ALTAONE FEDERAL CREDIT UNION

Welcome to Altaone, your trusted partner in financial well-being, located at 11211 River Run Blvd, Bakersfield, CA 93311. Since our establishment in 1947, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 57,848 members. With a robust $932,263,445 in total assets and over $102,250,511 in deposits, we are here to support your goals whether you're looking for a new home, financing for a vehicle, or simply want to grow your savings. At Altaone, we believe that banking should be personal. Our dedicated team of 183 employees, led by CEO Stephanie Sievers and Board President Norman Alexander, is here to ensure you receive the attention and service you deserve. We understand that every member has unique financial needs; that's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking options, and more. While you can always visit us at our branch location for assistance and advice, please note that any official correspondence should be directed to our mailing address: 11211 River Run Blvd, Bakersfield, CA 93311. With a solid net worth of $91,771,548 and cash reserves totaling $9,025,657, Altaone is not only committed to safeguarding your funds but also ensuring that we have the resources available to assist you whenever you need it. Our commitment goes beyond numbers; it's about building lasting relationships within our community. We invite you to explore all that we have to offer. Visit our website at altaone.org or give us a call at 661-664-2515 today. Let us help you achieve your financial dreams!

At Altaone, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, or go to school in our service area, or if you have family members who are already part of our credit union, you're likely eligible to join us. This means you can enjoy all the benefits we offer, from competitive rates on loans and savings accounts to personalized service from our friendly staff. To learn more about specific eligibility criteria, feel free to check out this helpful resource: http://www.altaone.org/bank-local . Opening an account at Altaone is also a breeze! Just visit us at our branch located at 11211 River Run Blvd Bakersfield Ca 93311, or give us a call at (661) 664-2515 for assistance. We're here to help guide you through the process so that you can start enjoying the perks of membership right away. Whether you're looking for personal banking solutions or business services, we're excited to welcome you into our community! For more details on how to open an account, visit https://onlinebanking.altaone.org/aofcuonline/sdk/autoenrollmente2e .

At Altaone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing reliable services that meet your needs. With a net worth of $91,771,548, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $204,160,154 in share certificates and $44,468,885 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,520,809, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,710,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: we support your financial goals with $5,715 in used auto loans and $694,473,118 in total loans and leases. Our operational efficiency is evident with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 167 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $19,987,366, while the total number of Share Accounts is an impressive 107,618, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altaone is your trusted partner. Visit us at 11211 River Run Blvd Bakersfield Ca 93311 or call (661) 664-2515 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Altaone, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage your finances more effectively. Located at 11211 River Run Blvd, Bakersfield, CA 93311, our branch is dedicated to serving our community with personalized service. With over 33,191 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, our offerings include over $88,489,011 in new vehicle loans and $129,560,536 in used vehicle loans already helping members get on the road. We pride ourselves on providing some of the lowest rates in the industry, making it easier for you to drive away with confidence. Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We currently have $44,508,201 in Junior Lien 1-4 Family Residential Property loans available. Whether you're a first-time buyer or looking to refinance your existing mortgage, we're here to guide you through the process and find a solution that fits your needs. For those looking for flexibility in managing everyday expenses or unexpected costs, we also offer unsecured credit card loans with a total of $30,618,009 in loans. These options help members maintain financial stability while enjoying the freedom to make purchases without collateral. Business owners can benefit from our outstanding commercial loans totaling $29,310,515, which provide essential capital for growth and expansion. We recognize the unique challenges faced by businesses today and aim to support them with tailored financing solutions. If you're considering refinancing or want to know about eligibility options for any of these products, please don't hesitate to reach out to us at 661-664-2515. Our knowledgeable staff will be happy to assist you and answer any questions you may have. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Altaone, we're committed to helping you navigate your financial journey with confidence and ease. Visit us today!