Greater Iowa Credit Union Ames IA | Convenient ATM Services Only

Introduction

Welcome to Greater Iowa, where we've been serving the Ames community since 1932. Located at 1509 Baltimore Dr, Ames, IA 50010, our credit union is dedicated to making a positive impact in the lives of our 37,296 members. With total assets exceeding $638 million, we take pride in offering financial solutions that cater to your unique needs. At Greater Iowa, we understand that trust is earned through reliability and commitment. That's why we ensure our services are not just about numbers; they're about building lasting relationships. With a robust portfolio of 29,888 loans and leases and total deposits amounting to $33,985,892, we strive to empower our members financially while maintaining a net worth of $59,665,236. Our leadership team, including CEO Scott Zahnle and Board President Robert Bowers, is committed to fostering a supportive environment for both employees and members alike. Together, our staff of 131 dedicated professionals is here to assist you in reaching your financial goals. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 1509 Baltimore Dr, Ames, IA 50010. We invite you to explore the various services available at Greater Iowa by visiting our website at gicu.org. Join us today and discover how Greater Iowa can make a difference in your financial journey. If you have any questions or need assistance, don't hesitate to give us a call at 800-296-9064. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to Greater Iowa, a cornerstone of financial service in Ames, IA. Since our doors opened in 1932, we have been dedicated to fostering a sense of community and providing exceptional financial services. With a total membership of over 37,296 members, we pride ourselves on being more than just a credit union; we are a family committed to helping each other thrive. Located at 1509 Baltimore Dr Ames Ia 50010, our branch is easily accessible and situated near notable landmarks that make it a convenient stop for residents. While you can visit us at this location, please note that official correspondence should be sent to our mailing address at 1509 Baltimore Dr, Ames, IA 50010. Our mission is clear: to empower our members through financial education, personalized service, and community support. We believe in creating opportunities for everyone, whether it's by offering competitive loans, savings products, or educational resources designed to improve financial literacy. Our commitment extends beyond banking; we actively engage in community outreach programs that uplift those around us. Since our founding, we have seen significant growth, with total assets reaching an impressive $638,702,843. This achievement reflects our stability and the trust placed in us by our members. Our team works tirelessly to ensure that every member receives the attention they deserve. Whether you need assistance with loans or guidance on savings strategies, we are here for you. In addition to traditional services, we recognize the importance of digital advancements. Our branch offers convenient online banking options, mobile payments, and electronic signatures to make your banking experience as smooth as possible. We prioritize accessibility and strive to comply with ADA standards to ensure everyone can benefit from our services. While we currently do not have ATM availability or drive-thru services at this location, our friendly staff is always ready to assist you during regular business hours. You can reach us anytime at (800) 296-9064 for any inquiries or support. At Greater Iowa, we understand the value of strong partnerships within the community. By collaborating with local organizations and supporting various initiatives, we aim to create a positive impact on the lives of those we serve. We invite you to join us today! Experience firsthand the dedication and care that makes Greater Iowa unique. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Welcome to the Greater Iowa branch, located at 1509 Baltimore Dr in Ames, IA! Our friendly team is excited to serve you right here in Story County, where convenience meets community spirit. Nestled near local landmarks and easily accessible from major routes, our branch ensures that banking with us is a breeze. Whether you're visiting for personal banking or business needs, you'll find our location designed with your comfort in mind. Although we don't have drive-thru services or ATMs available at this branch, we invite you to come inside and experience our welcoming atmosphere. Plus, if you're looking to send us any official correspondence, please note that our mailing address is also 1509 Baltimore Dr, Ames, IA 50010. Accessibility is important to us. Our branch is compliant with ADA standards, ensuring everyone can enjoy seamless access. We also provide ample parking space for your convenience. As for our operating hours, we're committed to being available when you need us so feel free to give us a call at 800-296-9064 to learn more about when you can visit or ask any questions you may have. We encourage you to stop by and see how we can help with your financial journey. At Greater Iowa, we're not just about transactions; we're about building lasting relationships with our members. Come on in we can't wait to meet you!

Member Eligibility

At Greater Iowa, we believe that joining our community should feel welcoming and straightforward. If you're looking to become a member, we're excited to share that eligibility is open to individuals who live or work in our local area, as well as their family members. This means that whether you are starting your financial journey or seeking a supportive place for your banking needs, you're in the right spot! Becoming a member not only gives you access to a range of financial products tailored just for you, but it also connects you with a community that cares about your success. To get started on opening your account, visit us at https://cp.decisionlender.solutions/cp2/grea469/(punsec/new/page1//advertisement:ad)?internalbranchid=2665064363637 for easy instructions. If you have any questions or need assistance, don't hesitate to reach out at (800) 296-9064. For more detailed information about the eligibility requirements, check out our resource at javascript:void(0);. We can't wait to welcome you to the Greater Iowa family at 1509 Baltimore Dr Ames Ia 50010!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,611,190, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for you. Imagine quickly processing payments while keeping your cash flow steady. Our tools help you streamline operations so you can focus more on what you do best running your business. Visit us at 1509 Baltimore Dr Ames Ia 50010 in Ames, IA, or call us at (800) 296-9064 to learn how we can help you achieve your goals. Your success is our priority!

Comprehensive List Of Services

Banking Services

One of the highlights of our services at Ames Ops Center is our ATM Services Only. This feature allows you to access your funds conveniently whenever you need them. Imagine being on your way to a family outing and realizing you need cash for a quick snack. With our ATM services, you can easily withdraw money without having to plan a trip to the branch.

Convenient Location

Located at 1509 Baltimore Dr Ames Ia 50010, we're proud to serve not just Ames but also the surrounding areas. Our strategic location ensures that our members can easily access the financial support they need without hassle. As you navigate through life's financial decisions, remember that Greater Iowa is here for you. We invite you to explore all that we have to offer and see how we can help make your banking experience smooth and enjoyable. Visit us today or check out more details on our website at https://www.gicu.org/. Your financial journey starts here!

Digital Banking Features

In today's fast-paced world, we recognize the importance of digital banking. At Greater Iowa, we offer online banking and mobile applications that allow you to manage your accounts from anywhere at any time. Need to check your balance or transfer funds? Just pull out your phone! You can also enjoy mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family without needing cash on hand.

Member Support

Our commitment extends beyond just services; it's about supporting our members every step of the way. Whether you have questions about accessing our ATM services or using our online tools, our friendly team is here to help. You can reach us at (800) 296-9064 for any inquiries or support needs.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This allows you to sign documents electronically, making it quick and hassle-free to complete necessary paperwork without needing to visit a branch. Plus, with e-statements available, you can say goodbye to paper clutter. You'll receive all your statements digitally, helping you stay organized while also being environmentally friendly. For those who prefer mobile access, our mobile application brings all the power of online banking right to your fingertips. You can easily manage your finances on the go, whether it's checking transactions or making payments. And speaking of payments, our mobile payments feature allows you to make purchases directly from your phone no need for cash or cards. If you need to send money to friends or family quickly, our person-to-person transfer service makes it simple and efficient. Just a few taps on your screen, and you're done!

Security and Accessibility

We prioritize your security with every transaction. Our digital banking services incorporate strong security measures so that you can feel confident about managing your finances online. Additionally, the user-friendly design ensures that everyone regardless of tech-savviness can navigate their accounts easily. In summary, the digital and online banking services at Greater Iowa provide flexibility and peace of mind for all members. Explore all these features today by visiting https://www.gicu.org/ and take charge of your financial future!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 97,036, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $890,008. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Iowa is your trusted partner. Visit us at 1509 Baltimore Dr Ames Ia 50010 or call (800) 296-9064 to learn more about how we can help you achieve your financial goals.

Investments in Member Services

With $30,165,259 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our ability to support various lending needs; with $11,793 in used auto loans and $531,621,913 in total loans and leases, we help you achieve your goals across different sectors.

Operational Efficiency

Our $2,410,955 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 127 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $146,828,262 in share certificates and $75,316,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $59,665,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,529,385 in used vehicle loans and $116,879,615 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $35,611,190 provide the capital needed to grow and expand. We know that every business has unique needs, so we work closely with you to ensure that our offerings align with your goals. We also recognize that refinancing can be an excellent option for many members looking to lower their monthly payments or tap into their home equity. If you're interested in exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (800) 296-9064 for more information or visit us at our branch located at 1509 Baltimore Dr Ames Ia 50010. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greater Iowa, we are committed to supporting you through every step of your financial journey with transparent information and dedicated service.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,329,621, make buying or refinancing simple. We offer various plans tailored to fit different financial situations, making your dream of owning a home more achievable.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, and that's where our unsecured credit card loans come into play. With a total of $13,602,272 in loans helping members manage their finances effectively, you'll find flexible terms that allow you to shop with confidence.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented to users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions. This feature empowers consumers to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By pulling information straight from these credible sources, LendMesh guarantees accurate loan comparisons that you can trust.

Greater Iowa