Veridian Credit Union Cedar Rapids IA | Top Auto Loans & Checking

Introduction

Welcome to Veridian at 2810 Edgewood Rd SW, Cedar Rapids, IA 52404! Since our establishment in 1934, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 354,920 members. With a solid foundation of trust and reliability, we strive to empower you on your financial journey. As a member-focused credit union, we currently manage assets totaling an impressive $7,719,183,098. Our dedication to sound financial practices is reflected in our net worth of $865,903,737, ensuring that your money is in safe hands. We understand that every penny counts; that's why we've facilitated over 339,099 loans and leases for our members. Whether you're looking for personal loans, auto financing, or business solutions, we are here to help. At Veridian, we believe in the importance of community. Our team of 1,033 employees, led by CEO Renee Christoffer and Board President Stephanie Atkin, works tirelessly to provide personalized service and support. You can always count on us to be there when you need assistance or guidance. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Explore the various services we offer including checking and savings accounts, mortgage loans, and online banking by visiting our website at Veridian Credit Union. We invite you to stop by or give us a call at (319) 236-5600; we're here to help make your financial dreams a reality!

Branch History & Mission

Veridian has a proud history that began in 1934 when it first opened its doors in Cedar Rapids, IA. Since then, this credit union has grown tremendously, now serving over 354,920 members and managing total assets of $7,719,183,098. Located at 2810 Edgewood Rd SW, our branch is conveniently situated near local landmarks and community hubs, making it accessible to everyone. Our mission at Veridian is simple yet powerful: to provide exceptional financial services while supporting our community. We believe in putting people before profits, ensuring that our members have access to the resources they need to achieve their financial goals. Whether you are seeking personal banking options like checking and savings accounts or looking for loans auto financing, mortgages, or credit cards with rewards we are here for you. Over the years, we have made significant strides in enhancing our member experience. We offer advanced digital banking solutions, including online banking and mobile payments, all designed with your convenience in mind. Our commitment to inclusivity is reflected in our ADA-compliant facilities and customer-centric initiatives that prioritize accessibility for all. While members can visit us at our branch address of 2810 Edgewood Rd SW Cedar Rapids IA 52404 for all their banking needs including drive-thru services official correspondence should be sent to PO Box 6000 in Waterloo, IA 50704-6000 if needed. Veridian's dedication goes beyond just financial transactions; we actively engage with our community through partnerships and outreach programs aimed at making a positive impact. We understand that a strong community leads to stronger members. As we look ahead to the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Veridian and discover how we can support your financial aspirations. Visit us today or explore more about membership options on our website here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Comprehensive Services Right at Your Fingertips

From checking and savings accounts to auto loans and mortgage refinancing, we offer a variety of services designed to meet your financial needs. Our ATM is available for cash withdrawals and balance inquiries around the clock. Plus, with online and mobile banking options, you can manage your finances anytime, anywhere. While members can visit us at 2810 Edgewood Rd Sw Cedar Rapids Ia 52404, official correspondence should be sent to PO Box 6000 in Waterloo if necessary. Feel free to reach out to us at (319) 236-5600 for any inquiries or just stop by to experience exceptional service tailored just for you! We look forward to welcoming you at Veridian in Cedar Rapids!

Easy Access and Parking

Our branch features ample parking with convenient access for everyone, including those with mobility challenges. We take pride in being ADA compliant, ensuring that all members can easily navigate our facilities without any hassle. If you're in a rush, our drive-thru service offers quick banking solutions for deposits and withdrawals without leaving your vehicle.

Operating Hours Tailored for You

At Veridian, we understand that life can be busy. That's why our branch operates Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to noon. Whether you need assistance with personal banking or have questions about our loan options, our friendly staff is here to help during these hours.

Member Eligibility

Joining the Veridian family is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. At Veridian, we believe everyone deserves a chance to thrive, which is why our membership is open to a wide range of individuals. If you live, work, worship, or attend school in specific areas or have family members who are already members, you might be eligible to join us! We welcome you to explore the detailed criteria on our website at veridiancu.org/belong/membership for the most current information. Becoming a member at Veridian not only opens the door to various banking services but also connects you with a team that prioritizes your needs and aspirations. Once you're ready to take the next step, opening an account is simple and straightforward. Just visit us at veridiancu.org/registration or give us a call at (319) 236-5600. We can't wait to welcome you into our community at our branch located at 2810 Edgewood Rd Sw Cedar Rapids Ia 52404!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having the ability to accept payments easily, whether online or in-store. Our merchant solutions help you streamline operations, so you can focus on what matters most growing your business. Visit us at 2810 Edgewood Rd Sw Cedar Rapids Ia 52404 in Cedar Rapids, or give us a call at (319) 236-5600 to learn how we can support your business today!

Supporting Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For quick transactions, our branch provides essential ATM and cash withdrawal services, ensuring that accessing your funds is just a tap away. You can also utilize our drive-thru service for straightforward transactions like deposits and withdrawals without leaving your vehicle.

Business Banking

If you run a small business or are considering starting one, Veridian is here to help with our comprehensive business banking services. From merchant services that make accepting payments easier to various types of business loans, we have the tools you need to grow your business successfully.

Convenient Access

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, making it easy for you to manage your accounts anytime, anywhere. Our members can take advantage of features like mobile payments, person-to-person transfers, and even access e-statements directly from their devices.

Join Us Today!

At Veridian in Cedar Rapids, we're not just about banking; we're about building relationships with our members. We invite you to explore all that we have to offer by visiting us or giving us a call at 319-236-5600. Whether you're opening an account or seeking financial advice, our friendly team is ready to assist you every step of the way. Visit us today and discover how Veridian can help you achieve your financial dreams!

Personal Banking

We understand that managing your finances is a crucial part of daily life. That's why we offer various personal banking services, including checking and savings accounts designed to help you reach your financial goals. If you're in need of extra cash, our auto loans and vehicle financing options can get you on the road quickly and affordably. We also provide mortgage loans and refinancing solutions for those looking to buy their first home or lower their monthly payments. For individuals facing unexpected expenses, our personal loans and debt consolidation options can simplify your financial situation by combining multiple debts into one manageable payment. Plus, enjoy the benefits of our credit cards with rewards, which allow you to earn points on your everyday purchases.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which help you keep track of your finances while reducing paper clutter. Plus, with electronic signature authorization available, signing documents is quick and secure. For those on the go, our mobile application is an essential tool. It enables mobile payments so you can make purchases directly from your phone no wallet needed! Additionally, person-to-person transfers make it easy to send money to friends or family instantly.

Security and Ease-of-Use

We prioritize your security with robust measures in place to protect your personal information. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate their accounts easily. Whether you're at home or out and about, managing your finances has never been simpler with Veridian's digital banking services. Explore all that we have to offer and take advantage of these modern conveniences today!

Financial Strength

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to being a reliable partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,316,810 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $125,606 in used auto loans and $6,649,965,066 in total loans and leases. While our current net income is $0, this reflects our focus on growth and reinvestment into the services that matter most to you. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $12,629,929. Total Share and Deposit Accounts: 793,311, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 2810 Edgewood Rd Sw Cedar Rapids IA 52404 or call 319-236-5600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,841 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether you want a brand-new model or a reliable pre-owned vehicle, our financing options can make it easier for you.

Business Financing

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we have solutions tailored for you. At Veridian, we prioritize transparency and accessibility. For more information about eligibility and how to apply for any of our loan products, please feel free to reach out at 319-236-5600 or visit us at 2810 Edgewood Rd Sw Cedar Rapids IA 52404. You can also explore our website at Veridian for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. We also provide refinancing options to help you adjust your loan terms as needed.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. These cards come with various benefits and rewards to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers when searching for a loan. Each comparison reflects the most current rates available, so you can trust that the information is accurate and reliable.

VERIDIAN CREDIT UNION - Cedar Rapids, IA

Type of Loan Offerings

Home Equity Loans

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