Greater Iowa Credit Union Ames IA | Best Auto Loans & Business Banking

Introduction

Welcome to Greater Iowa, your trusted partner in financial growth and community support. Located at 2623 Northridge Pkwy, Ames, IA 50010, our Somerset Branch has been serving members since 1932. With a strong commitment to our community and a focus on member satisfaction, we are proud to offer a range of personalized banking services. At Greater Iowa, we believe that everyone deserves access to financial resources that empower their lives. Our dedicated team works tirelessly to provide exceptional service, ensuring that our 37,296 members enjoy benefits like competitive loan rates and innovative banking solutions. With total assets exceeding $638 million and total deposits of $33,985,892, we prioritize the financial well-being of each member while maintaining robust fiscal health. Led by our CEO, Scott Zahnle, and Board President, Robert Bowers, our team is passionate about creating a positive impact in the Ames community. Whether you're looking for personal banking options such as checking accounts and auto loans or business services like merchant accounts and business loans, we have you covered. While you can visit us at the branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 2623 Northridge Parkway, Ames, IA 50010-7109. We invite you to explore our website at www.gicu.org for more information about our offerings or simply give us a call at 515-232-6310. Join us today and experience how Greater Iowa can help you achieve your financial goals!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Greater Iowa. Join us today and discover how we can help you achieve your financial dreams while contributing positively to our vibrant community. Together, let's build a brighter future!

Our Mission

At Greater Iowa, our mission goes beyond mere transactions; we aim to make a positive impact in the lives of our members and the community. We strive to provide personalized service with a focus on education and support. Whether you're seeking advice on personal loans or looking for assistance with business financing, our dedicated team is here to help you every step of the way. We also believe in giving back. Through various partnerships and community outreach efforts, we work tirelessly to support local initiatives that align with our values. We understand that when our community thrives, so do we. While members can visit us at 2623 Northridge Pkwy Ames Ia 50010, official correspondence should be sent to 2623 Northridge Parkway, Ames, IA 50010-7109 if different. For any questions or assistance, feel free to reach out at 515-232-6310 during our operating hours: Monday through Thursday from 8:30 AM to 5 PM, Friday from 7:30 AM to 6 PM, and Saturday from 9 AM to 12 PM.

Our Story

Located at 2623 Northridge Pkwy, Ames, IA 50010, our branch is more than just a place to bank; it's a hub of community support and engagement. Since our inception, we've been committed to fostering financial literacy and providing resources that help our members achieve their goals. Our total assets have grown to an impressive $638,702,843, reflecting our commitment to stability and growth for those we serve. As we evolved through decades of change, we embraced innovation while maintaining our core values. We recognized the need for modern banking solutions and now offer online and mobile banking options alongside traditional services like checking accounts and auto loans. Our members can enjoy the convenience of ATM access and drive-thru banking, making it easier than ever to manage their finances.

Branch Location & Accessibility

Welcome to Greater Iowa, your friendly neighborhood credit union located at 2623 Northridge Pkwy in Ames, IA. We're proud to serve the community in Story County and are conveniently situated near several local landmarks, making it easy for you to stop by. Whether you're heading to nearby shopping areas or just passing through, our branch is accessible and ready to assist you with your banking needs. At Greater Iowa, we prioritize making your experience as smooth as possible. Our location offers ample parking, including ADA-compliant spaces for those with mobility challenges. If you're in a hurry, take advantage of our drive-thru banking services, available from 7:30 AM to 6 PM on weekdays and 9 AM to 12 PM on Saturdays. Our lobby hours are inviting too! You can visit us Monday through Thursday from 8:30 AM to 5 PM, and on Fridays until 6 PM. Feel free to call us at 515-232-6310 if you have any questions or need assistance before your visit. For those who prefer digital convenience, we also offer ATM services right here at our branch. Whether you need cash or want to check your balance, our ATM is available for quick transactions. If you need to send official correspondence, please use our mailing address: 2623 Northridge Parkway, Ames, IA 50010-7109. We look forward to welcoming you into our branch soon! Come by and discover how Greater Iowa can support your financial journey today!

Member Eligibility

At Greater Iowa, we believe in creating a community where everyone can thrive. Becoming a member is simple and welcoming! If you live, work, or attend school in the Ames area, you're likely eligible to join us. We embrace individuals from all walks of life, so whether you're looking for a place to manage your everyday finances or seeking support for your future goals, you'll find a home here. For more detailed eligibility criteria, feel free to explore our website at javascript:void(0);. Joining is just the beginning of an exciting journey with numerous benefits. As a member of Greater Iowa, you'll enjoy access to a range of financial services tailored to meet your needs from checking and savings accounts to loans and credit cards that reward you for your loyalty. To get started on opening your account today, simply visit https://cp.decisionlender.solutions/cp2/grea469/(punsec/new/page1//advertisement:ad )?internalbranchid=2665064363637 or give us a call at (515) 232-6310. Our friendly team at our branch located at 2623 Northridge Pkwy Ames Ia 50010 is ready to assist you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $35,611,190, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having the right tools can make a significant difference. Our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine quickly accepting payments from customers using various methods like credit cards and mobile payments right at your storefront. This not only enhances customer satisfaction but also boosts your sales potential. Visit us at 2623 Northridge Pkwy Ames Ia 50010 in Ames, IA, or call us at (515) 232-6310 to discover how our business banking and commercial services can empower your enterprise today!

Comprehensive List Of Services

Credit Cards and Business Banking

Our credit cards come with rewards, making every purchase feel rewarding. Whether you're using it for groceries or travel, enjoy benefits that add value to your spending. For business owners, we offer comprehensive business banking solutions, including merchant services and business loans designed to help your enterprise thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Greater Iowa, we prioritize digital banking features. With online and mobile banking available at your fingertips, managing your accounts has never been easier. You can check balances, make transfers, and even pay bills from anywhere whether you're at home or on the go. Additionally, our ATM services ensure that cash withdrawals are quick and easy whenever you need them.

Drive-Thru and ATM Services

For those who prefer in-person transactions but want to save time, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without leaving your car. Plus, with basic ATM access for withdrawals and balance checks, you have flexibility in how you manage your money. At Greater Iowa, we believe that financial services should be straightforward and accessible for everyone. We invite you to visit us or give us a call at (515) 232-6310 if you have any questions or would like more information about how we can assist you.

Personal Banking Solutions

We offer various personal banking services, including checking and savings accounts that help you manage your day-to-day expenses. Imagine having a reliable account where you can easily deposit your paycheck and save for future goals. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates to get you on the road without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can guide you through the process with ease. We also understand that life sometimes throws unexpected expenses your way; that's why we provide personal loans and debt consolidation options to help you regain control of your finances.

Ready to Get Started?

Explore all the ways we can support your financial journey today! Visit us online at Somerset Branch or stop by our branch in Ames, IA. Your financial well-being is our priority!

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access, allowing you to check your balance, transfer funds, and pay bills from the comfort of your home or on the go. Whether you're using a computer or our mobile application, managing your money has never been simpler. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it easy and quick.

Mobile Features

With our mobile payments feature, you can make transactions right from your smartphone without carrying cash or cards. Download our mobile application to manage your accounts at your fingertips whether you're making a payment or checking recent transactions. At Greater Iowa, we're committed to providing services that fit into your lifestyle. Explore all that digital banking has to offer at https://www.gicu.org/ and take control of your financial journey today!

Security and Accessibility

Your security is our top priority. We use advanced encryption technology to keep your information safe while you bank online. Additionally, with electronic signature authorization available, signing documents digitally has never been more secure or convenient. You can also opt for e-statements instead of paper ones, helping you stay organized while contributing to a greener planet.

Financial Strength

Commitment to Growth

With $30,165,259 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,793 in used auto loans and $531,621,913 in total loans and leases. Our operational efficiency is reflected in our $2,410,955, enabling us to continue offering competitive loan rates and solid financial products for our members. We're proud to have 127 full-time employees and 4 part-time employees dedicated to serving you with knowledgeable support.

Growing Trust

Our commitment is further demonstrated by the trust of our growing member base, with a total of 97,036 share accounts. This shows that more individuals are choosing Greater Iowa as their trusted financial partner. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Iowa is your trusted partner. Visit us at 2623 Northridge Pkwy Ames Ia 50010 or call (515) 232-6310 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings Secured

Members' savings are secured through $146,828,262 in share certificates and $75,316,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $59,665,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,529,385 in used vehicle loans and $116,879,615 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $35,611,190 provide the capital needed to grow and expand. We understand that every business has different needs; therefore, we offer tailored solutions to help you succeed. We also encourage those interested in refinancing options or checking eligibility for any of our loan products to reach out. Our knowledgeable staff is here to answer your questions and guide you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan offerings or to speak with a representative, please call us at (515) 232-6310. Let's work together towards achieving your financial aspirations!

Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also provide flexible terms on unsecured credit card loans. With a total of $13,602,272 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,329,621, make buying or refinancing simple. We offer guidance throughout the process to ensure you find a mortgage that aligns with your financial situation and goals.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. By focusing on verified institutions, LendMesh prioritizes user trust and satisfaction.

GREATER IOWA CREDIT UNION