Mountain America Credit Union Henderson NV: Best Auto Loans & Mortgage Rates

Introduction

Welcome to Mountain America, your trusted financial partner located at 3451 Saint Rose Pkwy, Henderson, NV 89052. With a proud history dating back to 1936, we've been committed to serving our community and ensuring financial well-being for over 87 years. As a member of our growing family of 1,295,749 members, you can count on us for reliable services tailored to your needs. At Mountain America, we pride ourselves on our robust financial health, boasting total assets of over $20.2 billion and total deposits exceeding $2.4 billion. Our dedication to providing accessible loans has led us to manage a total loan portfolio of 1,010,477 loans and leases. We understand that every member's journey is unique, which is why our diverse offerings include personal banking solutions, auto loans, mortgages, credit cards with rewards, and business banking services. Our leadership team is here to guide you towards achieving your financial goals. Under the stewardship of CEO Sterling Nielsen and Board President Scott Burt, our dedicated staff of 3,426 employees works tirelessly to ensure you receive the best service possible. Whether you need assistance with online banking or have questions about your accounts, we're here for you. While members can visit us at our branch location in Henderson, official correspondence should be sent to the same address for convenience: 3451 Saint Rose Pkwy, Henderson, NV 89052--470. If you're looking for a credit union that values community impact and member satisfaction above all else, look no further than Mountain America. Feel free to reach out at 725-231-8972 or visit our website at www.macu.com for more information. We invite you to explore how we can support your financial journey today!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we are committed to keeping pace with technological advancements. Our digital banking solutions include mobile payments, online banking, and electronic signatures all designed to make your banking experience easier and more efficient. We also ensure that our services are accessible to everyone by adhering to ADA compliance standards.

Community Focus

Mountain America takes pride in being more than just a financial institution; we are a partner in your journey toward financial wellness. Whether it's through personalized service at our drive-thru or friendly support via phone at 725-231-8972 during our operating hours of Monday through Friday from 9:00 AM to 6:00 PM, we are here for you. We invite you to join the Mountain America family today! Experience firsthand how we can support your financial dreams while contributing positively to the Henderson community. Visit us or explore more about what we offer at Mountain America's website. Together, let's build a brighter future!

Our Mission

At Mountain America, our mission is simple yet profound: to help our members achieve their financial goals while supporting the communities we serve. We offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. We believe that our success is tied to the success of our members and the broader community. That's why we actively engage in outreach initiatives and partnerships that foster growth and opportunity. From financial literacy programs to local sponsorships, we're dedicated to making a positive impact.

Branch Location & Accessibility

Welcome to Mountain America's branch located at 3451 Saint Rose Pkwy in beautiful Henderson, NV! Our branch is designed with your convenience in mind, making it easy for you to access the financial services you need. Nestled near popular local landmarks, our location is not only easy to find but also offers plenty of parking for our members. At Mountain America, we pride ourselves on being accessible to everyone. Our facility complies with ADA standards, featuring ramps and other accessibility options to ensure all members can visit us comfortably. Plus, if you prefer a quick visit without stepping inside, we have a convenient drive-thru service available for deposits and withdrawals. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM, ensuring that you have ample time during the week to stop by. If you're looking for an ATM, you're in luck! We offer ATM access right here at our branch so you can manage your cash flow whenever needed. While members can visit us at 3451 Saint Rose Pkwy, official correspondence should be sent to the same address. Whether you're interested in personal banking services like checking and savings accounts or business banking solutions, our friendly staff is ready to assist you. Don't hesitate to reach out! Call us at 725-231-8972 if you have any questions or want to learn more about how we can help meet your financial needs. We look forward to seeing you soon at Mountain America!

Member Eligibility

At Mountain America, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. We're proud to offer our services to a diverse range of individuals, ensuring that everyone has access to the financial support they need. You can find the detailed eligibility criteria by visiting this link, where you can explore how easy it is to become part of our family. Opening an account with us is straightforward and designed with your convenience in mind. Once you meet the eligibility requirements, you can start enjoying the benefits of membership, including competitive rates on loans and savings, personalized service, and a variety of financial products tailored just for you. If you have any questions or need assistance during the process, feel free to reach out at (725) 231-8972. We look forward to welcoming you at our branch located at 3451 Saint Rose Pkwy Henderson Nv 89052!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine receiving payments quickly and efficiently, allowing you to focus on what you do best serving your customers. With easy-to-use solutions tailored for businesses of all sizes, we're here to help you manage transactions smoothly. Visit us at 3451 Saint Rose Pkwy Henderson Nv 89052 in Henderson, NV or call us at (725) 231-8972 to learn more about how our business banking services can empower your success!

Our Loan Offerings

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans and Vehicle Financing options are designed to help you get behind the wheel quickly and affordably. With competitive rates and flexible terms, you can drive off in your dream car without breaking the bank.

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking solutions, including merchant services and business loans. We know how important it is for businesses to have access to reliable financial resources our team is here to help ensure your business thrives.

Convenient Access

We also prioritize convenience through our ATM and Cash Withdrawal Services, making it easy for you to access your money when you need it. With basic drive-thru banking available for deposits and withdrawals, and ATMs for balance checks and cash withdrawals, managing your finances has never been easier. At Mountain America Credit Union in Henderson, NV, we're committed to providing exceptional service while making banking straightforward and convenient for everyone. If you're interested in any of these services or have questions about how we can assist you further, please don't hesitate to reach out! You can call us at 725-231-8972 or visit our website at www.macu.com. Join us today and take control of your financial future!

Credit Cards with Rewards

Who doesn't love earning rewards? Our Credit Cards with Rewards program allows you to earn points for every purchase you make, which can be redeemed for travel, merchandise, or cash back. It's a great way to make your spending work for you!

Mortgage Loans & Refinancing

Homeownership is a big milestone, and at Mountain America, we want to make it as smooth as possible. Our Mortgage Loans and Refinancing services offer various options to help you purchase your home or lower your monthly payments on an existing mortgage. Imagine the comfort of knowing you're getting the best deal available.

Personal Banking

We understand that everyone has unique financial goals. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to manage your accounts from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans and Debt Consolidation services provide you with the financial flexibility to tackle those costs head-on. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we've got you covered.

Digital & Online Banking

Key Features for Your Convenience

Our mobile application ensures that you have access to all these features on the go. Whether you're commuting or relaxing at home, managing your money has never been easier. You can even make mobile payments with just a few taps, making transactions quick and hassle-free. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds no need for cash or checks. Plus, if you're looking for an extra layer of convenience, we offer electronic signature authorization. This allows you to sign documents securely from anywhere, saving time on paperwork.

Security You Can Trust

Your security is our top priority. All our online banking services are designed with robust security measures to ensure that your information remains safe. From encrypted transactions to multi-factor authentication, we take every step necessary to protect your financial data. In short, Mountain America's digital and online banking services empower you to manage your accounts effortlessly while keeping security front and center. Experience the ease of modern banking by visiting us online today!

Financial Strength

Growing Member Trust

With net shares amounting to $180,378,688, our funds are available for lending and investments that benefit you directly. Our total share accounts stand at 3,572,351, showcasing a strong and growing member base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3451 Saint Rose Pkwy Henderson Nv 89052 or call (725) 231-8972 to learn more about how we can help you achieve your financial goals.

Member Savings Protection

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial strength is further reflected by our operational efficiency, as evidenced by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Solid Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can cater to your specific needs.

Business Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We're committed to supporting local businesses as they navigate their financial journeys. At Mountain America, we strive to provide excellent service and support for all our members. If you're considering refinancing any existing loans or want to learn about eligibility options for our products, don't hesitate to reach out. You can contact us at (725) 231-8972, visit us at 3451 Saint Rose Pkwy Henderson Nv 89052, or explore our website at https://www.macu.com/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We can assist you through the entire process, ensuring that you have the right information and support every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These credit cards come with rewards that can benefit your everyday spending while providing you with peace of mind.

Loan Aggregator

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