information safe while providing an easy-to-navigate experience. Whether you're logging in from home or on the go, rest assured that your financial data is protected. With all these features at your fingertips, managing your finances has never been more accessible or straightforward. Join us today and experience how digital banking can simplify your financial life!
Financial Strength
A Growing Member Base
Total Share Accounts stand at an impressive 4,116,497, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $76,015,739, reinforcing our capability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 55 Water St New York Ny 10041 or call (727) 404-1252 to learn more about how we can help you achieve your financial goals.
A Solid Foundation
With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Investing Back into Our Community
With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is further highlighted by our extensive lending capacity. We currently hold $194,968 in used auto loans and $26,072,314,016 in total loans and leases.
Member-Centric Savings
Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to secure the right vehicle without breaking your budget.
Business Loans
For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funding for an existing business, we have solutions tailored for you. At Pentagon, our commitment goes beyond just providing loans; we also focus on ensuring that every member has access to refinancing options and eligibility assessments to optimize their financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and discover how our loan offerings can help you achieve your dreams!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our competitive rates and flexible terms can help you navigate the process smoothly.
Unsecured Credit Cards
We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle, making everyday purchases more rewarding.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh does not allow sponsored listings. Our commitment is to provide unbiased results that empower users to find the best options available. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions. This feature helps them make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates the positive impact LendMesh has had on its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh provides users with accurate information that they can trust when making important financial decisions.