Cedar Rapids IA Used Car Rates Backed by Local Credit Unions

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. I. H. Mississippi Valley s auto loans with APRs ranging from 4.69% to 9.39% today. These rates are unchanged from 7 and 30 days ago but have gone down since 30 and 60 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month. Centris s auto loans with APRs ranging from 5.74% to 10.24% and motorcycle loans from 8.74% to 9.99% . Unchanged over the past 7, 30, or 60 days. Other loan types have rates between 9.49% and 11.24% , which have also stayed the same during this time.

Dupaco Community has auto loan rates ranging from 5.79% to 8.99% APR, with no change from 7 days ago and a slight decrease from 30 days ago. Other loan rates are between 7.09% and 10.04% APR, showing no change from 7, 30, or 60 days ago.

🏦 All Local Lenders in Cedar Rapids, IA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRST FEDERAL CREDIT UNION	3810 WESTDALE PKWY SW CEDAR RAPIDS IA 52404	⏰ 7:30-5:30 M-F9:00-12:00 Sa 📞 3197437806 📠 3197437810	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $192,702,610 Deposits: $7,646,771 Net Worth: $15,174,032 Employees: 29 Members: 10,885
METCO CREDIT UNION	115 8TH AVE SW CEDAR RAPIDS IA 52404	⏰ 8:30-5 Monday, Wednesday, Thursday 9:30-5 Tuesday 8:00-5:30 Friday 📞 3193985007 📠 3193985234	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $53,616,992 Deposits: $7,414,079 Net Worth: $8,484,061 Employees: 7 Members: 3,234
CITY & COUNTY CREDIT UNION	4800 EDGEWOOD RD SW CEDAR RAPIDS IA 52404	⏰ M-F 7:00 a.m.-12:00 p.m., 12:30 p.m.-3:00 p.m. 📞 3193902430 📠 6512252770	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $1,211,908,821 Deposits: $142,659,422 Net Worth: $133,915,797 Employees: 164 Members: 62,185
GREENSTATE CREDIT UNION	2340 EDGEWOOD RD SW CEDAR RAPIDS IA 52404	⏰ 8:30 - 5:30 MTTF 10:00 - 5:30 Wed. 8:30 - 12:00 Sat. 📞 8003973790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $10,659,297,817 Deposits: $961,767,748 Net Worth: $1,003,326,071 Employees: 902 Members: 455,892
COLLINS COMMUNITY CREDIT UNION	3160 WILEY BLVD SW CEDAR RAPIDS IA 52404	⏰ Monday - Thursdays 9:00 a.m. - 5:00 p.m.Drive Up Opens at 8:30 a.m.Friday 9:00 a.m. - 5:30 p.m.Drive Up Opens at 8:30 a.m.Saturday 9:00 - 12:00 a.m. 📞 3193939000 📠 3193783399	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,656,072,849 Deposits: $92,763,611 Net Worth: $127,139,525 Employees: 203 Members: 82,221
CORDA CREDIT UNION	3700 EDGEWOOD RD SW CEDAR RAPIDS IA 52404	⏰ 8:30am-5:30pm - Mon, Tue, Wed, Fri 10:30am-5:30pm - Thursday 9:00am-12:00pm - Saturday 📞 3193780101 📠 3192942545	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $692,228,797 Deposits: $23,394,342 Net Worth: $71,299,717 Employees: 100 Members: 25,842
DUPACO COMMUNITY CREDIT UNION	3131 WILLIAMS BLVD SW CEDAR RAPIDS IA 52404	⏰ Lobby: Mon-Thur: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Sat: 8:30am - 12:30pm Sun: Closed Drive Up: Mon-Thur: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Sat: 8:30am - 12:30pm Live Video Teller Open 8:00am - 1:00pm Sun: ATM only 📞 8003737600	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $3,365,357,499 Deposits: $252,762,451 Net Worth: $405,994,116 Employees: 624 Members: 170,003
DUPACO COMMUNITY CREDIT UNION	4615 CROSS POINTE BLVD NE CEDAR RAPIDS IA 52404	⏰ Lobby Hours: Mon-Thurs: 8:30 a.m. - 5:00 p.m. Fri: 8:30 a.m. - 6:00 p.m. Sat: 8:30 a.m. - 12:30 p.m. Sun: Closed Drive-up Hours: Live Video Teller Only. Mon-Fri: 8:00 a.m. - 6:00 p.m. Sat: 8:00 a.m. - 1:00 p.m. Sun: ATM only 📞 8003737600	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $3,365,357,499 Deposits: $252,762,451 Net Worth: $405,994,116 Employees: 624 Members: 170,003
VERIDIAN CREDIT UNION	2810 EDGEWOOD RD SW CEDAR RAPIDS IA 52404	⏰ Office M-Th 8:30am - 5:00pm Fri 8:30am - 6:00pm Sat 8:30am - Noon Drive up M-F 7:00am - 5:300pm 📞 3192365600 📠 3192365668	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $7,719,183,098 Deposits: $396,228,784 Net Worth: $865,903,737 Employees: 1033 Members: 354,920
ST. LUDMILA S CREDIT UNION	211 21ST AVE SW CEDAR RAPIDS IA 52404	⏰ Sunday: 8:30-10:30 AM 📞 3193627282 📠 3192610193	ATM Services Only		Assets: $351,168 Deposits: $34,314 Net Worth: $115,422 Employees: 2 Members: 100
ST. LUDMILA S CREDIT UNION	211 21ST AVE SW CEDAR RAPIDS IA 52404	📞 3193627282 📠 3192610193	ATM Services Only		Assets: $351,168 Deposits: $34,314 Net Worth: $115,422 Employees: 2 Members: 100
ST. LUDMILA S CREDIT UNION	211 21ST AVE SW CEDAR RAPIDS IA 52404	📞 3193627282 📠 3192610193	ATM Services Only		Assets: $351,168 Deposits: $34,314 Net Worth: $115,422 Employees: 2 Members: 100
TEAMSTERS LOCAL #238 CREDIT UNION	5050 J ST SW CEDAR RAPIDS IA 52404	⏰ 9am to 5pm 📞 3193638247 📠 3193639059	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $8,216,527 Deposits: $1,063,934 Net Worth: $482,356 Employees: 2 Members: 1,749

🏘️ All the Lenders Available in Linn County, IA

✅FIRST 24673 CREDIT UNION

✅GREENSTATE CREDIT UNION

✅COLLINS COMMUNITY CREDIT UNION

✅CORDA CREDIT UNION

✅DUPACO COMMUNITY CREDIT UNION

✅VERIDIAN CREDIT UNION

✅AIM CREDIT UNION

✅QUAKER OATS CREDIT UNION

✅COMMUNITY 1ST 68510 CREDIT UNION

✅METCO CREDIT UNION

✅CITY COUNTY CREDIT UNION

✅ST LUDMILA S CREDIT UNION

✅TEAMSTERS LOCAL 238 CREDIT UNION

Customers are also interested in: