Bakersfield CA Used Auto Loan Rates with Easy Qualification

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. California Coast has auto loan rates ranging from 3.98% to 7.93% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 6.88% and 8.38% APR, showing no change from both 7 and 30 days ago.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Certified has auto loan rates ranging from 4.09% to 6.49% APR today. Unchanged compared to 7, 30, or 60 days ago.

Provident has auto loan rates ranging from 4.25% to 12.5% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 days ago. No term is listed for this program. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago. Sandia Laboratory s auto loans with APRs ranging from 4.39% to 6.25% . Unchanged over the past 7, 30, or 60 days.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago. Wescom Central s auto loans with APRs ranging from 4.49% to 5.99% today. These rates are down from 7 and 30 days ago, when they ranged from 5.99% to 7.49% . The 60–and 90–day rates also showed a decrease compared to today. Redwood has auto loan rates ranging from 4.99% to 6.74% APR with no change over the past 7 and 30 days. Other loan rates are between 7.24% and 10.24% APR, which is down from 7 days ago.

Partners vehicle loans have an APR range from 4.74% to 7.99% today. Rates are unchanged from 7 and 30 days ago but have gone down compared to 30, 60, and 90 days ago. This applies to their auto loans. Logix has auto loan rates ranging from 4.74% to 6.24% APR, with no change in the past 7 and 30 days. Motorcycle loans are at 9.24% APR, also unchanged over the same periods. Recreational loan rates range from 8.49% to 8.99% APR and have stayed steady compared to 7 and 30 days ago.

🏦 All Local Lenders in Bakersfield, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
CHEVRON FEDERAL CREDIT UNION	9525 CAMINO MEDIA BAKERSFIELD CA 93311	⏰ M, T, TH, F - 8am to 1pmM, T, TH, F - 2pm to 4pmW 9am - 1pmW 2pm - 4pm 📞 6612824130	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,837,830,041 Deposits: $411,999,429 Net Worth: $655,962,877 Employees: 354 Members: 137,630
ENERGY ONE FEDERAL CREDIT UNION	9600 MING AVE STE 146 BAKERSFIELD CA 93311	⏰ 8:30 to 4:30 M-F 📞 6616647770	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements E-Signature	Assets: $272,140,797 Deposits: $10,803,626 Net Worth: $31,341,455 Employees: 57 Members: 18,526
ALTAONE FEDERAL CREDIT UNION	11211 RIVER RUN BLVD BAKERSFIELD CA 93311	⏰ Lobby: Monday - Friday 9:00 a.m. - 5:00 p.m. Drive Thru: Monday - Thursday 9:00 a.m. - 5:00 p.m. 📞 6616642515	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $932,263,445 Deposits: $102,250,511 Net Worth: $91,771,548 Employees: 183 Members: 57,848
SAFE 1 CREDIT UNION	1400 MILL ROCK WAY BAKERSFIELD CA 93311	⏰ 8:00am to 6:00pm 📞 6613273818 📠 6616638539	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $976,135,098 Deposits: $92,999,094 Net Worth: $150,902,398 Employees: 135 Members: 83,777
VALLEY STRONG CREDIT UNION	11500 BOLTHOUSE DR BAKERSFIELD CA 93311	⏰ 8:00a.m. - 5:00p.m. 📞 6618337900	ATM Services Only	P2P E-Statements	Assets: $3,925,605,060 Deposits: $25,335,596 Net Worth: $368,656,109 Employees: 585 Members: 332,896
VALLEY STRONG CREDIT UNION	2800 BUENA VISTA RD BAKERSFIELD CA 93311	⏰ 9:00a.m. - 3:00p.m. M-Fri 📞 6618337900	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $3,925,605,060 Deposits: $25,335,596 Net Worth: $368,656,109 Employees: 585 Members: 332,896
VALLEY STRONG CREDIT UNION	3300 BUENA VISTA RD BAKERSFIELD CA 93311	⏰ 9:00a.m. - 5:00p.m. M - Th 9:00a.m. - 6:00p.m. Fri 9:00a.m. - 1:00p.m. Sat 📞 6618337900	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $3,925,605,060 Deposits: $25,335,596 Net Worth: $368,656,109 Employees: 585 Members: 332,896
VALLEY STRONG CREDIT UNION	7301 OLD RIVER RD BAKERSFIELD CA 93311	⏰ M - F 8 am to 5 pm and 24 hour drive-up ATM 📞 6618337900	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $3,925,605,060 Deposits: $25,335,596 Net Worth: $368,656,109 Employees: 585 Members: 332,896

🏘️ All the Lenders Available in Kern County, CA

✅ALTAONE FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅SAFE 1 CREDIT UNION

✅VALLEY STRONG CREDIT UNION

✅STRATA FEDERAL CREDIT UNION

✅BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅THE GOLDEN 1 CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

✅MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION

✅DESERT VALLEYS FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

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Current Used Auto Loan Rates