Vehicle Loans in Grand Rapids, MI

Searching for the best car loan rates in Grand Rapids, MI? Compare offers from local lenders side-by-side to find low rates and flexible terms that fit your budget. Getting a great deal on your next vehicle has never been easier or more convenient.

Whether you’re buying new or used, local credit unions and banks in Grand Rapids offer quick approvals and friendly service tailored to you. Explore your options today and drive away with confidence, knowing you’ve found a loan that works for your lifestyle.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Eastrise s auto loans with APRs ranging from 4.6% to 6.35% , which are unchanged from 7 and 30 days ago and down from 30 and 60 days ago. Recreational loans have rates between 5.75% and 7.95% , showing no change from a week ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Genisys s auto loans with APRs ranging from 4.99% to 6.99% today. These rates are unchanged from 7 and 30 days ago and have gone down since 30, 60, and 90 days ago. Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago.

Honor has auto loan rates ranging from 4.99% to 7.94% APR today, with no change from 7 days ago but down from 30 days ago. Other loan rates are between 8.34% and 10.34% APR, which is up compared to 7 days ago. Credit Union One has auto loan rates ranging from 5.05% to 9.12% APR and motorcycle loans from 6.99% to 7.24% APR. Unchanged in the past 7 or 30 days. Other loan types also hold steady with rates between 6.99% and 7.99% APR. Wings Financial s auto loans with APRs ranging from 5.13% to 8.49% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.5% and 8.25% , which have also stayed the same over the past month.

🏦 All Local Lenders in Grand Rapids, MI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
1166 FEDERAL CREDIT UNION	2900 CHARLEVOIX DR GRAND RAPIDS MI 49546	⏰ 24 hours 📞 6162855711 📠 8565429235	ATM Services Only	P2P E-Statements	Assets: $20,486,950 Deposits: $2,251,477 Net Worth: $1,545,028 Employees: 5 Members: 1,204
RIO BLANCO SCHOOLS FEDERAL CREDIT UNION	6000 28TH ST NE GRAND RAPIDS MI 49546	📞 8003273478 📠 9706755535	ATM Services Only	E-Statements E-Signature	Assets: $7,798,161 Deposits: $1,034,207 Net Worth: $1,441,869 Employees: 4 Members: 766
MAUI TEACHERS FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ 8 am - 5 pm Eastern 📞 6162855711 📠 8082424024	ATM Services Only Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements	Assets: $32,168,733 Deposits: $614,289 Net Worth: $6,095,063 Employees: 4 Members: 1,355
A T & T EMPLOYEES PITTSBURGH FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ M-f 8:30 - 4 📞 6162855711 📠 4122277212	ATM Services Only	P2P E-Statements	Assets: $9,958,594 Deposits: $535,550 Net Worth: $2,717,289 Employees: 3 Members: 921
PITTSBURGH FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ 5:30 a.m - 5:30 p.m. 📞 4129219530 📠 4123816440	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $10,900,957 Deposits: $1,297,291 Net Worth: $1,127,957 Employees: 4 Members: 1,565
MICHIGAN FIRST CREDIT UNION	5859 28TH ST SE GRAND RAPIDS MI 49546	⏰ Monday - Friday 10am - 7pm Saturday 10am - 3pm 📞 8006643828	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $1,456,336,933 Deposits: $92,717,185 Net Worth: $215,571,682 Employees: 490 Members: 165,037
AEROQUIP CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	📞 8003273478 📠 5177827607	ATM Services Only	P2P E-Statements E-Signature	Assets: $50,652,708 Deposits: $1,463,812 Net Worth: $7,745,207 Employees: 15 Members: 3,977
TOTAL COMMUNITY CREDIT UNION	6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546	⏰ 8:00 A.M.-8:00 P.M. 📞 6162855711 📠 3132916899	ATM Services Only	P2P E-Statements E-Signature	Assets: $100,714,308 Deposits: $14,806,033 Net Worth: $13,858,516 Employees: 25 Members: 6,811
PREFERRED CREDIT UNION	3767 SPARKS DR SE GRAND RAPIDS MI 49546	⏰ 9:00 to 5:00 Monday through Friday 9:00 to 12:00 Saturday, drive thru only 📞 8003284131 📠 6169422302	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $286,611,290 Deposits: $26,196,315 Net Worth: $39,556,196 Employees: 77 Members: 24,113
LAKE MICHIGAN CREDIT UNION	1210 SPAULDING AVE SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1:00 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	4027 LAKE DR SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	3810 SPARKS DR SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	4050 LAKE DR SE GRAND RAPIDS MI 49546	⏰ Mon- Thurs 9-5:30 Friday 9-6 Sat 9-1 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	5701 28TH ST SE GRAND RAPIDS MI 49546	⏰ Monday - Thursday 9:00 am to 5:30 pmFriday 9:00 am to 6:00pmSaturday 9:00 am to 1:00 pm 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
COLUMBIA CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ M-F 8-5 📞 8003273478 📠 5738757053	ATM Services Only	P2P E-Statements E-Signature	Assets: $30,807,445 Deposits: $4,618,511 Net Worth: $3,149,487 Employees: 9 Members: 2,097
STRAITS AREA FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	📞 8003273478 📠 2316272046	ATM Services Only	P2P E-Statements E-Signature	Assets: $122,116,687 Deposits: $11,044,139 Net Worth: $12,982,788 Employees: 30 Members: 12,205
ALLEGHENY CENTRAL FEDERAL CREDIT UNION	6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546	📞 8003273478 📠 7246285569	ATM Services Only	P2P E-Statements	Assets: $8,072,568 Deposits: $1,950,385 Net Worth: $1,405,758 Employees: 2 Members: 868

🏘️ All the Lenders Available in Kent County, MI

✅INTANDEM CREDIT UNION

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✅CONSUMERS 62172 CREDIT UNION

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✅KELLOGG COMMUNITY CREDIT UNION

✅KENOWA COMMUNITY FEDERAL CREDIT UNION

✅AAC CREDIT UNION

✅CREDIT UNION ONE CREDIT UNION

✅MEMBERS FIRST 62076 CREDIT UNION

✅1166 FEDERAL CREDIT UNION

✅RIO BLANCO SCHOOLS FEDERAL CREDIT UNION

✅MAUI TEACHERS FEDERAL CREDIT UNION

✅A T T EMPLOYEES PITTSBURGH CREDIT UNION

✅PITTSBURGH FEDERAL CREDIT UNION

✅AEROQUIP CREDIT UNION

✅TOTAL COMMUNITY CREDIT UNION

✅PREFERRED CREDIT UNION

✅COLUMBIA CREDIT UNION

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✅ALLEGHENY CENTRAL FEDERAL CREDIT UNION

✅BLUEOX CREDIT UNION

✅GR CONSUMERS CREDIT UNION

✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

✅TRUNORTH FEDERAL CREDIT UNION

✅COUNTY CITY CREDIT UNION

✅UNITED 6288 CREDIT UNION

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