Mountain America Credit Union Sparks NV: Affordable Vehicle Loans & Business Banking

Introduction

At Mountain America, we believe in the power of community and the strength that comes from working together. Since our establishment in 1936, we've dedicated ourselves to serving the financial needs of our members right here at our Sparks branch, located at 700 Los Altos Pkwy, Sparks, NV 89436. With over 1,295,749 members and total assets exceeding $20.2 billion, we are committed to providing a range of financial services designed to help you achieve your goals. Under the leadership of our CEO, Sterling Nielsen, and Board President, Scott Burt, our team of 3,426 employees is here to assist you every step of the way. We take pride in offering personalized banking solutions including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. While members can visit us at our Sparks location for all their banking needs, official correspondence should be sent to 700 Los Altos Pkwy, Sparks, NV 89436-7753. With total deposits reaching $2.5 billion and a strong net worth of $1.9 billion, Mountain America stands as a pillar of stability in the financial landscape. Our commitment to our members is evident through our extensive offerings and focus on community impact. We invite you to explore how we can help make your financial dreams a reality. Ready to take the next step? Give us a call at 775-626-2042 or visit us online at www.macu.com to learn more about our services and how we can support you on your financial journey!

Branch History & Mission

Commitment to Innovation

As we move forward, we remain dedicated to embracing technology that enhances your banking experience. Our digital offerings include online and mobile banking, making it easier than ever for you to manage your finances on-the-go. We also prioritize accessibility by ensuring compliance with ADA standards so that all members can enjoy our services comfortably. While members can visit us at 700 Los Altos Pkwy for all their banking needs, official correspondence should be sent to our mailing address at 700 Los Altos Pkwy, Sparks, NV 89436-7753.

Join Us Today!

We invite you to become part of the Mountain America family. Experience firsthand how we combine exceptional service with community support to help you navigate your financial journey. Whether you're looking for a new account or need assistance with loans, our dedicated team is here for you every step of the way. Contact us today at (775) 626-2042 or visit our website at Mountain America to learn more about how we can assist you in achieving your financial goals!

Our Mission

At Mountain America, our mission is clear: to empower our members to achieve their financial dreams while fostering a sense of community. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Each service is designed with your needs in mind. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Sparks and beyond. Our commitment extends beyond banking; it's about building lasting relationships and supporting our members' aspirations.

Branch Location & Accessibility

Welcome to the Mountain America branch located at 700 Los Altos Pkwy in beautiful Sparks, NV! Our branch is conveniently situated near local favorites like the Sparks Marina and just a short drive from the popular Outlets at Sparks. Whether you're stopping by for personal banking needs or exploring our loan options, we're here to help. At Mountain America, we prioritize accessibility and convenience for all our members. Our branch features ample parking and is fully ADA compliant, ensuring everyone can visit us without hassle. If you have any official correspondence, please note that it should be sent to the same address: 700 Los Altos Pkwy, Sparks, NV 89436-7753. Our lobby hours are designed to fit your busy schedule, open Monday through Friday from 9:00 AM to 6:00 PM. While we currently do not offer ATM or drive-thru services, our dedicated team is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. If you have any questions or need assistance, feel free to give us a call at 775-626-2042. We look forward to welcoming you to our Mountain America family!

Member Eligibility

At Mountain America, we believe that everyone deserves a supportive financial community. Joining us as a member is not just about opening an account; it's about becoming part of a family that values your financial well-being. If you live, work, or worship in our local area, you're likely eligible to become a member. We embrace individuals from various backgrounds, making it easy for you to enjoy the benefits of our services tailored just for you. For detailed eligibility criteria, feel free to explore our resource at . Opening an account with us is straightforward and welcoming! You can start the process by visiting us at our branch located at 700 Los Altos Pkwy Sparks Nv 89436, or give us a call at (775) 626-2042 if you have any questions. We're here to help you every step of the way as you take this exciting step toward financial empowerment with Mountain America.

Business Banking & Commercial Services

Practical Merchant Services

In addition to lending, our merchant services simplify everyday transactions, making it easier for you to manage your cash flow. Imagine effortlessly accepting payments from your customers whether they're using credit cards or mobile payments. Our tools enable smooth transactions so you can focus on what really matters: growing your business. With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses right here in Sparks, NV. Let us be your partner in success! Visit us at 700 Los Altos Pkwy Sparks Nv 89436 or give us a call at (775) 626-2042 to learn more about how we can assist your business today.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This financial support has enabled local entrepreneurs to expand operations, hire new staff, and invest in technology that enhances productivity. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to meet diverse needs.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Though we don't have ATMs directly at our branch, we still offer robust cash withdrawal services through partner networks. This means you can access your money when you need it without any hassle. At Mountain America, we're not just about transactions; we're about building lasting relationships with our members and supporting their financial journeys. If you're ready to take the next step towards achieving your financial dreams, visit us today at 700 Los Altos Pkwy Sparks Nv 89436 in Sparks, NV, or give us a call at (775) 626-2042! Let's work together towards a brighter financial future.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing services make it simple and affordable. Whether you're buying a new ride or refinancing an existing loan, our competitive rates and flexible terms ensure that you find a plan that fits your budget.

Business Banking

For entrepreneurs and business owners, our Business Banking services include Merchant Services and Business Loans designed to support your venture's growth. Whether you're starting out or expanding, we're here to help navigate the financial landscape of running a business.

Credit Cards with Rewards

We also provide Credit Cards with Rewards, giving you the chance to earn while spending on everyday purchases. Imagine earning cashback or points towards travel just by using your card for daily expenses!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide expert guidance and competitive rates. Picture stepping into your new home with confidence, knowing that you have the right financial support behind you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like Online & Mobile Banking, allowing you to manage your finances anytime, anywhere whether it's transferring money, checking balances, or paying bills.

Personal Banking

Your journey with us begins with personal banking options tailored just for you. We offer Checking & Savings Accounts that help manage your everyday expenses and savings goals effectively. Imagine easily accessing your funds whenever you need them, whether it's online or through our user-friendly mobile app.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services offer quick solutions with easy application processes. We aim to relieve your financial stress so you can focus on what matters most.

Digital & Online Banking

24/7 Access

At Mountain America, we understand that life doesn't stop after business hours. That's why our 24/7 online banking services ensure that you have access to your accounts any time of day or night. Whether you're checking balances during lunch or transferring funds late at night, we're here for you. Experience the freedom and control that comes with digital banking at Mountain America. Start managing your finances today by visiting us online at https://www.macu.com/!

Key Features

Our digital banking services offer several features designed to meet your needs. For those who prefer paperless statements, we provide e-statements that you can access anytime. This not only helps the environment but also keeps your financial information organized and secure. If you're always on the move, our mobile application allows you to manage your accounts right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your screen. Plus, you can take advantage of mobile payments for quick transactions at participating merchants no cash or cards needed! One of the most exciting aspects of banking with Mountain America is the convenience of electronic signature authorization. This means you can sign documents electronically, saving time and making it easier to complete transactions without needing to visit a branch in person.

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $285,235 in used auto loans and $16,366,923,635 in total loans and leases supporting your financial goals across various sectors.

Growing Together

With net shares available for lending and investments totaling $180,378,688, along with a thriving membership base represented by 3,572,351, we are positioned for continued success. These figures reflect the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 700 Los Altos Pkwy Sparks Nv 89436 or call (775) 626-2042 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 3,027 full-time employees and 399 part-time employees committed to serving you with expertise and care.

Our Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Securing Your Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Loan Options

If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $2,148,145,550 can provide the support you need. We understand the challenges businesses face and strive to offer solutions that align with your goals. At Mountain America, we pride ourselves on providing personalized service and guidance throughout your borrowing journey. If you're interested in exploring these options further or need assistance determining eligibility for any of our loan products, don't hesitate to reach out. Feel free to contact us at 775-626-2042 or visit us at 700 Los Altos Pkwy Sparks NV 89436 for more information on how we can assist you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto financing experience smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We also offer refinancing options for existing mortgages to help you find better rates or adjust your payment plans according to your current situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This option provides you with a convenient way to handle everyday expenses while building your credit profile.

Loan Aggregator

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