Members1st Community Credit Union Ames IA | Reliable ATM Services Only

Introduction

Welcome to Members1st Community, your trusted partner in financial services located at 2604 Northridge Pkwy Ste 201, Ames, IA 50010. Established in 1964, we have proudly served our growing family of over 17,491 members with a commitment to providing personalized financial solutions. With total assets exceeding $258 million, we are dedicated to helping you achieve your financial goals. At Members1st Community, our strength lies in our community-focused approach and the extensive support we offer. Whether you're looking for loans, savings options, or guidance on managing your finances, our experienced team is here to assist you every step of the way. We currently manage a total loan portfolio of 8,648 loans and leases while ensuring that our members' deposits reach an impressive $21,130,974. Our leadership is driven by passion and expertise. Under the guidance of CEO Nicholas Tonelli and Board President Kelley Molitor, we continue to prioritize member satisfaction and community impact. With a net worth of $26,405,536 and cash reserves amounting to $3,829,299, you can trust that your financial future is secure with us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 807, Ames, IA 50010. Our doors are open Monday through Friday from 8:00 AM to 5:00 PM. Ready to take the next step? Call us at 800-245-6199 or visit our website at www.members1st.com to explore how we can help you thrive financially!

Branch History & Mission

Community Engagement

Members1st Community is deeply engaged with local initiatives and partnerships designed to uplift those around us. We understand the importance of giving back and strive to make a positive impact in Ames and its surrounding areas through various outreach programs and community events. We also embrace technological advancements to serve our members better. While we currently do not offer ATM or drive-thru services at this location, we provide online banking options that allow for easy access to your accounts anytime and anywhere.

Join Us

As we look toward the future, our commitment remains unwavering. We invite you to join Members1st Community where you are more than just an account holder; you are part of a family dedicated to mutual success. Experience firsthand the benefits of being a member of our vibrant community-focused credit union. For more information or to apply for a loan, visit us online at Members1st Community. Together, let's achieve great things!

Our Mission

At Members1st Community, our mission extends beyond mere financial transactions. We aim to empower individuals and families by offering accessible banking solutions and fostering economic well-being within our community. We believe that when our members succeed, we all succeed. This philosophy guides us as we provide services ranging from loans and savings accounts to financial education programs. While you can visit us at our branch address in Ames for personal service, official correspondence should be sent to PO Box 807, Ames, IA 50010 if needed. Our operating hours are Monday through Friday from 8:00 AM to 5:00 PM, ensuring that you can reach us during convenient times.

Branch Location & Accessibility

Accessibility Features

At Members1st Community, we prioritize accessibility. Our branch is compliant with ADA standards, ensuring everyone can access our services with ease. We offer ample parking space right outside, making it hassle-free for you to pop in.

Connect With Us

Have questions or want more information? Feel free to call us at 800-245-6199. We invite you to come visit us at Members1st Community your local credit union dedicated to serving you and making banking easier.

Convenient Location

Situated near popular spots like the Ames Public Library and just a short drive from Iowa State University, our branch is easily accessible for all community members. If you need to send us official correspondence, please note that it should be directed to our mailing address: PO Box 807, Ames, IA 50010.

Operating Hours & Services

We are open Monday through Friday from 8:00 AM to 5:00 PM, ready to assist you with a range of financial needs. While we do not have ATM services or drive-thru banking available at this location, our friendly staff is always here to provide personalized service and guidance.

Member Eligibility

At Members1st Community, we believe that everyone deserves a chance to be part of something special. Becoming a member is easy and open to anyone who lives, works, or worships in our community or has family members who are already part of our credit union family. We're here to support you with personalized financial services that cater to your needs, making your journey with us truly rewarding. To learn more about the specific eligibility criteria, feel free to check out our detailed guide. Once you find that you qualify, opening an account is a breeze! Just visit us online at https://www.members1st.com/apply-for-a-loan/ or give us a call at (800) 245-6199 if you have any questions. Our friendly team at our branch located at 2604 Northridge Pkwy Ste 201 Ames Ia 50010 is eager to welcome you and help you take the first step toward enjoying all the benefits of being a member of Members1st Community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $224,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services offer practical solutions for daily operations. Picture having easy access to payment processing tools that streamline your transactions. This means less time spent on paperwork and more time focusing on what matters most growing your business. Visit us at 2604 Northridge Pkwy Ste 201 Ames Ia 50010 in Ames, IA, or call us at (800) 245-6199 to discover how we can assist you in achieving your business ambitions!

Comprehensive List Of Services

Banking Services Tailored for You

Whether you're looking to manage your day-to-day finances or plan for the future, our offerings are crafted with our members in mind. We understand that financial needs can vary greatly from person to person. That's why we focus on providing essential services that cater to everyone from students saving for their first car to families planning for their dream home. For those who prefer banking on-the-go, Members1st Community offers digital banking features such as online banking and mobile payments. With these tools, you can easily check your account balance, transfer funds, and pay bills from the comfort of your home or while out and about. We also provide person-to-person payment options, making it simple to send money to friends or family without needing cash or checks.

Join Us Today!

We invite you to explore all that Members1st Community has to offer. If you're ready to take the next step in managing your finances more effectively, consider opening an account with us. Visit us at https://www.members1st.com/ or give us a call today! Your journey toward better financial health starts here at Members1st Community.

Our Core Offerings

While our focus is on convenience, we also ensure that all our services are secure and user-friendly. One of the key features available at Members1st Community is our ATM services, allowing members easy access to cash whenever they need it. Whether you're withdrawing money for a night out or checking your balance, you'll find it effortless with our reliable ATMs. Our team at Members1st Community is always here to assist you with any questions you may have regarding your accounts or financial options. If you're interested in expanding your financial horizons through loans or other opportunities, feel free to reach out via phone at (800) 245-6199 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization, making it quick and secure to sign documents without the need for printing or mailing. This not only saves time but also adds an extra layer of convenience when you're busy. E-statements are another great feature available to our members. You can easily access your statements online, reducing paper clutter while allowing for easy tracking of your financial activity. Plus, if you're a fan of modern payment methods, you'll love our mobile payments feature. It enables you to make transactions directly from your phone with just a few taps. Need to send money to friends or family? Our person-to-person transfers allow you to do just that effortlessly. Say goodbye to cash and checks sending money has never been easier! We prioritize security in everything we do. Our online banking system is equipped with robust security measures that protect your information so you can focus on what matters most your finances. In summary, Members1st Community provides a suite of user-friendly digital banking tools that empower you with real-time account management. From accessing e-statements to making mobile payments and person-to-person transfers, managing your money has never been more accessible or secure!

Financial Strength

Commitment to Growth

Our credit union thrives with $15,739,464 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $33,150,000 in used auto loans and a total of $169,903,805 in loans and leases available to our members, we support your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts: 40,168, showing a strong and growing member base that trusts us with their finances. As your trusted partner in achieving financial wellness, we are dedicated to supporting your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members1st Community is your trusted partner. Visit us at 2604 Northridge Pkwy Ste 201 Ames IA 50010 or call 800-245-6199 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our recent net income of $1,445,397 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $61,079,655 in share certificates and $25,669,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $26,405,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,915,240 in used vehicle loans and $14,402,633 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure your financing fits within your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $224,201 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale up an existing one, our tailored solutions can help you succeed. At Members1st Community, we are committed to providing exceptional service and support throughout your borrowing journey. If you're interested in exploring any of these options or need more details on eligibility requirements, feel free to reach out at (800) 245-6199 or visit us at 2604 Northridge Pkwy Ste 201 Ames Ia 50010 in Ames, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,343,474, make buying or refinancing simple. We guide you through the process with clear information about eligibility and refinancing options so you can secure the right loan for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,160,783 in loans helping members manage their finances effectively. Our credit cards come with various features that cater to your spending habits while keeping interest rates manageable.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects current market rates, giving users an accurate snapshot of their options.

Key Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing valid options without hidden agendas. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results so users can choose what works best for them. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make well-informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can directly impact financial outcomes. To explore your options and find the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS1ST COMMUNITY CREDIT UNION - Ames, IA

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