ST. LUDMILA S CREDIT UNION - Cedar Rapids, IA

Welcome to St. Ludmila Credit Union, where your financial well-being is our top priority! Located at 211 21st Ave SW, Cedar Rapids, IA 52404, we have proudly served our community since 1962. With a strong membership base of 100 individuals, we are dedicated to fostering a supportive environment for all our members. Our commitment extends beyond just banking; we believe in empowering our community through responsible lending and personalized service. As of now, St. Ludmila Credit Union boasts total assets of $351,168, which reflects our stability and dedication to serving you better. We understand the importance of trust when it comes to your finances our net worth stands at an impressive $115,422, ensuring that your deposits are secure with us. Speaking of deposits, we currently have total deposits of $34,314, demonstrating the confidence our members place in us. Whether you're looking for loans or savings options, we've got you covered with a diverse range of services tailored to meet your needs. Our total loans amount to 21, providing flexible options for those looking to finance their dreams. Plus, with cash reserves of $0, we're prepared to assist you promptly and efficiently. Our leadership team is dedicated to ensuring that you receive the best possible service. Under the guidance of CEO Shanna Berhenke and Board President Randy Tresnak, we strive to create a welcoming atmosphere where your financial goals can be achieved. While you can visit us at our main branch for in-person assistance, please note that any official correspondence should be directed to our mailing address at 2107 J St. SW, Cedar Rapids, IA 52404. Ready to take the next step towards financial empowerment? Give us a call at (319) 362-7282 or stop by our office during lobby hours on Sunday from 8:30 AM to 10:30 AM. We look forward to serving you!

Becoming a member of St. Ludmila S is like joining a warm and welcoming family that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the Cedar Rapids area, making it easy for many to join our community. We believe in supporting each other, and by becoming a member, you'll have access to a range of personalized financial services designed just for you. For more detailed eligibility criteria, feel free to check out our website at . Opening an account with us is straightforward! You can visit us at our branch located at 211 21St Ave Sw Cedar Rapids Ia 52404, or if you prefer, just give us a call at (319) 362-7282 for assistance. We're here to help you every step of the way as you embark on your journey with St. Ludmila S.

In today's fast-paced world, having convenient and secure banking options is essential. At St. Ludmila S, we understand that our members value accessibility and safety when managing their finances. That's why we offer a range of digital banking services designed to keep you connected to your money anytime, anywhere. While we currently do not provide traditional online banking services through , we strive to make your banking experience as straightforward as possible. You can still manage your account information with ease, knowing that our systems are secure and user-friendly. Although electronic signature authorization isn't available at this time, we ensure that your transactions and personal information remain protected. We're committed to providing a safe environment for all your banking needs. In addition, while e-statements aren't offered just yet, we encourage you to stay in touch with us for any updates regarding this feature in the future. Staying informed about your financial health is crucial, and we want to support you every step of the way. For those looking for mobile payment options or a dedicated mobile application, we're currently not offering these features either. However, we're always exploring ways to enhance our services and make banking more convenient for you. If you're interested in making quick payments or transferring money directly to friends and family, please note that person-to-person transfer services are not available at this time. We know how important it is to have flexibility in handling finances, and we appreciate your understanding as we work on expanding our offerings. At St. Ludmila S, we're here to help with any questions or concerns you may have. Feel free to reach out via phone at (319) 362-7282 during our lobby hours on Sundays from 8:30 AM to 10:30 AM. Your financial well-being is our priority, and we're dedicated to serving you with care and commitment.

At St. Ludmila S, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to manage resources wisely and maintain a strong financial foundation. With a net worth of $115,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 3287 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,765 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $263,755 in total loans and leases, which includes 14 used auto loans. Our $5,607 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 100, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Ludmila S is your trusted partner. Visit us at 211 21St Ave Sw Cedar Rapids Ia 52404 or call 319-362-7282 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.