Greenstate Cedar Rapids IA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Greenstate, your trusted partner in financial well-being, located at 2340 Edgewood Rd Sw, Cedar Rapids, IA 52404. Established in 1938, we have proudly served our community for over 85 years, growing into a robust credit union with a total membership of 455,892 members. With assets reaching an impressive $10,659,297,817, we are committed to providing personalized financial solutions that meet your needs. At Greenstate, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our dedication to our members is reflected in our total deposits of $961,767,748 and a strong net worth of $1,003,326,071. We believe that financial health should be accessible to everyone. Under the leadership of CEO Vic Israni and Board President Fred Mims, our team of 902 employees is here to support you every step of the way. Whether you visit us in person or connect online through our website greenstate.org, we strive to make your experience seamless and rewarding. While members can visit us at our Cedar Rapids branch for all their banking needs, official correspondence should be sent to the same address: 2340 Edgewood Rd Sw, Cedar Rapids, IA 52404. Our doors are open during convenient hours Monday through Friday from 8:30 AM to 5:30 PM, Wednesday from 10:00 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. Join us today and discover how Greenstate can help you achieve your financial goals. Call us at 800-397-3790 or visit our website to get started! Your journey towards financial empowerment begins here.

Branch History & Mission

A Journey of Growth

From our humble beginnings, Greenstate has evolved significantly over the decades. Initially focused on providing basic banking services, we now offer a comprehensive suite of financial products including personal banking, auto loans, mortgages, credit cards, and business banking solutions. Our total assets have reached an impressive $10,659,297,817, reflecting our commitment to stability and growth. As we expanded our services, we also embraced technology to better serve our members. We provide robust online and mobile banking options that make managing finances convenient and accessible from anywhere. Our ATM availability and drive-thru service ensure that even in a fast-paced world, your banking needs are met swiftly.

Community Commitment

Our commitment extends beyond financial services. Greenstate actively participates in community outreach initiatives aimed at supporting local organizations and causes. We recognize that strong communities build stronger futures for all members involved. While you can visit us at 2340 Edgewood Rd Sw, official correspondence should be sent to 2340 Edgewood RD SW, Cedar Rapids, IA 52404 if needed. For inquiries or assistance, feel free to reach us at 800-397-3790.

Join Us Today

If you're looking for a credit union that truly cares about its members and the community it serves, look no further than Greenstate. Experience firsthand how we can help you achieve your financial goals while being part of a supportive family-oriented environment. Join us today and discover the benefits of membership at Greenstate.

Our Mission

At the heart of Greenstate is our mission: to empower our members and enrich their lives through personalized financial services while fostering community support. We believe that by investing in our members' financial well-being, we contribute to the overall health of Cedar Rapids and beyond. We strive to create lasting relationships by offering tailored solutions that meet individual needs. Whether it's helping families secure their first home or providing small businesses with the resources they need to thrive, we are dedicated to being a reliable partner at every stage of life.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch features ADA-compliant entrances and pathways so that all members can navigate our facilities with ease. If you require assistance during your visit, our friendly staff is always ready to help.

Call to Action

Ready to experience exceptional service? We invite you to visit us at our Cedar Rapids branch or give us a call at 800-397-3790. Our team looks forward to assisting you with all your banking needs!

Convenient Location

Our branch is conveniently situated near popular local spots like the bustling Lindale Mall and scenic parks, making it easy to stop by while you're out and about. We offer ample parking space right outside the entrance for your convenience, ensuring a hassle-free experience when you visit us.

Operating Hours

We understand that life can get busy! That's why we're open during convenient hours throughout the week. You can stop by Monday, Tuesday, Thursday, or Friday from 8:30 AM to 5:30 PM; on Wednesday, we open a bit later at 10:00 AM and close at 5:30 PM; and don't forget about Saturday mornings when we're open from 8:30 AM until noon!

Services Offered

At Greenstate Cedar Rapids, we offer a wide range of services designed to meet your financial needs everything from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your car. And if you need cash after hours? Our ATM service is readily available.

Member Eligibility

Joining the Greenstate community is an exciting opportunity to enhance your financial journey and enjoy a supportive network. To become a member, you just need to meet a few simple eligibility criteria. If you live, work, or go to school in our local area or have family members who are already part of our credit union, you're likely eligible! The best part is that membership opens the door to various benefits, including lower loan rates and access to personalized financial services designed with you in mind. For a detailed look at eligibility requirements, feel free to check out this helpful resource. When you're ready to take the next step, opening an account is straightforward. Just visit us at 2340 Edgewood Rd Sw Cedar Rapids Ia 52404, or head over to our account opening page for more details on how to get started. If you have any questions along the way, don't hesitate to call us at (800) 397-3790. We're here to help you every step of the way as you join the Greenstate family!

Business Banking & Commercial Services

Merchant Services

Imagine being able to streamline your transactions and improve customer satisfaction all at once. Our merchant services offer just that. From point-of-sale systems that make checkout a breeze to payment processing solutions that keep your cash flow steady, we ensure you have the tools needed to thrive. When you choose Greenstate, you're not just getting financial services; you're gaining a partner dedicated to your success. Visit us at 2340 Edgewood Rd Sw Cedar Rapids Ia 52404 in Cedar Rapids, IA to discover how our tailored business banking solutions can help your enterprise flourish.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide robust business banking solutions including merchant services and business loans. We know running a business requires flexibility, and our team is here to assist you every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. You can easily manage your accounts from anywhere, pay bills, transfer money, and even access cash through our ATM network or drive-thru service. With options for cash withdrawals and balance checks at ATMs, getting the cash you need is simple.

Join Us Today!

Explore how Greenstate can help you achieve financial well-being by visiting us online at Cedar Rapids or come see us in person! We look forward to serving you!

Lending Options for Every Need

Life often throws unexpected expenses your way, and having access to quick funds can make all the difference. Our personal loans and debt consolidation services can help you take control of your financial situation. Plus, with our credit cards featuring rewards, you can earn benefits on everyday purchases while managing your spending effectively.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer a variety of personal banking options. Whether you're looking for a basic checking account to manage daily expenses or a savings account to grow your money, we have you covered. Our auto loans and vehicle financing options make it easier for you to hit the road in a new car. If you're considering buying a home, our mortgage loans and refinancing services are designed to help you navigate the process with confidence.

Why Choose Us?

Located at 2340 Edgewood Rd Sw Cedar Rapids Ia 52404, our branch is dedicated to serving our members with warmth and expertise. Our friendly staff is ready to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:30 PM; Wednesday from 10:00 AM to 5:30 PM; and Saturday from 8:30 AM to 12:00 PM. Whether you're walking into our branch or using our digital services, we aim to make your experience as smooth as possible. If you have questions or need assistance, don't hesitate to reach out at (800) 397-3790.

Digital & Online Banking

Enhanced Features

One of the standout features at Greenstate is our person-to-person transfer service. This allows you to send money quickly to friends or family without any hassle. It's a great way to handle expenses or share costs instantly. If you're looking to go paperless, we offer e-statements so you can view your account statements electronically whenever you need them. This not only helps you stay organized but also reduces clutter and contributes to environmental sustainability. While we currently do not support electronic signature authorization, rest assured that our other digital features make everyday transactions straightforward and efficient. In today's fast-paced world, having easy access to your financial information is essential. At Greenstate, we're committed to providing accessible and user-friendly online banking solutions tailored to fit your lifestyle. Join us today and experience the difference!

Key Services

Start by visiting us at https://www.greenstate.org/ where you'll find our user-friendly online banking platform. Here, you can easily check balances, pay bills, and transfer funds all 24/7! Our secure environment ensures that your information stays safe while you're managing your accounts. For those who prefer mobile banking, our dedicated mobile application is available for download. With this app, you'll have all the features of online banking right in your pocket. Plus, enjoy the added convenience of making mobile payments effortlessly whether it's splitting a bill with friends or paying for groceries.

Financial Strength

Investment in Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $14,738,755, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

Net Shares (Funds available for lending and investments): $691,120. Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 2340 Edgewood Rd Sw Cedar Rapids Ia 52404 or call (800) 397-3790 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you want to finance a reliable used car or a brand-new model, we have options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand. Whether you are starting a new venture or need additional funds for operational costs, we are here to support your business goals.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or make larger purchases without immediate payment pressure.

Flexible Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our eligibility options. This could help lower your monthly payments or reduce the interest rate on your current loans. At Greenstate, we pride ourselves on delivering transparent and accessible financial solutions tailored for our community. If you have questions about our loan offerings or would like assistance navigating through them, please reach out at (800) 397-3790. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards achieving financial stability starts here! Visit us at 2340 Edgewood Rd Sw Cedar Rapids Ia 52404, Cedar Rapids, IA 52404 for more information about how we can assist you today.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that fit your lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer you see is fair and transparent. By focusing on verified financial institutions, LendMesh ensures that users receive accurate information about available loans.

GREENSTATE CREDIT UNION