Dupaco Community Credit Union Cedar Rapids IA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Dupaco Community, your trusted financial partner located at 4615 Cross Pointe Blvd NE, Cedar Rapids, IA 52404. Established in 1948, we have proudly served our community for over seven decades, growing alongside our members and helping them achieve their financial goals. With a total membership of 170,003, we are committed to providing personalized service and innovative solutions that meet the diverse needs of our members. At Dupaco Community, we understand that banking goes beyond transactions; it's about building relationships. Our dedicated team of 624 employees, led by CEO Joseph Hearn and Board President Ellen Goodmann Miller, is here to support you every step of the way. We boast total assets of $3,365,357,499 and total deposits reaching $252,762,451, reflecting our commitment to financial stability and growth. While members can visit us at our Cedar Rapids branch for various services like personal banking, auto loans, mortgage refinancing, and more, official correspondence should be sent to the same address as our branch. With a strong net worth of $405,994,116 and cash in hand totaling $33,227,163, we ensure your hard-earned money is safe and accessible when you need it. Our goal is not just to serve you but also to empower our community through responsible lending and investment practices. With over 100,406 loans extended to our members, we're proud to help individuals and families realize their dreams whether it's buying a new car or purchasing a home. We invite you to connect with us today! Feel free to call us at 800-373-7600 or visit our website at Dupaco Community for more information about how we can assist you on your financial journey.

Branch History & Mission

At Dupaco Community, our story began in 1948, when a small group of visionary individuals came together to create a financial institution that would prioritize the needs of its members. Over the years, we have grown from those humble beginnings into a vibrant credit union with over 170,000 members and total assets exceeding $3.36 billion. Our branch in Cedar Rapids, located at 4615 Cross Pointe Blvd NE, IA 52404, stands as a testament to our commitment to providing exceptional financial services while fostering community growth. Throughout our history, we have focused on building strong relationships within the Cedar Rapids community. As we expanded our services, we remained dedicated to helping our members achieve their financial goals through personal banking, auto loans, mortgage options, and business banking solutions. Our mission is clear: to empower our members with the tools they need to succeed financially while promoting economic well-being in our community. While you can visit us at our Cedar Rapids location for all your banking needs, official correspondence should be directed to our mailing address at 4615 Cross Pointe Blvd, NE, Cedar Rapids, IA 52404. We are proud to offer convenient operating hours Monday through Thursday from 8:30 AM to 5:00 PM; Friday until 6:00 PM; and Saturday from 8:30 AM to 12:30 PM ensuring that we are available when you need us most. As we continue to grow and adapt to the changing landscape of financial services, we remain committed to incorporating digital advancements for enhanced member convenience. Our offerings include online banking, mobile payments, and electronic statements all designed with your needs in mind. We also prioritize accessibility through ADA compliance and strive to ensure that every member can benefit from our services. Beyond just banking, Dupaco Community actively seeks partnerships and engages in outreach efforts within the Cedar Rapids area. We understand that being part of this community means more than just offering financial products; it means giving back and supporting local initiatives that make a positive impact. We invite you to join us at Dupaco Community and experience firsthand how we can help you navigate your financial journey. Together, let's build a brighter future for ourselves and for Cedar Rapids! For more information or assistance, feel free to reach out at 800-373-7600.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 800-373-7600. We're here to help! Come visit us at Dupaco Community in Cedar Rapids Edgewood; we can't wait to meet you!

Nearby Landmarks and Accessibility

Our branch is easily accessible and situated near several local landmarks, making it simple for you to visit. We're just a short drive from the bustling shopping areas and dining spots in Cedar Rapids. Plus, we offer ample parking options right outside the building, ensuring a hassle-free experience when you arrive. We take pride in being ADA compliant, with features like ramps and accessible entrances to accommodate everyone. Your comfort and ease of access matter to us!

Operating Hours and Services

At Dupaco Community, we understand that your time is valuable. Our lobby hours are designed for your convenience: Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 8:30 a.m. to 12:30 p.m. Need assistance outside of these hours? Our drive-up services with live video teller support are available Monday through Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 8:00 a.m. to 1:00 p.m. We offer a full range of personal banking services, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Additionally, our shared service center allows members of partner credit unions to access basic transactions like deposits and withdrawals seamlessly.

Member Eligibility

At Dupaco Community, we believe that everyone deserves a chance to be part of a supportive community. If you live, work, or go to school in our area, you're likely already eligible to join us! We welcome individuals from various backgrounds and aim to provide services that truly meet your needs. Being a member means enjoying competitive rates on loans and savings, access to valuable financial resources, and personalized service that puts you first. For the most up-to-date information about eligibility criteria, feel free to check out our detailed guidelines at . Joining is easy! You can start the process right away by visiting us at our location: 4615 Cross Pointe Blvd Ne Cedar Rapids Ia 52404, or by giving us a call at (800) 373-7600. We're excited to help you take this step towards better banking and being part of something special with Dupaco Community!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,986 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $839,280,535, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing can make or break a sale. Our merchant services provide businesses with the tools they need to accept payments easily whether it's through credit cards, mobile payments, or online transactions. Imagine a local cafe that can now serve customers faster by using our mobile payment options, allowing them to focus on what they do best: creating delicious food and drinks. Located at 4615 Cross Pointe Blvd Ne Cedar Rapids Ia 52404 in Cedar Rapids, IA, we invite you to visit us or call us at (800) 373-7600 to learn how our tailored business banking solutions can help you achieve your goals.

Comprehensive List Of Services

ATM & Drive-Thru Services

With ATMs available for cash withdrawals and balance checks, getting cash has never been easier. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for busy schedules!

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans. We aim to support your growth by offering tailored financial solutions that help manage your day-to-day operations effectively.

Credit Cards with Rewards

Our credit cards come with rewards that give back to you! Whether you want cash back on everyday purchases or travel rewards for your next vacation, we have options that fit different lifestyles and spending habits.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even apply for loans from the comfort of your home or on the go with our user-friendly mobile application.

Mortgage Options

For those dreaming of homeownership, Dupaco Community provides mortgage loans and refinancing solutions. We know that buying a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process, making it as smooth as possible.

Personal Banking Solutions

Our personal banking services include various options for checking and savings accounts that cater to your everyday financial activities. If you're in the market for a new car or just need some extra funds, our auto loans and vehicle financing are designed with competitive rates to help you hit the road without breaking the bank. Additionally, we offer personal loans and debt consolidation options that can help simplify your finances and reduce stress.

Shared Branch Transactions

If you're a member of a partner credit union, enjoy basic shared branch transactions like deposits and withdrawals right here at our location. This added convenience means you can access your money when you need it most. At Dupaco Community, we are committed to being more than just a financial institution; we are your partners in achieving financial well-being. If you're ready to learn more about how our services can benefit you or if you have any questions, don't hesitate to reach out at 800-373-7600. We look forward to serving you!

Digital & Online Banking

Accessibility and Support

If you ever need to send money to friends or family, our person-to-person transfer feature makes it simple (though please note this service is currently not available). Our goal is to ensure that managing your money feels effortless and secure. With our commitment to providing reliable service, members can trust that their information is protected while enjoying real-time account updates. Whether you're at home or on the move, Dupaco Community puts the power of banking in your hands. Experience all these features today by visiting us online!

Key Features

Our online banking platform provides 24/7 access, allowing you to check balances, transfer funds, and view transactions whenever it suits you. Plus, with our electronic signature authorization feature, signing important documents is quick and hassle-free no need to visit a branch! In addition to e-statements, which help you keep track of your finances without the clutter of paper statements, we also offer a user-friendly mobile application. This app not only allows for easy account management but also supports mobile payments, so you can make purchases directly from your device with just a few taps.

Financial Strength

Commitment to Growth

With $282,982,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $28,100 in used auto loans and $2,336,020,815 in total loans and leases. Our operational efficiency is reflected in our $16,896,088, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 606 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 377,396, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,223,399 further highlight our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupaco Community is your trusted partner. Visit us at 4615 Cross Pointe Blvd Ne Cedar Rapids Ia 52404 or call (800) 373-7600 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $1,034,710,232 in share certificates and $498,999,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,766,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $405,994,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $380,471,013 in used vehicle loans and $146,176,003 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $839,280,535 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support your ambitions with funding solutions tailored just for you. At Dupaco Community, we're not just about numbers; we're about people. Our team is dedicated to guiding you through every step of the borrowing process. If you're unsure about eligibility or want more information on refinancing options, feel free to reach out to us at 800-373-7600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,682,092, make buying or refinancing simple. We work closely with you to ensure you find the right fit for your financial situation. If you're considering refinancing an existing mortgage, we offer tailored solutions that could save you money and simplify your payments.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $87,844,453 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power while keeping your budget intact.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to help users make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison is backed by verified data, giving users peace of mind that they are reviewing legitimate financial options. One of the standout features of LendMesh is its commitment to unbiased listings. There are no sponsored listings or paid promotions that influence the rankings of lenders. This means users can trust that the results they see are based solely on loan terms and rates, rather than advertising dollars. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information allows users to quickly identify the best loan offers available, enabling them to make well-informed decisions about their finances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the effectiveness of LendMesh in delivering reliable results. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DUPACO COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Financing Options That Fuel Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Mortgage Options

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Accessibility and Support

Key Features

Financial Strength

Commitment to Growth

Member Trust

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

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