Mountain America Credit Union Mesquite NV: Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Mountain America, your trusted financial partner located at 580 W Pioneer Blvd, Mesquite, NV 89027. Since our establishment in 1936, we've been dedicated to serving our community with a commitment that goes beyond just numbers. With over 1,295,749 members and total assets exceeding $20 billion, we pride ourselves on fostering strong relationships while providing top-notch financial services. At Mountain America, we understand that your financial journey is unique. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage solutions, or even business banking services, our team is here to guide you every step of the way. Our friendly staff, led by CEO Sterling Nielsen and Board President Scott Burt, are passionate about helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 580 W Pioneer Blvd, Mesquite, NV 89027. We have a solid foundation built on trust and reliability, with a net worth of $1,866,422,746 and total deposits amounting to $2,498,647,369. Our commitment to the community is evident in our wide range of services including loans and credit cards tailored to meet your needs. With 3426 employees ready to assist you and a robust loan portfolio that includes over 1 million loans, we're not just about numbers we're about people. Come visit us during our lobby hours from Monday through Friday between 9:00 AM and 6:00 PM or give us a call at 702-345-8665 to learn more about how we can help you thrive financially. Join us today at Mountain America where your financial success is our priority!

Branch History & Mission

A Legacy of Growth

Mountain America started as a small credit union with a big dream: to provide accessible financial solutions for everyone. Over the years, we have evolved and expanded our offerings while remaining true to our core mission helping individuals and families achieve their financial goals. Our branch in Mesquite has played a crucial role in this journey, connecting with local residents and businesses through personalized service and community involvement. Our branch is conveniently situated in Mesquite, close to key landmarks that make it easily accessible for all. As we continue to grow, we embrace digital advancements to enhance member experiences. We offer online banking, mobile payments, and electronic signatures for those who prefer convenience at their fingertips.

Community Commitment

We believe that being part of a community means giving back. Mountain America actively engages in various outreach programs and partnerships that benefit local initiatives. Whether it's sponsoring events or supporting local charities, we are committed to making a positive impact in Mesquite. As we look ahead, we invite you to join us on this journey toward financial empowerment. Discover how Mountain America can make a difference in your life by becoming a member today. Experience the benefits of personalized service and community support that have defined us since 1936. For any questions or assistance, feel free to reach out at 702-345-8665 or visit us online at mountainamerica.com. Together, let's build a brighter financial future!

Our Mission

At Mountain America, our mission is clear: we are committed to providing exceptional financial services while fostering a supportive environment for our members. We strive not only to help you manage your finances but also to empower you through education and resources that promote financial wellness. Our dedicated team is always ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage financing, and even business banking solutions. While members can visit us at 580 W Pioneer Blvd, official correspondence should be sent to the same address since it doubles as our mailing address. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM, allowing ample opportunity for you to connect with us.

Branch Location & Accessibility

Welcome to Mountain America, your trusted credit union conveniently located at 580 W Pioneer Blvd in beautiful Mesquite, Nevada. Nestled in the heart of Clark County, our branch is easy to reach and designed with your banking needs in mind. Whether you're visiting us after a day at the nearby Mesquite Golf and Country Club or taking a break from shopping at the local shops, we are here to serve you. Our branch is accessible and offers ample parking for our members. We take pride in ensuring that everyone can easily access our services, including those with mobility needs. While you're here, you can take advantage of our personal banking services like checking and savings accounts, auto loans, mortgages, and more. Mountain America operates Monday through Friday from 9:00 AM to 6:00 PM, so you can stop by at your convenience. If you have any questions or need assistance, feel free to call us at 702-345-8665. While you can visit us at our physical location for all your banking needs, please remember that official correspondence should be sent to the same address as our branch. We invite you to experience friendly service and comprehensive banking solutions tailored just for you. Come see us today!

Member Eligibility

Becoming a member of Mountain America is like joining a warm, supportive community that's dedicated to your financial well-being. If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible to join us! We believe that everyone deserves access to friendly banking services and resources tailored just for them. Once you're a member, you'll enjoy benefits such as personalized service, competitive rates on loans and savings accounts, and access to various financial products designed to help you reach your goals. To find out more about the specific eligibility criteria and how easy it is to start your membership journey at Mountain America, we invite you to check our website at . If you're ready to open an account or have any questions, feel free to give us a call at (702) 345-8665. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for your business. Picture this: a busy day at your store, and your customers are ready to make purchases. With our reliable merchant services, you can accept payments quickly and securely, enhancing customer satisfaction and boosting sales. Whether you're just starting out or looking to grow, Mountain America is here to support your business journey. Visit us at 580 W Pioneer Blvd Mesquite Nv 89027 in Mesquite, NV, or call us at (702) 345-8665 to learn more about how we can help you achieve your goals.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Mountain America offers comprehensive business banking services. From merchant services that help you process payments easily to business loans designed to support growth and expansion, we are committed to helping your business thrive.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services so you can manage your accounts on-the-go. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. Our electronic signature authentication makes signing documents quick and secure from anywhere.

Get in Touch!

We invite you to explore all that Mountain America has to offer! If you have any questions about our services or want more information on how we can assist you with your financial journey, please don't hesitate to reach out at (702) 345-8665. Our friendly team is ready and eager to help you achieve your financial goals! Visit us today or check out our website at https://www.macu.com/.

Home Financing Options

When it comes to homeownership, our mortgage loans and refinancing options ensure that you can find the right path towards owning your dream home. We understand that buying a home is one of the most significant decisions you'll make, which is why our team is here to guide you every step of the way.

Personal Banking Made Easy

Our personal banking services are crafted to help you manage your finances effectively. You can open checking and savings accounts that fit your lifestyle, whether you need everyday access or long-term savings options. For those considering a new vehicle or wanting to refinance an existing loan, our auto loans and vehicle financing solutions offer competitive rates tailored to your budget. If you're looking to consolidate debt or finance a personal project, our personal loans provide the flexibility you need without the stress. Plus, enjoy the benefits of our credit cards with rewards that allow you to earn while you spend.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform, available at https://www.macu.com/, you can check balances, pay bills, and transfer funds anytime, anywhere. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Plus, for those who prefer mobile banking, we offer a user-friendly mobile application that allows you to manage your finances right from your smartphone.

Go Paperless with E-Statements

Say goodbye to clutter! Our e-statements are available for those who want to keep their financial records organized and accessible at all times. You'll receive notifications when your statements are ready, helping you stay informed without the paper trail.

Mobile Payments for Convenience

For added convenience, our mobile payments feature lets you make purchases directly from your phone. It's quick, easy, and secure perfect for busy lifestyles! In summary, Mountain America is committed to providing accessible and easy-to-use digital banking solutions tailored for our members. Experience financial freedom today with our innovative online banking services!

Secure Transactions Made Simple

We prioritize your security. With features like electronic signature authorization, you can sign documents securely without the hassle of printing or scanning. Enjoy peace of mind knowing that your sensitive information is protected while you perform transactions from the comfort of your home.

Send Money Easily

Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your screen. Whether it's splitting a dinner bill or sending a birthday gift, transferring money has never been more straightforward.

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $180,378,688. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Mountain America is your trusted partner. Visit us at 580 W Pioneer Blvd Mesquite NV 89027 or call 702-345-8665 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have provided $285,235 in used auto loans and maintain a total of $16,366,923,635 in loans and leases, supporting your financial goals across various sectors.

Member-Focused Savings

Your savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, indicating that we are committed to keeping costs low while maximizing value for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, allowing you to select what fits your needs best. Plus, if you're interested in refinancing an existing auto loan, we have options available that could save you money each month.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We aim to provide you with straightforward terms and competitive rates that make it easier to achieve your homeownership dreams. If you're looking for eligibility options or wish to refinance your current mortgage, we're here to assist you with that process as well.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been easier with our unsecured credit card loans. We offer flexible terms on these cards, with a total of $981,936,213 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs while enjoying the benefits of rewards programs. For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are committed to providing tailored solutions that support your ambitions. At Mountain America, we're dedicated to making banking easy and accessible for everyone in Mesquite, NV. For any questions about our loan offerings or assistance with applications, feel free to reach out at (702) 345-8665 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers displayed are fair and transparent. Users benefit from: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to compare options effectively.

User Trust and Credibility

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