Mountain America Credit Union

Mountain America Credit Union proudly serves members across Nevada with a full range of convenient, member-focused financial services designed to support your goals statewide. Whether you’re managing everyday banking or planning for big milestones, Mountain America offers seamless ATM and cash withdrawal services that keep your money accessible wherever you are in Nevada.
From competitive auto loans and vehicle financing to personalized mortgage loans and refinancing options, Mountain America helps you drive forward with confidence. Members enjoy robust personal banking solutions including checking and savings accounts, credit cards loaded with rewarding perks, flexible personal loans ideal for debt consolidation, plus basic drive-thru banking for deposits, withdrawals, and simple transactions.
Nevada business owners benefit from tailored merchant services and business loans crafted to fuel local growth. Plus, Mountain America’s secure online and mobile banking platforms make managing your finances effortless anytime, anywhere.
Beyond banking, Mountain America is deeply committed to Nevada communities through impactful programs focused on financial education and neighborhood support. With membership, you gain more than just access to great products—you join a community dedicated to your financial success throughout the Silver State. Experience the value of Mountain America membership in Nevada today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America Credit Union, our mission is to empower our members and the communities we serve across NV with a commitment to member-first service and community-focused solutions. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, we strive to provide financial products that enhance the lives of our members. We understand that convenience matters, which is why we offer modern banking features such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Whether you’re managing your accounts on-the-go or seeking personalized financial advice, Mountain America Credit Union is here to support you every step of the way. To learn more about our services or to get in touch, visit us at https://www.macu.com/ or reach out via fax at nan. Your financial well-being is our priority!

Services & Financial Solutions

Mountain America offers a comprehensive range of financial services designed to meet the diverse needs of its members throughout Nevada. Whether you’re looking to manage your daily expenses, save for future goals, or secure financing for significant purchases like a home or vehicle, Mountain America provides accessible and flexible solutions. With personal banking options that include checking and savings accounts, auto loans, and credit cards with rewards, you can easily find the right tools to help you achieve your financial objectives.
For those in need of business banking support, Mountain America has tailored services that encompass merchant services and business loans, ensuring that local entrepreneurs have the resources they need to thrive. The convenience of digital banking cannot be overstated; with online banking and a user-friendly mobile application, managing your finances has never been easier. Members can enjoy seamless mobile payments and person-to-person transactions right from their smartphones. Plus, features like e-statements and electronic signatures streamline processes further, allowing you to focus on what matters most without being bogged down by paperwork. At Mountain America, we strive to empower our members in Nevada by providing not only the tools they need but also the confidence to take control of their financial journeys.

Why Choose Us

At Mountain America, we believe that banking should be simple, friendly, and tailored to your needs. Becoming a member is a breeze—just visit to see if you qualify and start enjoying the benefits of membership today! Our core values of trust, community engagement, personalized service, and financial reliability are at the heart of everything we do. Whether you’re looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to support you every step of the way. Plus, with our mobile application and online banking services, managing your finances has never been easier. We pride ourselves on being part of the community we serve, ensuring that each member feels valued and heard. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at Mountain America—where your financial journey matters!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

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