Penfed Credit Union

Nestled near the historic grounds of West Point, the Pentagon Credit Union branch at 1204 Stony Lonesome Access Rd offers a welcoming community hub for personalized financial services. Open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays until 1:00 PM, this branch provides convenient ATM and cash withdrawal services, making everyday banking easy and accessible. Whether you’re seeking some of the best auto loans to drive your dream car or exploring competitive mortgage loans and refinancing options tailored for New York residents, the Pentagon team is ready to guide you every step of the way.
Members at this West Point location enjoy a wide range of personal banking solutions, including checking and savings accounts designed for convenience, credit cards loaded with rewarding perks, as well as personal loans and debt consolidation options to simplify your finances. Business owners can also benefit from specialized merchant services and business loans crafted to support local growth. Secure online and mobile banking ensures you can manage your money anytime, anywhere.
Visit the Pentagon Credit Union branch at 1204 Stony Lonesome Access Rd or call 845-859-0023 today to experience friendly service and discover how our top auto loans and mortgage solutions can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted partner in financial success located at 1204 Stony Lonesome Access Rd, West Point, NY 10996. Established in 1935, our credit union has proudly served over 2.8 million members and continues to grow, with total assets exceeding $32.7 billion. Our commitment is not just to provide services but to empower our community through thoughtful financial solutions tailored for everyone. At Pentagon, we understand the importance of personal banking needs. Whether you're looking for checking and savings accounts, vehicle financing, mortgage options, or business loans, we have you covered. Our diverse range of services ensures that every member finds what they need to thrive financially. With a solid foundation built on trust and reliability, our team is dedicated to ensuring your experience with us is positive and rewarding. Under the leadership of CEO James Schenck and Board President Edward Cody, we strive to enhance our offerings continually while maintaining a strong focus on member satisfaction. While members can visit us at 1204 Stony Lonesome Access Rd, official correspondence should be sent to our mailing address: 1204 Stony Lonesome Access Rd, West Point, NY 10996-1882. Our total deposits stand at an impressive $1.04 billion, backed by a net worth of $3.26 billion, showcasing our financial stability and commitment to serving you better. With over 2880 employees, we're here to help guide you through all your financial journeys. We invite you to connect with us at 845-859-0023 or explore more about our services at www.penfed.org. Come experience how Pentagon can make a difference in your financial future!

Branch History & Mission

Community Engagement

Over the years, we've evolved to meet the diverse needs of our members. Our offerings range from personal banking services such as checking and savings accounts to auto loans and business banking solutions. We actively engage with the local community by supporting various initiatives aimed at education, financial literacy, and economic development. Our operating hours are designed with you in mind open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM ensuring you have ample opportunity to access our services. Although we currently do not have drive-thru service or shared service center availability, we are always looking for ways to improve and expand our offerings for your convenience. In closing, we invite you to join the thriving community at Pentagon. Experience firsthand the dedication we bring to serving our members and making a difference in West Point. Together, let's build a brighter financial future! For any questions or assistance, feel free to reach out at (845) 859-0023.

Our Mission

The mission of Pentagon is simple yet powerful: to empower our members through exceptional financial services while fostering a strong sense of community. We understand that banking is not just about transactions; it's about building relationships and supporting one another. Our commitment extends beyond offering competitive rates on loans and savings accounts; we aim to uplift our community through outreach programs and partnerships that make a tangible impact. As part of a larger organization headquartered in Mclean, VA, we take pride in our robust financial standing, with total assets amounting to an impressive $32,713,549,837. This strength allows us to invest in innovative solutions that enhance member experiences. You can enjoy convenient access to your finances through features like online banking, mobile payments, and ATM availability right here at our branch.

Branch Location & Accessibility

Accessibility Features

At Pentagon, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate our space comfortably. We also provide ample parking right outside the building, allowing for easy access whether you're visiting in person or using our ATM services.

Operating Hours

Our doors are open to serve you during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. Need help outside of these times? Just give us a call at (845) 859-0023, and our friendly team will be happy to assist you.

Services Offered

Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage options, or business banking services, Pentagon has got you covered! Enjoy the ease of online and mobile banking for managing your finances on-the-go. Plus, with ATM availability right here at the branch, accessing cash has never been easier. We invite you to come visit us at Pentagon. Our dedicated team looks forward to helping you achieve your financial goals!

Member Eligibility

Joining Pentagon is like stepping into a community that genuinely cares about your financial well-being. To become a member, you'll find that eligibility is quite accessible. Generally, anyone who lives, works, worships, or attends school in the local area can apply. It's an inclusive process designed to welcome you as part of our family. If you're interested in learning more about the specific criteria, we encourage you to check out the detailed information available at . Opening an account with us is straightforward and can be done online or by visiting us at our branch located at 1204 Stony Lonesome Access Rd West Point Ny 10996. Our friendly team is here to assist you every step of the way. If you have any questions or need help during the process, don't hesitate to give us a call at (845) 859-0023. We're excited to have you join us and enjoy all the benefits that come with being a member of Pentagon!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services make transactions easier. Picture this: you're at a busy market, and customers want to pay quickly. Our merchant solutions enable you to accept various payment methods seamlessly, enhancing customer satisfaction and boosting sales. Join us at Pentagon, located at 1204 Stony Lonesome Access Rd West Point Ny 10996, West Point, NY, and let's explore how we can help your business thrive. Call us at (845) 859-0023 for more information!

Tailored Loan Options

Imagine being able to invest in new equipment or hire additional staff without the financial strain. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks without hassle. With several ATMs available near you, accessing your funds has never been easier. At Pentagon, we are committed to ensuring that all our members have access to quality financial products and services. If you're ready to explore how we can support your financial journey, visit us today at 1204 Stony Lonesome Access Rd West Point Ny 10996 or call us at (845) 859-0023 for more information!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle you want. With competitive rates and flexible terms, you can choose the plan that fits your budget and lifestyle.

Business Banking Services

If you're a small business owner, we have tailored banking solutions just for you. From merchant services that help streamline transactions to business loans aimed at growing your venture, we're here to support you every step of the way.

Credit Cards with Rewards

Enjoy shopping and earning rewards simultaneously with our credit card offerings. Whether it's cash back or travel points, our credit cards are crafted to give you more from every purchase while keeping your spending in check.

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance, our mortgage loans provide excellent rates and personalized service throughout the process. Our team will guide you through each step, ensuring that you're comfortable with your decision.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments all at your fingertips.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking services are designed to be straightforward and accessible. We know that everyone has unique financial goals, which is why we offer various options for accounts that help you save while enjoying easy access to your money.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, but with our personal loans, you have a reliable option to cover those costs. Additionally, if you're juggling multiple debts, consider our debt consolidation solutions designed to simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Going Paperless Made Easy

If you're looking to reduce clutter, you'll be pleased to know that we offer e-statements as well. This feature allows you to receive your account statements electronically, so you can keep track of your financial activities without the need for physical copies.

Key Features for Your Convenience

Our online banking services provide you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills anytime and anywhere. Whether you're at home or on the go, you can stay connected with your finances effortlessly. Plus, our mobile application ensures that all these features are right at your fingertips. With person-to-person transfers, sending money to friends or family is quick and easy. You can also enjoy the benefits of electronic signatures for authorized transactions, making the process smooth without the hassle of paperwork. Our commitment to security means you can bank with peace of mind, knowing that your information is protected.

Mobile Payments Made Simple

For those who prefer using their smartphones for transactions, our mobile payments feature lets you make purchases directly from your device. It's a simple way to pay while you're out shopping or dining, making everyday transactions effortless. At Pentagon, we believe in providing accessible and user-friendly tools that empower our members. Experience the convenience of managing your finances digitally today!

Financial Strength

At Pentagon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our branch is built on a solid foundation of financial health, ensuring you can trust us with your savings and loans. With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is reflected in our $2,776,578,388 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $194,968 in used auto loans and $26,072,314,016 in total loans and leases, our lending capacity supports your financial goals across various sectors. Even more reassuring is our operational efficiency reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team comprises 2,856 full-time employees and 24 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments) amount to $76,015,739, while the total number of share accounts stands at 4,116,497, showcasing a robust and growing member base that trusts us with their finances. We believe that our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 1204 Stony Lonesome Access Rd West Point Ny 10996 or call (845) 859-0023 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For those who own businesses, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. We are dedicated to supporting local entrepreneurs and fostering economic growth within our community. If you're considering refinancing any existing loans or exploring eligibility options, our knowledgeable staff is here to guide you through each step of the process. At Pentagon, we prioritize transparency and aim to empower our members with the financial tools they need for success. For more information or personalized assistance, feel free to reach out at (845) 859-0023 or visit us at 1204 Stony Lonesome Access Rd West Point Ny 10996 in West Point, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek sedan or a spacious SUV, our financing options make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We provide various financing solutions to help you secure your dream home while ensuring that the process is straightforward and transparent.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. These cards come with benefits designed to enhance your purchasing power without tying up your funds in collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. By relying on established financial institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.

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