Vehicle Loans in Ames, IA

Looking for affordable car loans in Ames, IA? Compare offers from trusted local lenders to find low rates that fit your budget. Whether you want a new or used vehicle, it’s easy to get started and save on your next ride.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. I. H. Mississippi Valley s auto loans with APRs ranging from 4.69% to 9.39% today. These rates are unchanged from 7 and 30 days ago but have gone down since 30 and 60 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month. Centris s auto loans with APRs ranging from 5.74% to 10.24% and motorcycle loans from 8.74% to 9.99% . Unchanged over the past 7, 30, or 60 days. Other loan types have rates between 9.49% and 11.24% , which have also stayed the same during this time.

Dupaco Community has auto loan rates ranging from 5.79% to 8.99% APR, with no change from 7 days ago and a slight decrease from 30 days ago. Other loan rates are between 7.09% and 10.04% APR, showing no change from 7, 30, or 60 days ago.

🏦 All Local Lenders in Ames, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
RIVER VALLEY CREDIT UNION
2811 E 13TH ST AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $106,096,551
Deposits: $18,149,969
Net Worth: $11,889,966
Employees: 15
Members: 6,732
MEMBERS1ST COMMUNITY CREDIT UNION
423 MAIN ST AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $258,872,199
Deposits: $21,130,974
Net Worth: $26,405,536
Employees: 65
Members: 17,491
MEMBERS1ST COMMUNITY CREDIT UNION
2604 NORTHRIDGE PKWY STE 201 AMES IA 50010
P2P
E-Statements
E-Signature
Assets: $258,872,199
Deposits: $21,130,974
Net Worth: $26,405,536
Employees: 65
Members: 17,491
GREATER IOWA CREDIT UNION
801 LINCOLN WAY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
2623 NORTHRIDGE PKWY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
200 AIRPORT RD AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
1509 BALTIMORE DR AMES IA 50010
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
PREMIER CREDIT UNION
520 GRAND AVE AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $329,151,595
Deposits: $8,453,127
Net Worth: $29,708,649
Employees: 54
Members: 19,849
COMMUNITY CHOICE CREDIT UNION
212 E LINCOLN WAY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $812,391,535
Deposits: $41,166,373
Net Worth: $99,798,771
Employees: 177.0
Members: 51,227

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