Greater Iowa Credit Union Ames IA | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Greater Iowa, your trusted financial partner in the heart of Ames, IA! Located at 200 Airport Rd, Ames, IA 50010, our Southgate Branch has been serving the community since 1932, and we are proud to have built a strong foundation of trust and reliability. With over 37,000 members, we believe in putting people first, offering services that cater to your unique financial needs. At Greater Iowa, we understand that life can be unpredictable. That's why we offer a variety of financial solutions including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our total assets of $638,702,843 reflect our commitment to helping you achieve your financial goals while ensuring your funds are safe and secure. Currently, our total deposits stand at $33,985,892, showcasing the confidence our members place in us. While you can always visit us at our branch for assistance or advice, please note that official correspondence should be sent to 200 Airport Road, Ste 200, Ames, IA 50010-8214. We also prioritize convenience with services like online banking and mobile payments to help manage your finances on-the-go. Under the leadership of CEO Scott Zahnle and Board President Robert Bowers, our team of 131 dedicated employees is here to support you every step of the way. Whether you're looking for guidance on loans or want to explore savings options, we're ready to assist. Feel free to reach out by calling us at 515-232-6310 or visiting our website at gicu.org for more information. Join us today and experience the Greater Iowa difference!

Branch History & Mission

At Greater Iowa, we take pride in our rich history and steadfast mission to serve the community. Established in 1932, the Southgate Branch has been a cornerstone for financial empowerment in Ames, IA. Over the decades, we have grown not just in size but also in our commitment to providing exceptional service to our members. Located at 200 Airport Rd, Ames, IA 50010, our branch is easily accessible and conveniently situated near local landmarks that make it a familiar spot for many. Whether you're looking for personal banking options or business services, our branch is dedicated to meeting your needs with warmth and professionalism. Our mission at Greater Iowa is simple yet impactful: we strive to enhance the financial well-being of our members while fostering community connections. We believe that by offering reliable financial services ranging from checking and savings accounts to auto loans and mortgage refinancing we can help individuals achieve their goals and dreams. With over 37,000 members and total assets amounting to $638,702,843, we are proud to be a trusted partner in financial success. In addition to traditional banking services, we embrace digital advancements that make banking easier for everyone. Our online and mobile banking platforms allow members to manage their finances anytime and anywhere. We ensure that all our facilities comply with ADA standards so that every member can access our services without barriers. Community outreach is another vital part of our mission. We actively participate in local events and support various initiatives aimed at enhancing the quality of life in Ames. By building strong relationships with local organizations, we work together to create a positive impact on those around us. While members can visit us at 200 Airport Rd, official correspondence should be sent to 200 Airport Road, Ste 200, Ames, IA 50010-8214. You can reach us at (515) 232-6310 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to noon. We invite you to join Greater Iowa today! Experience firsthand the benefits of being part of a community-focused credit union that truly cares about your financial journey. Together, let's build a brighter future for you and your family!

Branch Location & Accessibility

Call Us Today!

For any inquiries or further assistance, don't hesitate to give us a call at 515-232-6310. We're excited to serve you and help you achieve your financial goals right here at the Greater Iowa Southgate Branch!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from major landmarks, making it easy to find us. You can spot us near the Ames Municipal Airport, which adds to the convenience of our location. We provide ample parking space for our members, and our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps.

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are designed with your schedule in mind. Join us Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Our friendly staff is ready to assist you during these times. At Greater Iowa, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with our drive-thru banking option available, you can handle simple transactions like deposits and withdrawals without leaving your car.

Member Eligibility

At Greater Iowa, we believe that joining our community should feel like coming home. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Story County, you're already eligible to join us. We also welcome family members of current members, making it simple for your loved ones to enjoy the benefits of membership too. By becoming part of our credit union family, you'll gain access to a range of financial services tailored to your needs, including competitive loan rates and personalized banking solutions. Ready to take the next step? Opening an account is straightforward and can be done online or in person at our branch located at 200 Airport Rd Ames Ia 50010. If you have any questions or want to learn more about the eligibility requirements, feel free to give us a call at (515) 232-6310 or check out more details on our website at javascript:void(0);. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,611,190, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services make it easy for you to accept payments from customers, whether they're using credit cards or mobile payments. By streamlining transactions, we help you focus more on what really matters growing your business and serving your clients. Located conveniently at 200 Airport Rd Ames Ia 50010, Ames, IA, our team is ready to partner with you on your journey to success. Reach out to us at (515) 232-6310 to learn how we can help elevate your business!

Comprehensive List Of Services

Additional Services

We also cater to basic banking needs with our drive-thru services for deposits and withdrawals as well as straightforward ATM access for balance checks and cash withdrawals. In summary, whether you're looking for personal finance solutions or business banking support, Greater Iowa has everything covered under one roof. Visit us today at 200 Airport Rd Ames Ia 50010, call us at (515) 232-6310, or explore more about our offerings online at Southgate Branch. We're excited to partner with you on your financial journey!

Business Banking Solutions

For entrepreneurs and business owners, our business banking services include essential tools like merchant services and business loans. We're here to support your growth with tailored financial products that fit your business model perfectly.

Credit Cards and Rewards

At Greater Iowa, we also recognize the importance of rewarding our members for their loyalty. Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back! It's a great way to maximize your spending while enjoying the benefits of membership.

Home Financing

If homeownership is on your horizon, look no further than our flexible mortgage loans and refinancing solutions. We aim to make the process as smooth as possible, guiding you through every step from application to closing. For those unexpected expenses or consolidating debt, our personal loans and debt consolidation services provide quick access to cash when you need it most.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that let you manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a click away. Plus, our ATM services ensure that cash withdrawal is easy and accessible when you're on the go.

Personal Banking

We offer a variety of personal banking options to help you manage your day-to-day finances effectively. Our checking and savings accounts come with competitive interest rates and no monthly fees, making it easy for you to save money while accessing your funds when needed. Planning a new car purchase? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform provides real-time account management, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy and fast. Plus, with our electronic signature authorization option, you can complete transactions securely without needing to visit the branch. For those who prefer going paperless, e-statements are available at your fingertips. This not only helps you keep track of your financial history but also contributes to a more sustainable environment by reducing paper waste.

Mobile Banking

If you're always on the go, you'll love our mobile application. It offers all the features of our online banking platform right in your pocket. Whether you're making mobile payments or checking your account status while out and about, everything is designed for ease of use. No need to worry about missing important transactions; you have control wherever life takes you. With features like mobile payments and instant notifications about your account activity, managing your finances has never been more straightforward or secure. Join us at Greater Iowa and experience the freedom of modern banking today!

Financial Strength

Committed Team

We also take pride in having 127 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your banking experience pleasant and efficient.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to member service is evident in everything we do.

Growing Member Base

Total Share and Deposit Accounts: 97,036, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Iowa is your trusted partner. Visit us at 200 Airport Rd Ames Ia 50010 or call (515) 232-6310 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $30,165,259 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to invest back into the community reflects our dedication to your success.

Lending Support

With $11,793 in used auto loans and $531,621,913 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or finance a new project, we're here to help.

Operational Efficiency

Our $2,410,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This means more value for you as we streamline operations while enhancing service quality.

Secure Savings Options

Members' savings are secured through $146,828,262 in share certificates and $75,316,744 in money market shares, offering stable and rewarding financial growth opportunities. This means that your money is not only safe but also working harder for you.

Strong Financial Health

With a net worth of $59,665,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Refinancing and Eligibility

We understand that circumstances can change. If you're interested in refinancing existing loans or checking eligibility for any of our offerings, please don't hesitate to reach out. Our team is here to help guide you through your options. For any inquiries or further assistance regarding our loan offerings at Greater Iowa Credit Union, feel free to call us at 515-232-6310. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to partnering with you on your financial journey!

Your Loan Options

Located at 200 Airport Rd, Ames, IA 50010, our branch is dedicated to serving the community with a wide range of loan offerings. With over 29,888 loans issued, we've helped thousands of members achieve their financial goals. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,529,385 in used vehicle loans and $116,879,615 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring that no matter your budget or needs, we have something for you. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,329,621, making it easier than ever to secure your dream home. For those needing flexibility in managing finances, we also provide unsecured credit card loans with a total of $13,602,272 available. This means you can make purchases while keeping your budget intact. If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $35,611,190 provide the capital needed to expand your ventures.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that every loan offer you see is fair and transparent.

GREATER IOWA CREDIT UNION