Premier Credit Union Ames IA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Premier, your trusted financial partner in Ames, IA! Located at 520 Grand Ave, our credit union has been proudly serving the community since 1933. With a commitment to providing top-notch financial services, we currently boast a membership of over 19,000 members and manage total assets exceeding $329 million. Our dedicated team is here to support you with various offerings, from checking and savings accounts to auto loans and mortgages. At Premier, we believe in not just banking but building relationships. Our CEO, Megan Tjernagel, along with our Board President, Todd Mendenhall, lead a team of 54 employees who are passionate about helping you achieve your financial goals. Whether you're looking for a personal loan or need assistance with business banking, we have tailored solutions designed just for you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 520 Grand Ave, Ames, IA 50010. We invite you to explore our diverse services, including online and mobile banking options that make managing your finances easier than ever. With total deposits reaching an impressive $8.45 million and a net worth of about $29.71 million, Premier is well-equipped to offer competitive rates and reliable services. We're proud of our role in the community and strive to make a positive impact through every interaction. Ready to take the next step? Give us a call at 515-232-2329, or visit our website at http://www.premiercu.org for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Community Connection

Premier Credit Union takes pride in being an active member of the Ames community. We believe in giving back through various outreach programs and partnerships that benefit local organizations. From sponsoring educational initiatives to supporting community events, we strive to make a positive impact on the lives around us. Our drive-thru service enhances convenience for our members who prefer quick transactions without leaving their vehicles. Although we do not currently offer ATM services at this location, our online and mobile banking options ensure that members have access to their accounts anytime, anywhere.

Looking Ahead

As we continue our journey into the future, Premier remains committed to innovation while honoring our roots. We embrace digital advancements like online banking and mobile payments that cater to modern lifestyles while ensuring all services remain ADA compliant for accessibility. If you're looking for a credit union that puts community first while providing exceptional financial services, consider joining Premier Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of something bigger a community-driven organization focused on your success. Contact us today at 515-232-2329 or visit our website at premiercu.org to learn more about becoming a member!

Our Mission

At the heart of Premier's mission is a commitment to empower individuals and families through accessible financial solutions. This mission extends beyond traditional banking; it encompasses providing personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Premier aims to foster financial wellness by offering personalized guidance and support tailored to each member's unique situation. While members can visit us at 520 Grand Ave, official correspondence should be sent to 520 Grand Ave, Ames, IA 50010 if different. This ensures that all communications are handled promptly and efficiently.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by Premier today and discover how we can assist with all your financial needs. Whether you're looking for checking accounts, personal loans, or business banking services, we're here for you every step of the way!

Convenient Access and Amenities

At Premier, we believe that banking should be as easy as possible. That's why our location on Grand Avenue offers ample parking for all members. If you have mobility concerns, rest assured that our branch is ADA compliant, featuring ramps and accessible entrances to make your visit comfortable. Our lobby hours are designed to fit your busy schedule, open Monday through Friday from 9:00 AM to 5:30 PM. Whether you're stopping by for personal banking needs or seeking guidance on auto loans or mortgage refinancing, our dedicated team is here to help.

Drive-Thru Services for Your Convenience

Need to make a quick transaction? Take advantage of our drive-thru banking service. It's perfect for deposits, withdrawals, and simple transactions without needing to leave your car. We aim to provide flexibility in how you bank with us. While members can visit us at 520 Grand Ave, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out at 515-232-2329.

Member Eligibility

Joining the Premier family means becoming part of a welcoming community that truly cares about its members. To be eligible for membership at Premier, you simply need to live, work, worship, or attend school in Story County or have a family member who is already a member. This inclusive approach ensures that many people can access our services and support. As a member, you'll enjoy personalized banking solutions designed to help you achieve your financial goals, whether it's saving for a dream vacation or financing a new vehicle. Getting started is straightforward! You can learn more about the specific eligibility requirements by visiting this link. When you're ready to open an account, feel free to reach out to us at (515) 232-2329 with any questions or for assistance. We look forward to welcoming you to Premier, located at 520 Grand Ave Ames Ia 50010!

Business Banking & Commercial Services

Commercial Loans for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. Imagine a local café that needed funding to renovate its space and attract more customers. With our tailored commercial loan options, the owner was able to secure the funds necessary for improvements, leading to increased foot traffic and sales.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is crucial. Our merchant services equip businesses with the tools they need to accept payments easily whether through credit cards or mobile payments. Picture a busy retail store where customers can check out quickly, keeping lines short and satisfaction high. By choosing Premier, you're not just getting access to financial products; you're gaining a partner dedicated to your success. Let's work together to take your business to new heights! For more information, visit us at 520 Grand Ave Ames Ia 50010, Ames, IA or call us at (515) 232-2329.

Comprehensive List Of Services

Business Banking

At Premier, we don't just cater to individuals; we also support local businesses with our business banking services. From merchant services that simplify payment processing to business loans that help fund growth initiatives, we're invested in helping your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances from anywhere. Need to check your balance? Pay bills? Transfer funds? You can do all this and more right from your smartphone or computer. Plus, our person-to-person payment service makes sending money to friends or family as easy as a few taps on your screen.

Drive-Thru Services

For those who prefer face-to-face transactions but want the convenience of quick service, our drive-thru banking allows you to make deposits, withdrawals, and simple transactions without leaving your car. At Premier, we're committed to making financial management accessible and straightforward for everyone in Ames. If you're interested in learning more about how we can help you achieve your financial goals, feel free to reach out at 515-232-2329 or visit us at our branch during regular hours: Monday through Friday from 9:00 AM to 5:30 PM. We invite you to experience all that Premier has to offer your trusted partner in financial success!

Personal Banking

Our personal banking services are designed with you in mind. We offer both checking and savings accounts that make it simple to manage your day-to-day expenses while building a financial cushion for the future. With competitive interest rates and no hidden fees, our accounts help you keep more of your hard-earned money. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms and low rates. Imagine driving off in your dream car without worrying about excessive payments; that's the kind of freedom we aim to provide. For those looking to buy a home or refinance an existing mortgage, we offer mortgage loans tailored to fit your budget. Our team will walk you through the process, ensuring you understand every step along the way.

Personal Loans & Credit Cards

Life can throw unexpected expenses your way. That's why our personal loans and debt consolidation options are available to give you peace of mind when you need it most. Plus, our credit cards come with rewards programs that allow you to earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking services available at http://www.premiercu.org , you can access your accounts anytime, anywhere. Our system is user-friendly, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Plus, if you prefer going paperless, e-statements are readily available to keep your financial records organized and secure. For those who enjoy using their smartphones, our mobile application offers all the features of our online banking platform right in the palm of your hand. You can even make mobile payments easily and securely, so you never have to worry about carrying cash or cards again.

Security and Convenience

We prioritize your security as much as your convenience. With electronic signature authorization, signing documents is a breeze without compromising safety. Need to send money to friends or family? Our person-to-person transfer feature lets you do that quickly and efficiently. And the best part? Our online banking services are accessible 24/7, meaning you have complete control over your finances whenever you need it. Whether it's early in the morning or late at night, managing your money has never been more straightforward. Experience the ease of banking with Premier today! Visit us online at http://www.premiercu.org and take advantage of all our digital services tailored for you.

Financial Strength

Commitment to Growth

With $18,691,844 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $29,392 in used auto loans and $293,437,134 in total loans and leases, which help our members achieve their financial goals across various sectors.

Member-Focused Resources

Members' savings are secured through $124,604,248 in share certificates and $33,154,941 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 33,782 share accounts, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier is your trusted partner. Visit us at 520 Grand Ave Ames Ia 50010 or call (515) 232-2329 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Solid Financial Health

With a net worth of $29,708,649, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $29,054,284 in used vehicle loans and $39,123,528 in new vehicle loans to help members get on the road. Our team can guide you through the application process and ensure you find a loan that fits your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,562,737 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards that can benefit your everyday purchases.

Credit Lines

In addition to these offerings, we provide credit lines totaling $72,892,556, giving you access to funds when you need them most. This option is perfect for those unexpected expenses or planned projects. If you're considering refinancing any existing loans or checking eligibility for our products, our dedicated team is ready to assist you with personalized options tailored to your financial situation. For more information or to discuss how we can help you meet your borrowing needs, don't hesitate to contact us at 515-232-2329 during our operating hours from Monday to Friday between 9:00 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Premier, we're committed to serving our community and providing accessible financial solutions for everyone.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $94,664,843. We make buying or refinancing simple and straightforward. Our experienced staff is here to assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh provides a trustworthy platform for users looking for competitive loan rates.

PREMIER CREDIT UNION