Valley Strong Credit Union Bakersfield CA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Valley Strong, your trusted partner in financial growth and community support. Located at 2800 Buena Vista Rd, Bakersfield, CA 93311, our branch has proudly served members since 1940. With a robust membership of over 332,896, we are committed to providing personalized banking solutions that cater to your unique needs. At Valley Strong, we understand that every member's journey is different. That's why we offer a variety of services including personal banking, auto loans, mortgage options, and credit cards with rewards all designed to help you achieve your financial goals. As of now, our total assets stand impressively at $3,925,605,060, ensuring that we have the resources to support our members effectively. While you can visit us at our physical location for friendly service from our dedicated team of 585 employees, you can also manage your finances conveniently through our online and mobile banking platforms. Our CEO, Nicholas Ambrosini, and Board President, S William Bruce, lead our commitment to excellence and community engagement. Official correspondence should be directed to our mailing address: PO Box 9506, Bakersfield, CA 93389. Feel free to reach out to us at 661-833-7900 during our operating hours from 9:00 a.m. - 3:00 p.m., Monday through Friday. Join us today at Valley Strong and experience the difference a community-focused credit union can make! For more information about our services or to open an account, visit us online at valleystrong.com or apply directly here. Your financial future starts with us!

Branch History & Mission

Our Journey

From the moment we opened our doors, our mission has been clear: to provide accessible and affordable financial services while uplifting our community. As we evolved through the decades, we embraced technology to enhance member experiences. Today, we offer online and mobile banking options, ensuring that managing finances is convenient for everyone. Our commitment extends beyond just banking. We believe in giving back to our community through various outreach initiatives and partnerships with local organizations. This approach not only helps us connect with our members but also fosters a sense of belonging and trust within Bakersfield. While members can visit us at 2800 Buena Vista Rd, official correspondence should be sent to PO Box 9506, Bakersfield, CA 93389. Whether you need personal banking services like checking accounts or auto loans, or business banking solutions such as merchant services and business loans, Valley Strong is here for you.

Our Mission

Our mission statement embodies who we are: to enrich the lives of our members by providing exceptional financial products and services tailored to their needs. We prioritize community support by helping individuals achieve their dreams be it homeownership or starting a business while ensuring their financial well-being. At Valley Strong, we're more than just a credit union; we're your neighbors and partners in success. We focus on creating an inclusive environment where everyone feels welcome and valued. Our operating hours are from 9:00 a.m. to 3:00 p.m., Monday through Friday, making it easy for you to reach us when you need assistance. As we look forward to the future, we invite you to join our growing family at Valley Strong. Experience firsthand how dedicated we are to serving you. Whether you're looking for a savings account or need help with financing your next vehicle purchase, we're here every step of the way. Come visit us today or call us at 661-833-7900! Together, let's build a stronger community and secure a brighter financial future.

Branch Location & Accessibility

Accessibility Features

At Valley Strong, we understand the importance of accessibility. Our branch is designed to be welcoming to everyone, featuring ADA-compliant facilities and ramps for easy access. Ample parking is available nearby, ensuring you can come and go with ease.

Call to Action

We invite you to visit Valley Strong at our Bakersfield branch today! For any inquiries or assistance before your visit, feel free to give us a call at 661-833-7900. We're excited to support you on your financial journey!

Operating Hours

We are here for you Monday through Friday from 9:00 a.m. to 3:00 p.m., ready to assist with personal banking services like checking and savings accounts, auto loans, mortgage financing, and more. Whether you're looking to manage your finances or explore new loan options, our friendly team is eager to help.

Services Offered

Although we currently do not offer ATM or drive-thru services at this location, we provide a wide range of banking options tailored to your needs. Enjoy convenient online and mobile banking platforms that allow you to handle transactions from anywhere.

Member Eligibility

Joining the family at Valley Strong is more than just opening an account; it's about becoming part of a supportive community that values your financial journey. To become a member, you'll need to meet some simple eligibility criteria, which typically include living, working, or attending school in our local area. This means if you're in or around 2800 Buena Vista Rd Bakersfield Ca 93311, you're likely already on the path to membership! We want everyone to feel welcome and included, so check out our detailed eligibility information at for the most up-to-date criteria. Once you're ready to take the next step, opening an account is easy. You can start the process online by visiting https://apply.valleystrong.com/#/product-selector , or if you prefer to speak with someone directly, feel free to give us a call at (661) 833-7900. Our friendly staff is here to help you every step of the way as you embark on this exciting journey with us at Valley Strong!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine being able to accept payments from customers quickly and easily, whether they're using credit cards or mobile payments. Our merchant services simplify transactions so you can focus on what you do best running your business. It's about creating a seamless experience for both you and your customers at every sale. Visit us at 2800 Buena Vista Rd Bakersfield Ca 93311 in Bakersfield, CA, or give us a call at (661) 833-7900 to explore how we can support your business needs today!

Comprehensive List Of Services

Accessing Your Accounts

We know convenience is key when it comes to banking. That's why our ATM and cash withdrawal services ensure that accessing your funds is hassle-free. Even though we don't have ATMs at every corner yet, our extensive network allows for easy cash access whenever needed. In conclusion, whether you're managing personal finances or running a business in need of assistance, Valley Strong stands ready to support you every step of the way. If you'd like to learn more about our services or need assistance setting up an account, please don't hesitate to reach out at (661) 833-7900 or visit us online at http://www.valleystrong.com . We're here for you!

Business Banking

For our business members, we understand how critical it is to have reliable financial support. That's why we provide comprehensive business banking services, including merchant services that streamline payment processing and tailored business loans designed to help your enterprise grow.

Credit Cards

Our credit cards with rewards allow you to earn points on everyday purchases think of all those groceries or gas fill-ups adding up to something special! With straightforward terms and no hidden fees, using our credit card becomes an easy choice for managing expenses while earning rewards.

Loans and Financing

If you're considering purchasing a vehicle or refinancing your home, look no further! Our auto loans and vehicle financing options are designed to get you behind the wheel with competitive rates and flexible terms. For those looking to settle into a new home, our mortgage loans and refinancing services ensure you find the best fit for your financial situation. Additionally, we offer personal loans and debt consolidation options to help you manage existing debts more efficiently. If you're planning a big purchase or need some extra cash for unexpected expenses, these loans can provide the support you need.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts that help you manage your day-to-day finances effectively. Imagine easily setting aside money for that dream vacation or simply keeping track of your spending our accounts make it easy. Plus, with our online and mobile banking services, you can access your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills from the palm of your hand.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to access e-statements. Gone are the days of waiting for paper statements in the mail; with e-statements available, you can view your financial information quickly and securely. Plus, you'll help us reduce paper waste! For those moments when you need to send money to friends or family, our person-to-person transfer feature makes it easy. Just a few taps on your smartphone or tablet, and the funds are sent directly no hassles involved. If you're always on the move, you'll appreciate our mobile application. Available for both Android and iOS devices, it puts all your banking needs right in your pocket. You can even make mobile payments for added convenience when shopping or dining out. Security is our top priority. Although we don't currently offer electronic signature authorization, rest assured that all transactions made through our digital channels are protected with robust security measures. In summary, whether it's accessing your accounts online or through our mobile app, Valley Strong offers an array of digital banking services to fit your lifestyle. Experience easy and secure banking today!

Financial Strength

Growing Trust

We proudly manage a total of 742,487 accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $0, showcasing our capability to meet your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 2800 Buena Vista Rd Bakersfield Ca 93311 or call (661) 833-7900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 531 full-time employees and 54 part-time employees, we ensure our branches are always ready to serve you with knowledgeable support.

Reinvestment for Growth

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach not only boosts our capacity but also enriches your overall experience with us.

Strong Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $24,967 in used auto loans and a total of $2,930,579,673 in loans and leases available for you. This flexibility allows you to find solutions tailored to your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. We make it easy for you to finance both new and used vehicles, ensuring you can find the right fit for your lifestyle and budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We provide competitive rates and flexible terms, so you can focus on making your house a home. If you're considering refinancing your current mortgage, our team is here to guide you through the process and help you find the best options available.

Other Financing Options

In addition to these products, we offer credit lines totaling $1,063,530,548, providing additional flexibility for managing your finances. For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand operations. At Valley Strong, our goal is to support our members at every stage of their financial journey. Whether you're looking for a personal loan or want to discuss eligibility options for any of our products, we're here to help. If you have any questions or need assistance with our loan offerings, don't hesitate to reach out at (661) 833-7900 or visit us at 2800 Buena Vista Rd Bakersfield Ca 93311, Bakersfield, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or make larger purchases without straining your budget.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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VALLEY STRONG CREDIT UNION

Type of Loan Offerings

Vehicle Loans