Mountain America Credit Union Las Vegas NV: Affordable Vehicle Loans & Business Banking

Introduction

At Mountain America, we believe in building a strong financial foundation for our community. Established in 1936, our branch at 7280 W Lake Mead Blvd, Las Vegas, NV 89128 has been a reliable partner for over 1.2 million members, providing essential financial services that empower individuals and businesses alike. With total assets exceeding $20.2 billion and deposits reaching $2.5 billion, we pride ourselves on being a cornerstone of financial stability and growth in the Las Vegas area. Our dedicated team of 3,426 employees is here to serve you with a variety of personal and business banking solutions, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, we are committed to fostering relationships built on trust and transparency. While you can visit us at our convenient branch location, all official correspondence should be directed to the same address: 7280 W Lake Mead Blvd, Las Vegas, NV 89128-8301. Our doors are open Monday through Friday from 9:00 AM to 6:00 PM, making it easy for you to drop by whenever you need assistance. At Mountain America, we understand the importance of community impact. We actively engage in initiatives that support local programs and charities because your success is our success. Whether you're looking to secure a loan or simply want to learn more about managing your finances better, we invite you to reach out or visit us today. Give us a call at 702-251-5750 or explore our services online at Mountain America. Let us help you achieve your financial goals!

Branch History & Mission

Join Us

As we continue to grow, we invite you to become part of the Mountain America family. Experience firsthand how we're more than just a credit union; we're your partner in achieving financial success. Whether you're looking for an auto loan or need assistance with savings strategies, our dedicated team is here to help you every step of the way. For more information or assistance, feel free to reach out at 702-251-5750 or visit us online at Mountain America. Join us today and discover what makes Mountain America special!

Our Commitment to Community

At Mountain America, we believe in giving back. We actively participate in local events and support various charitable organizations throughout Las Vegas and beyond. Our partnerships with schools and nonprofits are designed to uplift those around us and create lasting positive change. We know that when our community thrives, we all thrive together. While members can visit us at 7280 W Lake Mead Blvd for their banking needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM official correspondence should be sent to the same address listed above.

Our Evolution

From our humble beginnings, Mountain America has continuously evolved to meet the needs of our members. With total assets now exceeding $20 billion, we've maintained a strong commitment to providing exceptional service while ensuring financial stability for our members. We've embraced technology with online and mobile banking options, making it easier than ever for members to manage their finances on the go. Our journey is marked by significant milestones, including expanding our services to cover everything from personal checking accounts to auto loans and mortgage financing. We strive to make banking accessible and beneficial for everyone, which is reflected in our mission statement: "We empower our members to achieve their financial goals." This mission drives us daily as we seek to provide not only the best financial products but also educational resources that promote financial literacy within our community.

Branch Location & Accessibility

Accessibility Features

At Mountain America, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Parking is readily available, making it hassle-free for you to stop by and take care of your banking needs.

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 6:00 PM, providing ample opportunity for you to come in and speak with our friendly staff about your financial goals. Whether you're looking to set up a checking account, inquire about auto loans, or explore mortgage options, we're here to help.

Services Offered

Mountain America offers a variety of personal banking services, including checking and savings accounts, auto financing, mortgage loans, credit cards with rewards, and much more. While we currently do not have ATM services or drive-thru banking at this location, our team is always ready to assist you directly inside the branch. If you need any additional information or want to discuss your banking options further, please feel free to give us a call at 702-251-5750. We look forward to welcoming you into our branch soon!

Member Eligibility

At Mountain America, we believe that everyone deserves a place where they can feel valued and supported. Becoming a member is easy and welcoming, and it opens the door to a range of benefits tailored just for you. If you live, work, or worship in the area around our branch at 7280 W Lake Mead Blvd Las Vegas Nv 89128, you may already qualify for membership! We also encourage family members of current members to join in on the advantages we offer. To learn more about the specific eligibility details, feel free to check out our website at . Joining us means gaining access to personalized banking services that truly make a difference in your financial journey. Whether you're looking for checking and savings accounts, auto loans, or even mortgage options, we're here to help. If you're ready to take the next step or have any questions, don't hesitate to reach out at (702) 251-5750. Our friendly team is excited to welcome you into the Mountain America family!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify your transactions. Picture a local café using our point-of-sale solutions to streamline payments, making it easier for customers to enjoy their favorite brews without delay. Our services help you focus on what matters growing your business. Whether you're located at 7280 W Lake Mead Blvd Las Vegas Nv 89128 in Las Vegas, NV, or anywhere nearby, we're here to help you thrive. Reach out at (702) 251-5750 to learn more about how we can partner with you on your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Convenience

We know that convenience is key in today's fast-paced world. That's why we offer robust digital banking features including mobile payments, person-to-person transfers, and e-statements so you can stay connected with your finances anytime, anywhere. If you're ready to explore how Mountain America can meet your financial needs, don't hesitate to reach out! Visit us at our branch located at 7280 W Lake Mead Blvd, Las Vegas NV 89128, or call us at 702-251-5750 during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. Join us today and discover how we can help empower your financial future!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options offer competitive rates that make getting behind the wheel easier than ever. Picture yourself driving off in your dream car with a loan tailored to fit your budget. We also provide refinancing options if you're looking to lower your monthly payments on an existing vehicle loan.

Business Banking

For entrepreneurs and small business owners, we offer tailored solutions including merchant services and business loans that help you manage cash flow and invest in growth opportunities. Think about how much easier it would be to handle transactions smoothly while providing great service to your customers.

Credit Cards with Rewards

Our credit cards with rewards let you earn points for everyday purchases whether you're buying groceries or planning a vacation. These rewards can add up quickly and give you more value from your spending.

Mortgage Loans & Refinancing

When it comes time to buy a home or refinance an existing mortgage, our dedicated team is ready to guide you through the process. With flexible terms and rates, our mortgage loans are designed with your needs in mind. Imagine having the keys to your new home in hand, knowing that you've made a smart financial choice.

Personal Banking

For individuals and families, we provide a variety of personal banking options. Our checking and savings accounts make it easy to manage your day-to-day finances while helping you save for future goals. Imagine being able to effortlessly keep track of your expenses and savings through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills all from the convenience of your smartphone or computer.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for medical bills, home repairs, or other emergencies, we're here to provide support when you need it most. Additionally, if you're feeling overwhelmed by multiple debts, our debt consolidation loans can help simplify your payments and potentially lower interest rates.

Digital & Online Banking

Key Services Available

Our online banking platform is available 24/7 at https://www.macu.com/, giving you access to your accounts anytime you need it. You can check balances, pay bills, transfer funds, and more with ease. Plus, our mobile application makes banking even simpler. Whether you're out running errands or relaxing at home, all your banking needs are right in your pocket. Need to send money quickly? Our person-to-person transfers make it effortless to share funds with friends and family in real-time. And for those who prefer paperless options, we offer e-statements that keep your information secure while reducing clutter. Security is a top priority at Mountain America. We utilize electronic signature authorization for various transactions, ensuring that your personal information remains protected throughout your banking experience. With features like mobile payments, you can make purchases securely without having to carry cash or cards. In today's fast-paced world, managing your finances shouldn't be complicated. Our user-friendly digital tools allow for easy account management and provide you with real-time updates about your transactions. Whether you're checking statements or making payments, everything is just a tap away. Experience the freedom of managing your finances on your terms with Mountain America's digital and online banking services. Join us today and see how easy banking can be!

Financial Strength

A Growing Member Base

Total Share Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688 further underscores our commitment to fostering a robust financial community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 7280 W Lake Mead Blvd Las Vegas Nv 89128 or call (702) 251-5750 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easy to find a loan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital for operations, our team is here to assist you. At Mountain America, we're committed to serving our community and providing financial solutions that work for you. You can reach us at (702) 251-5750 during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. For more information about our loan offerings and how they can benefit you, visit us online at https://www.macu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We can guide you through the process and help you understand eligibility options, ensuring you feel confident every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards provide access to funds when needed without tying up your assets.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is designed to help you navigate your options with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you receive fair offers that reflect true market conditions. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information provided. Furthermore, LendMesh does not prioritize lenders based on paid promotions our goal is to deliver unbiased results, empowering you to make informed choices without hidden agendas. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions. This feature allows you to see how different lenders stack up against each other and aids in making sound financial decisions tailored to your needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these illustrate the positive impact LendMesh has had on individuals seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.