1166 Grand Rapids MI Credit Union | Convenient ATM Services

Introduction

Welcome to 1166, your trusted credit union located at 2900 Charlevoix Dr, Grand Rapids, MI 49546. Established in 1936, we have been dedicated to serving our community for over 85 years. With a growing membership of 1,204 individuals and families, we pride ourselves on offering personalized financial solutions that cater to your unique needs. At 1166, we understand that every member's financial journey is different. That's why we provide a wide range of services designed to help you achieve your goals. Our total assets stand at an impressive $20,486,950, showcasing our stability and commitment to our members. With $2,251,477 in total deposits and a solid net worth of $1,545,028, you can trust that your funds are secure with us. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Annemarie Shinn and Board President Michael Shawaryn, our dedicated staff of 5 employees is always ready to assist you. Whether you're looking for loans our portfolio includes a total of 1,753 loans and leases or simply need advice on managing your finances, we're here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 600 27th South East, Suite 100, Grand Rapids, MI 49546. Ready to take the next step? Give us a call at 616-285-5711** or visit our website at 1166fcu.org for more information on how we can help you thrive financially. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Join Us Today

As we look toward the future, we invite you to become part of our growing family at 1,166. Whether you're looking for a loan, want to open an account, or simply wish to learn more about managing your finances effectively, we're here for you every step of the way. Experience the difference that comes from being a member-owned credit union dedicated to your success. For more information about membership and our services, feel free to contact us at (616) 285-5711 or visit us online at http://www.1166fcu.org . Together, let's build a brighter financial future!

Our Mission

The mission of 1,166 is simple yet profound: we aim to enhance the lives of our members by offering financial education and services that promote stability and growth. We believe that everyone deserves access to quality financial tools, and we work tirelessly to make that a reality. Our commitment goes beyond banking; we actively participate in community outreach initiatives, supporting local causes and events that matter most to our members. While you can visit us at 2900 Charlevoix Dr Grand Rapids Mi 49546 for all your banking needs, please note that official correspondence should be sent to 600 27th South East, Grand Rapids, MI 49546. We also understand the importance of technology in today's world, which is why we offer online banking services, mobile payments, and e-statements to keep you connected with your finances on the go.

Branch Location & Accessibility

Accessibility and Parking

At 1,166, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can access our services comfortably. Plus, ample parking is available right outside our doors, making it convenient for you to visit us without any hassle.

Get in Touch

Feel free to reach out at (616) 285-5711 if you have any inquiries or need assistance before your visit. We look forward to welcoming you at 1,166! Your financial journey starts here stop by today!

Operating Hours

We understand that life can get busy, which is why our operating hours are designed with your schedule in mind. You can visit us anytime from 12:00 AM to 11:59 PM on weekdays. This flexibility allows you to manage your banking around your commitments.

Services Offered

While we currently do not offer ATM services or drive-thru banking, our dedicated team is here to provide personal service at the counter. We're proud to assist you with various banking needs and answer any questions you might have.

Member Eligibility

Joining 1,166 feels like stepping into a welcoming community where everyone is valued. To become a member, you need to meet some simple eligibility criteria. Primarily, individuals who live, work, worship, or attend school in the area are encouraged to apply. This means that if you're part of our local community here at 2900 Charlevoix Dr Grand Rapids Mi 49546, we'd love for you to be part of our family! Being a member opens the door to various financial benefits and personalized services designed with your needs in mind. Getting started is easy! You can find all the detailed eligibility requirements by visiting this link. If you have any questions or need assistance during the process, don't hesitate to reach out at (616) 285-5711. We look forward to welcoming you to 1,166!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner that simplifies your payment processing, allowing you to focus on what matters most growing your business. Our merchant services offer easy ways to accept payments, from credit cards to digital wallets, ensuring that your customers have seamless experiences. Located at 2900 Charlevoix Dr Grand Rapids Mi 49546 in Grand Rapids, MI, we're here to equip you with the tools and support you need. Connect with us today at (616) 285-5711 to explore how we can help your business reach new heights!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Welcoming Community

Located at 2900 Charlevoix Dr Grand Rapids Mi 49546, our branch serves as a welcoming space for all members. Whether you're stopping by to discuss a loan option or just need some financial advice, our friendly team is here to help. We understand that navigating financial choices can be overwhelming, so we take the time to listen and provide guidance tailored specifically to your situation.

Always Here for You

If you have any questions about our services or how we can assist you further, don't hesitate to reach out! Call us at (616) 285-5711 anytime; we're always ready to support you on your financial journey. At 1,166, we're more than just a credit union; we're your partner in building a secure financial future. Explore what we have to offer today and discover how we can help you achieve your goals!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why 1,166 offers robust digital banking features, including mobile payments and online banking. You can manage your accounts from anywhere whether it's checking your balance during your lunch break or transferring money to a friend while waiting in line. With these tools at your fingertips, you can keep track of your finances effortlessly.

Personalized Banking Solutions

Understanding that each member has unique financial goals, we offer a variety of services designed to help you succeed. For instance, if you're planning a trip or need cash for an unexpected expense, our ATM services are readily available to ensure you have access to your funds when you need them. Imagine being able to withdraw cash conveniently without worrying about where the nearest ATM is located. We strive to make banking easier and more accessible for everyone.

Digital & Online Banking

Key Features for Members

We offer a variety of features designed to simplify your banking experience. For instance, e-statements are readily available, giving you quick access to your financial records without the clutter of paper statements. Plus, our mobile application ensures that you can manage your accounts right from your smartphone or tablet. With our mobile payments feature, paying for purchases is as simple as a tap on your device. No need to carry cash or cards just use your phone! Additionally, person-to-person transfers make it easy to send money to friends or family instantly, removing the hassle of writing checks or finding cash.

Online Banking Services

Our online banking platform, which you can access at https://1166fcu.org/ , allows you to check your account balances, transfer funds, and pay bills anytime you need. With 24/7 online banking services available, you can stay in control of your finances without ever stepping foot in a branch.

Security and Accessibility

At 1,166, we prioritize your security with robust measures in place to protect your personal information while you bank online. Even though we do not currently support electronic signature authorization, rest assured that our platform is user-friendly and designed with your peace of mind in mind. In summary, whether you're checking balances late at night or transferring funds during lunch breaks, our digital banking services are crafted to fit into your busy life seamlessly. Experience the ease of managing your finances with us today!

Financial Strength

At 1,166, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that your trust in us is well-placed, as our financial health reflects our commitment to serving you and your community. With a net worth of $1,545,028, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $754 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,781,530 in share certificates and $3,109,671 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,043,134 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $125 in used auto loans and $7,881,289 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our community is evident as well; we proudly support 2,327 share accounts, showcasing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1,166 is your trusted partner. Visit us at 2900 Charlevoix Dr Grand Rapids Mi 49546 or call (616) 285-5711 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,147,428 in used vehicle loans and $872,279 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process and ensure you get the best deal possible.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $353,537 in loans helping members manage their finances effectively. This option allows for quick access to funds when you need them most while providing you with manageable repayment plans.

Credit Lines

For those seeking additional flexibility, our credit lines totaling $1,508,488 are designed to give you access to funds whenever you need them. This product works great for individuals who want the peace of mind that comes with having available credit at their fingertips. If you're considering refinancing any existing loans, don't hesitate to ask about our eligibility options. We are dedicated to finding solutions that work best for your situation and can help streamline your payments or reduce your interest rates. At 1,166, we pride ourselves on being accessible and ready to assist. For more information about our loan offerings or to speak with one of our knowledgeable representatives, feel free to reach us at (616) 285-5711 or visit us at our branch located at 2900 Charlevoix Dr Grand Rapids Mi 49546 in Grand Rapids, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us let's take this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,126,895, make buying or refinancing simple. We know that purchasing a home can be one of the biggest decisions you'll ever make, which is why we offer flexible terms and expert advice to help you navigate this important step.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers. Each loan listing is verified to ensure it comes from legitimate financial institutions, which builds trust in the information provided.

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