ST. LUDMILA S CREDIT UNION

Welcome to St. Ludmila Credit Union, your trusted financial partner in Cedar Rapids, IA. Established in 1962, we have proudly served our community for over six decades, building strong relationships with our 100 members. Located at 211 21st Ave SW, Cedar Rapids, IA 52404, we are dedicated to providing personalized service and fostering financial well-being for individuals and families alike. At St. Ludmila Credit Union, we understand that every member's journey is unique. With total assets of $351,168 and deposits reaching $34,314, we strive to create a secure environment where your finances can flourish. Our commitment extends beyond just numbers; it's about making a positive impact in the lives of our members. We currently offer 21 loans and leases, ensuring you have access to the funds you need when you need them. Our leadership team is passionate about guiding our credit union towards success. Under the stewardship of CEO Shanna Berhenke and Board President Randy Tresnak, we prioritize transparency, trust, and community engagement. With a team of just 2 employees, we emphasize a personal touch in all interactions because at St. Ludmila Credit Union, you're not just another number; you're part of our family. While members can visit us at our branch location for assistance, official correspondence should be sent to the same address: 211 21st Ave SW, Cedar Rapids, IA 52404. If you ever have questions or need support, feel free to reach out to us at (319) 362-7282. Join us as we continue to grow together! Visit our website for more information on our services or come by to see how we can assist you on your financial journey today!

St. Ludmila Credit Union has a proud history that dates back to its founding in 1962. Nestled in Cedar Rapids, IA, at 211 21st Ave SW, this credit union began as a small community initiative focused on providing accessible financial services to its members. Over the years, St. Ludmila has grown and evolved, now proudly serving a membership base of 100 individuals and managing total assets of approximately $351,168. From its humble beginnings, St. Ludmila Credit Union has always prioritized the needs of its members. The mission is simple yet profound: to empower individuals and families by offering reliable financial solutions while fostering a sense of community and belonging. This commitment is evident in the way the credit union operates, ensuring that every member feels valued and supported. While members can visit us at 211 21st Ave SW, official correspondence should be sent to 211 21st Ave SW, Cedar Rapids, IA 52404. The location is easily accessible for those in the area, making it convenient for members to engage with their credit union. St. Ludmila Credit Union not only provides essential banking services but also focuses on community support initiatives. This includes various outreach programs designed to uplift local residents and promote financial literacy. By partnering with local organizations, St. Ludmila plays an active role in enhancing the well-being of Cedar Rapids. The credit union understands the importance of keeping up with modern advancements in banking. Although there are currently no ATMs or drive-thru services available, St. Ludmila remains dedicated to offering top-notch customer service through personal interactions with knowledgeable staff. As we look to the future, our goal remains steadfast: to continue growing alongside our members and providing them with the tools they need to achieve their financial goals. We invite you to join our community and experience firsthand the supportive environment that St. Ludmila Credit Union offers. Whether you're looking for loans or simply seeking guidance on your financial journey, we're here for you every step of the way. For any questions or assistance, feel free to reach out at (319) 362-7282 we'd love to hear from you!

At St. Ludmila S, we believe that becoming a member is like joining a warm, welcoming family dedicated to supporting your financial journey. Membership is open to individuals who live, work, worship, or attend school in the Cedar Rapids area. This means that if you're part of our vibrant community, you're likely eligible to join us! We are committed to providing personalized service and a range of financial products designed with you in mind, ensuring that every member feels valued and supported. If you're ready to take the next step and become part of our community, opening an account is simple and straightforward. You can find detailed information about eligibility criteria by visiting . Should you have any questions or need assistance during the process, feel free to reach out to us at (319) 362-7282. We can't wait to welcome you to St. Ludmila S, located at 211 21St Ave Sw Cedar Rapids Ia 52404, where your financial needs are our top priority!

At St. Ludmila S, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the strength of your credit union is essential for your peace of mind. With a net worth of $115,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 3287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,765 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $263,755 in total loans and leases. Our $5,607 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 100, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Ludmila S is your trusted partner. Visit us at 211 21St Ave Sw Cedar Rapids IA 52404 or call (319) 362-7282 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.