Penfed Credit Union

Located in the heart of New York City at 131 W 33rd St, the Pentagon Credit Union branch offers essential ATM services and basic shared branch transactions for partner credit union members. Open Monday through Friday from 8:30 AM to 4:30 PM, this convenient spot serves as a reliable access point for deposits and withdrawals, making it easy to manage your funds amidst the city’s fast pace.
While this location focuses on streamlined ATM and shared branch services rather than full-service banking, Pentagon’s nationwide strength shines through its impressive network supporting over 2.8 million members with assets surpassing $32 billion. Members can tap into Pentagon’s standout offerings like some of the best auto loans available—perfect for financing your next vehicle—and low mortgage rates designed to make homeownership more accessible.
Whether you’re stopping by for a quick deposit or withdrawal, or exploring Pentagon’s competitive lending options online, this branch connects you to trusted financial solutions tailored for today’s busy lifestyles. Visit the Pentagon Credit Union branch at 131 W 33rd St or call 212-695-8900 to experience local convenience and start discovering your financial possibilities today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted financial partner located at 131 W 33Rd St, New York, NY 10001. Since our establishment in 1935, we've been dedicated to serving our community with integrity and commitment. With a proud membership of over 2.8 million individuals, we strive to offer personalized financial solutions that cater to the diverse needs of our members. At Pentagon, we understand that managing your finances is crucial. That's why we've accumulated total assets of $32,713,549,837 and maintain deposits exceeding $1 billion at $1,036,797,067. Our strong financial footing allows us to provide a wide range of services, including loans and leases amounting to 1,531,327, ensuring that you have access to the funds you need when you need them. Our leadership team is here for you led by our CEO, James Schenck, and Board President, Edward Cody. Together, they guide our mission to create a supportive environment where every member feels valued. We employ around 2,880 dedicated professionals who work tirelessly to assist you with all your banking needs. While members can visit us at our branch location in New York City, official correspondence should be sent to our mailing address at 131 W 33rd St, New York, NY 10001-2908. Whether you're looking for a new loan or need help managing your savings, we're here for you! Feel free to reach out at 212-695-8900 during our operating hours from Monday to Friday between 8:30 AM and 4:30 PM. Your financial well-being is our priority let's achieve it together! For more information about our services and how we can help you thrive financially, visit us online at http://www.penfed.org.

Branch History & Mission

Commitment to Excellence

As technology advances, so do we. Our commitment includes offering digital banking options like online banking and mobile payments for added convenience. We ensure ADA compliance so that all members can access our services comfortably. While we currently do not offer ATM or drive-thru services at this location, we do provide basic shared branch transactions for partner credit union members. If you need to reach us for any inquiries or assistance, please feel free to call us at (212) 695-8900. For official correspondence, you may use our mailing address at 131 W 33rd St, New York, NY 10001-2908.

Join Us Today!

We invite you to become part of the Pentagon family! Experience firsthand how we can help you achieve your financial dreams while supporting a community-oriented mission. Visit us today and discover what makes Pentagon more than just a credit union it's a place where you belong!

Our Journey

The Pentagon branch started with a simple vision: to provide accessible financial services that empower individuals and families. Over the years, we have grown significantly, now proudly serving over 2.8 million members and managing total assets of $32.7 billion. Our journey reflects our dedication to not just meeting financial needs but also fostering community well-being. Located in the heart of Manhattan, our branch is surrounded by iconic landmarks, making it convenient for our members to access essential services. While visiting us at this bustling location, you'll find friendly staff ready to assist you with your banking needs during our operating hours from Monday to Friday, 8:30 AM to 4:30 PM.

Our Mission

At Pentagon, our mission is clear: we are here to support your financial goals while giving back to the community. We strive to offer not only traditional banking services but also innovative solutions that meet the evolving needs of our members. From personal loans to savings accounts and everything in between, we focus on providing quality service tailored to each member's unique circumstances. We believe in creating opportunities for everyone. That's why we engage in various community outreach efforts and partnerships designed to uplift those around us. Whether through educational programs or local sponsorships, we are dedicated to making a positive impact.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we're here for you Monday through Friday from 8:30 AM to 4:30 PM. Our friendly staff is ready to assist you during these hours, so you can handle your banking needs without delay.

Parking and Accessibility

While street parking can be challenging in this vibrant city, public transportation options abound. The branch is within walking distance of several subway stations, making it easy to visit us. Our facility is ADA compliant and features ramps for easy access, ensuring that everyone can enjoy our services without any hassle.

Services Offered

At our Pentagon branch, we provide essential ATM services and basic shared branch transactions like deposits and withdrawals for members of partner credit unions. While we do not currently offer drive-thru banking, our team is dedicated to delivering exceptional service inside the branch. If you need to reach out to us directly, feel free to call at 212-695-8900. We're always happy to help answer your questions or guide you through any banking processes. While members can visit us at 131 W 33rd St for all their banking needs, please note that official correspondence should be sent to the same address listed for mailing: 131 W 33rd St, New York, NY 10001-2908. We invite you to drop by or give us a call today! Your financial well-being is our priority, and we look forward to serving you at the Pentagon branch.

Member Eligibility

Joining the Pentagon community is a wonderful step toward better financial support and services tailored just for you. If you're wondering about eligibility, it's quite straightforward! We welcome individuals who are connected to our mission, whether through family ties or employment in specific sectors, making it easy for many to join our friendly network. By becoming a member at Pentagon, located at 131 W 33Rd St New York Ny 10001, you'll gain access to a range of benefits, including competitive loan rates and personalized service that truly cares about your financial well-being. To find out if you meet the eligibility criteria, feel free to visit our dedicated page here. It's filled with detailed information on who can become a member. If you have any questions or need assistance during the process, don't hesitate to give us a call at (212) 695-8900. We're here to help you every step of the way as you take this exciting step toward becoming part of our community!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer practical merchant services designed to streamline your operations. Whether it's point-of-sale systems or payment processing solutions, our services help you serve customers better and manage your cash flow effectively. Picture receiving payments seamlessly while keeping track of sales at your fingertips making your day-to-day operations smoother. Discover how Pentagon, located at 131 W 33Rd St New York Ny 10001 in New York, NY, can be your trusted partner in achieving business success. Reach us at (212) 695-8900 for personalized assistance!

Comprehensive List Of Services

Banking Made Simple

We understand that everyone has different financial needs, which is why we offer a variety of services designed to make your life easier. If you're looking for convenience, our ATM Services Only allow you to access your funds without the need to visit a teller. This is perfect for those who are always on the go and prefer quick transactions. For members of partner credit unions, we provide Basic Shared Branch Transactions such as deposits and withdrawals. This service ensures that even if you're away from home, you can still manage your finances easily and efficiently.

Embracing Technology for Your Convenience

At Pentagon, we recognize the importance of digital banking in today's fast-paced world. Our online banking platform allows you to check your account balances, transfer funds, and pay bills from the comfort of your home or while you're out and about. With our mobile application, you can manage your accounts right from your smartphone, making it easier than ever to stay on top of your finances. Additionally, features like mobile payments and person-to-person transfers mean that sending money to friends or family is just a few taps away. We aim to provide you with tools that fit seamlessly into your lifestyle.

Join Us Today!

Ready to experience the benefits of banking with Pentagon? Visit us at 131 W 33Rd St New York Ny 10001 or check out our website at http://www.penfed.org for more information about our services and how we can help meet your financial needs. We look forward to serving you!

Your Trusted Financial Partner

We pride ourselves on being more than just a financial institution; we're your trusted partner in navigating life's financial journey. Whether you're saving for a new car, planning a vacation, or preparing for retirement, our team is here to support you every step of the way. Don't hesitate to reach out with any questions or if you'd like assistance with any of our services. You can contact us at (212) 695-8900 during our operating hours from Monday to Friday, 8:30 AM - 4:30 PM.

Digital & Online Banking

Mobile Payments Made Easy

Say goodbye to cash and cards! With our mobile payments feature, you can make purchases directly from your smartphone. It's quick and hassle-free, allowing you to manage spending on the go. Whether you're at home or out running errands, the digital banking services at Pentagon are designed to make your life easier. Experience the convenience today by visiting http://www.penfed.org and see how effortless managing your finances can be!

Security You Can Trust

We take your security seriously. With electronic signature authorization available, you can confidently complete transactions knowing they are protected. E-statements are also an option for those who prefer a paperless approach, giving you easy access to your account statements while reducing clutter.

User-Friendly Online Banking

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you're on the go, our mobile application brings all these features right to your fingertips, making banking convenient no matter where life takes you.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 4,116,497, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $76,015,739, demonstrating our capability to assist you when it matters most. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 131 W 33Rd St New York Ny 10001 or call (212) 695-8900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is reflected in our lending capacity; with $194,968 in used auto loans and $26,072,314,016 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our team is here to guide you through the process and find the right financing option for your needs.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $11,164,612,349 provide flexibility when it matters most. This option can be ideal for managing unexpected expenses or funding personal projects without taking on traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll ever make, and our dedicated team will work with you every step of the way to ensure you understand your options and secure the best terms possible.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore eligibility options that may lower your payments or free up cash for other uses. Our experts are here to assess your current situation and find solutions tailored specifically for you. At Pentagon, we're committed to providing excellent service alongside our comprehensive loan offerings. For questions or assistance, feel free to reach out at (212) 695-8900 during our operating hours from Monday to Friday, 8:30 AM - 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits that can make daily spending easier and more rewarding.

Loan Aggregator

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