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Personal Loans
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Introduction
Welcome to Pentagon, your trusted financial partner located at 600 Thayer Rd, West Point, NY 10996. Established in 1935, we are proud to serve our growing community of over 2.8 million members with a commitment to exceptional service and innovative financial solutions. Whether you're looking for personal banking options, auto loans, or business financing, we have the resources to help you achieve your financial goals. As a member-driven credit union, our focus is on providing value and support to our members. With total assets of $32,713,549,837 and total deposits reaching $1,036,797,067, we stand strong in our mission to empower you financially. Our dedicated team of 2,880 employees is here to guide you through your financial journey. Under the leadership of CEO James Schenck and Board President Edward Cody, we're committed to fostering a community where every member feels valued. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 600 Thayer Rd, US Military Academy Bldg 600, Room 314 Taylor Hall, West Point, NY 10996-1726. Explore the diverse range of services we offer from checking and savings accounts to credit cards with rewards designed to meet your unique needs. With a robust net worth of $3,260,605,705 and a member business loan balance of $1,745,536,207, Pentagon is here to support your aspirations. We invite you to connect with us today! Call us at 845-446-3375 or visit our website at www.penfed.org for more information about how we can assist you. Your financial success starts here at Pentagon!
Branch History & Mission
Join Us
We invite you to experience the benefits of being part of Pentagon. With dedicated staff available during our operating hours Monday through Friday from 9:00 AM to 4:00 PM we are ready to assist you with all your financial needs. Don't hesitate to reach out at 845-446-3375 or explore our website at www.penfed.org for more information. Join us today and become part of a community-focused credit union where your financial success is our top priority!
Our Journey
From our humble beginnings, Pentagon has continually evolved to meet the needs of our members. We started as a small credit union focused on providing essential financial services. Over the decades, we have expanded our offerings to include personal banking accounts, auto loans, mortgages, business banking solutions, and more. Each step of our journey has been guided by our mission: to empower our members through reliable financial services while fostering community growth. As we adapted to technological advancements, we embraced digital banking solutions that prioritize convenience and accessibility. Members can now enjoy features such as online banking, mobile payments, and e-statements all designed to make managing finances easier than ever.
Our Mission
Our mission at Pentagon is clear: we aim to improve the financial well-being of our members while actively contributing to community development. We believe in building strong relationships with our members based on trust and transparency. Whether you are seeking assistance with personal loans or require comprehensive business banking services, we are here to support your goals. Our commitment extends beyond just banking; we take pride in participating in various community outreach initiatives that uplift those around us. Through partnerships with local organizations and events, Pentagon strives to make a positive impact in West Point and beyond. While you can visit us at 600 Thayer Rd, official correspondence should be sent to 600 Thayer Rd, US Military Academy Bldg 600, Room 314 Taylor Hall, West Point, NY 10996-1726 if needed.
Branch Location & Accessibility
Getting Here
At our branch, parking is available, ensuring you can access our services without hassle. We prioritize accessibility for all members, featuring ADA-compliant entrances and pathways to accommodate everyone. If you're coming by public transport, you'll find various options nearby that make reaching us even easier.
Operating Hours
We invite you to stop by during our operating hours from Monday to Friday, 9:00 AM to 4:00 PM. Our team is ready to assist you with any banking needs during these hours. If you're unable to visit during the week, don't worry! You can also reach out via phone at 845-446-3375 for assistance or inquiries.
Services Offered
Our Pentagon branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of ATM access right on-site for quick cash withdrawals and balance checks. While members can visit us at 600 Thayer Rd for all their banking needs, official correspondence should be sent to our mailing address at 600 Thayer Rd, US Military Academy Bldg 600, Room 314 Taylor Hall, West Point, NY 10996-1726. We look forward to seeing you soon! Feel free to drop by or give us a call; we're eager to assist you on your financial journey!
Member Eligibility
Becoming a member of Pentagon means joining a welcoming community that truly cares about your financial well-being. At our branch located at 600 Thayer Rd West Point Ny 10996, we invite you to explore the benefits of membership, which is open to individuals who meet specific criteria. Generally, eligibility includes those who are connected to the military, government employees, or members of certain organizations. This inclusive approach ensures that many can access our services and enjoy the advantages of being part of our family. If you want to learn more about the exact eligibility details, feel free to visit this link for comprehensive information. Once you're ready to take the next step, opening an account with us is a straightforward process! You can reach out at (845) 446-3375 during our operating hours or simply check out the guidelines on our website to get started. We're excited to welcome you into Pentagon where your financial goals will be supported every step of the way!
Business Banking & Commercial Services
Lending Solutions for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Work for You
In addition to lending, we offer merchant services that streamline your payment processes. Imagine a busy restaurant where customers can easily pay via mobile wallets or credit cards while you focus on delivering exceptional service. Our solutions ensure that you get paid quickly and efficiently, allowing you to reinvest in your business. Located at 600 Thayer Rd West Point Ny 10996 in West Point, NY, we're here to provide personalized support tailored to your unique business needs. Contact us at (845) 446-3375 to explore how we can help your business succeed!
Comprehensive List Of Services
Business Banking
If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans that help streamline operations and fuel growth. Imagine having a partner that understands your unique challenges and helps find the best solutions.
Call Us Today!
Ready to explore how Pentagon can help meet your financial needs? Give us a call at (845) 446-3375 during our operating hours from Monday through Friday, 9:00 AM - 4:00 PM. Our friendly staff is eager to assist you in finding the right services tailored just for you. Your journey towards better financial health starts here!
Credit Cards with Rewards
For those who love to earn while they spend, our credit cards come with exciting rewards! You can enjoy cashback on everyday purchases or points towards travel making each transaction feel more rewarding.
Digital Banking Features
Accessing your accounts has never been easier. Our online and mobile banking features allow you to manage your finances on-the-go whether it's checking balances, making transfers, or paying bills from the comfort of your home or while commuting. With basic ATM access available for withdrawals and balance checks, convenience is at your fingertips.
Home Financing
Dreaming of owning a home? Our mortgage loans and refinancing options provide the support you need. Picture settling into your dream house with a plan that fits your budget. We work closely with you throughout the process, ensuring that you fully understand all aspects of your loan.
Personal Banking
Whether you're looking to open a checking or savings account, our personal banking services are designed to make managing your finances simple and efficient. Imagine being able to easily deposit your paycheck and set aside funds for future goals all through our user-friendly online and mobile banking platforms. With us, you can also enjoy flexible auto loans and vehicle financing options that cater to your lifestyle, whether you're purchasing your first car or upgrading to something more spacious for family adventures.
Personal Loans & Debt Solutions
Life can throw unexpected challenges your way, which is why our personal loans and debt consolidation services are here for you. Whether it's funding a home renovation or consolidating existing debts for easier management, we aim to provide solutions that offer peace of mind.
Digital & Online Banking
Accessible Anytime
We want to ensure that banking is accessible for everyone. Our commitment to easy-to-use services means you'll never feel lost navigating through your financial needs. From checking account balances to transferring funds between accounts, everything is just a few taps away. Join us at Pentagon today and experience the ease of digital banking tailored for you!
Enhanced Security Features
Your security is our top priority. We provide electronic signature authorization for your transactions, making it easier for you to approve important documents with just a click. Plus, with e-statements available, you can securely view and manage your statements online while reducing paper clutter.
Mobile Banking Convenience
On-the-go? Our mobile application puts banking right in your pocket. With features like mobile payments and person-to-person transfers, sending money to friends or paying for goods is quick and hassle-free. You can make payments using just your phone, turning it into a powerful financial tool.
Online Banking Services
Visit us at http://www.penfed.org to explore our comprehensive online banking services. Enjoy 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds without stepping foot in a branch. Whether you're at home or on the go, our online banking gives you real-time control over your finances.
Financial Strength
Commitment to Growth
With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.
Member-Centric Approach
Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trust Built on Numbers
Net Shares (Funds available for lending and investments): $76,015,739. Total Share Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 600 Thayer Rd West Point Ny 10996 or call (845) 446-3375 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you need financing for a new or used vehicle, our flexible terms make it easier than ever to drive away with confidence.
Business Financing
For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your journey toward success.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand every step.
Refinancing Options
If you're considering refinancing any existing loans, we encourage you to reach out for more information on eligibility and available options. Refinancing could lower your monthly payments or help you secure better terms. At Pentagon, we're dedicated to helping our members navigate their financial journeys. For more information about our loan offerings or to speak with one of our knowledgeable representatives, please call us at (845) 446-3375 or visit us at 600 Thayer Rd West Point Ny 10996 in West Point, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!
Unsecured Credit Cards
We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. These cards come with benefits that can help you earn rewards while keeping your spending under control.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and accuracy in your search. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every loan comparison reflects current market conditions, allowing consumers to explore their options without uncertainty.