Total Community Credit Union Grand Rapids MI

Introduction

At Total Community, we believe in building strong relationships and empowering our members in their financial journeys. Located at 6000 28Th St Se Ste 100, Grand Rapids, MI 49546, our credit union has been serving the community since 1960. With a dedicated team of 25 employees led by CEO Susette Schirm and Board President Robert Merriman, we are committed to providing exceptional service tailored to your needs. We take pride in our robust financial standing, boasting total assets of $100,714,308 and total deposits of $14,806,033. Our membership has grown to over 6,811 individuals, each benefiting from our wide range of services designed with your financial well-being in mind. Our loans and leases total 5,837, enabling us to support various member needs from home purchases to personal loans. With a net worth of $13,858,516, you can trust that your money is secure with us. Plus, with cash in hand amounting to $788,925, we maintain the liquidity necessary for timely service and support. While members can visit us at our branch location, official correspondence should be sent to the same address: 6000 28TH ST SE STE 100, GRAND RAPIDS, MI 49546-6927. We invite you to explore how Total Community can assist you on your financial path. Whether you're looking to open an account or need guidance on loans, don't hesitate to reach out at (616) 285-5711 or visit our website at https://www.tccu.us. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Total Community, a cornerstone of financial service and community support in Grand Rapids, MI. Since we opened our doors in 1960, we have been dedicated to serving our members with integrity, compassion, and a commitment to their financial success. Over the years, we have grown alongside our community, now proudly serving over 6,811 members and managing assets totaling $}. Located at 6000 28Th St Se Ste 100 Grand Rapids Mi 49546, right in the heart of Grand Rapids, we invite you to come visit us and experience the personal touch that sets us apart. Our branch is easily accessible, making it convenient for all your banking needs. While members can visit us at 6000 28Th St Se Ste 100 Grand Rapids Mi 49546, official correspondence should be sent to 6000 28TH ST SE STE 100, GRAND RAPIDS, MI 49546-6927. Our mission at Total Community is simple yet powerful: to empower individuals and families by providing affordable financial services while fostering a sense of belonging within the community. We believe that everyone deserves access to quality financial education and resources. This commitment drives us to not only offer essential banking services but also engage actively in local outreach initiatives that uplift and support those around us. As we look back on our journey, we celebrate milestones such as expanding our digital offerings, ensuring ADA compliance for accessibility, and implementing customer-centric initiatives that enhance member experiences. These advancements are designed to make banking easier and more inclusive for everyone. In addition to our traditional services, we recognize the importance of partnerships with local organizations that share our vision for a thriving community. Together, we work on projects that provide meaningful impact, whether it's through financial literacy programs or supporting local events. At Total Community, we're more than just a credit union; we're your neighbors. We invite you to join our family today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. If you're ready to take the next step, visit us at our branch or check out our website at https://www.tccu.us/ for more information. Let's build a brighter future together!

Branch Location & Accessibility

Get In Touch!

If you have any questions or would like more information about what we offer, feel free to give us a call at 616-285-5711. We look forward to welcoming you into our community and helping you achieve your financial dreams! Come visit us today!

Nearby Landmarks and Accessibility

Our branch is easily accessible from major roads and highways. If you're coming from downtown Grand Rapids, you can enjoy a short drive with plenty of parking available right outside our entrance. We ensure that our location meets all accessibility standards, so everyone can visit us comfortably. While members can visit us at 6000 28Th St Se Ste 100 Grand Rapids Mi 49546, official correspondence should be sent to our mailing address at 6000 28TH ST SE STE 100, GRAND RAPIDS, MI 49546-6927.

Operating Hours and Services

We know your time is valuable! That's why we offer convenient lobby hours from 8:00 A.M. to 8:00 P.M., Monday through Friday. You can stop by after work or during your lunch break without any hassle. While we currently do not have an ATM or drive-thru service available, our team is dedicated to providing excellent in-person service whenever you need assistance. At Total Community, we pride ourselves on offering personalized service tailored to your financial goals. Our knowledgeable staff is ready to guide you through various services designed just for you.

Member Eligibility

At Total Community, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is simple and welcoming. To join us, you just need to meet a few basic criteria, which typically includes living, working, or attending school in the area or having a family member who is already a member. If you're curious about the specifics, feel free to check out the detailed eligibility requirements at . Once you know you're eligible, opening an account is an easy process. You can start right away by visiting our account opening page at https://forms.joinmycu.com/mop/285/apply. We're here for any questions you might have too; just give us a call at (616) 285-5711. Join us at our branch located at 6000 28Th St Se Ste 100 Grand Rapids Mi 49546, and discover all the benefits of being part of the Total Community family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to exploring opportunities that will enable us to assist businesses like yours in the future.

Merchant Services

Imagine having a reliable partner who understands the challenges of running a business. Our merchant services provide practical tools that make transactions smooth and secure. From payment processing to managing cash flow, we're here to help you navigate the financial landscape effortlessly. If you're ready to take your business to the next level, visit us at 6000 28Th St Se Ste 100 Grand Rapids Mi 49546 in Grand Rapids, MI or give us a call at (616) 285-5711. Let's work together for your success!

Comprehensive List Of Services

Access to Cash When You Need It

While we currently offer ATM Services Only, this essential service ensures you can access cash quickly and easily when required. Imagine being out and about in Grand Rapids and needing cash for an unexpected expense; our ATM services are designed to provide that instant access you need.

Everyday Banking Needs

One of the standout features at Total Community is our commitment to convenience through digital banking solutions. You can easily manage your accounts online with our secure online banking platform. This means you can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. Plus, with our mobile application, keeping track of your finances has never been easier.

Join Our Community

We invite you to explore all that Total Community has to offer. We understand that every member's financial situation is unique, which is why we tailor our services to meet your specific needs. If you're ready to take the next step towards better financial management, visit us at 6000 28Th St Se Ste 100 Grand Rapids Mi 49546 or check out our website at Cu*answers for more information. Don't wait any longer let's embark on this financial journey together!

Member Support

Our team at Total Community is dedicated to helping you make informed decisions about your finances. Whether you're curious about how to save more effectively or want guidance on securing a loan, we're here for you. Just give us a call at (616) 285-5711, and our friendly staff will be happy to assist you.

Digital & Online Banking

Easy Access Anytime

Our 24/7 online banking services allow you to check your balance, transfer funds, and pay bills whenever you need to. Simply visit us at https://www.tccu.us/ to get started. If you're looking to send money quickly, our person-to-person transfer feature makes it simple and fast to share funds with friends and family without any hassle.

Mobile Banking On-the-Go

For those who prefer using their smartphones, our mobile application is ready for download. This app puts all the features of online banking right in your pocket making it easy to manage your finances anywhere. While mobile payments aren't currently offered, the app provides everything else you need for efficient banking on the move. At Total Community, we aim to provide user-friendly tools that enhance your banking experience. Enjoy real-time account management while feeling secure every step of the way!

Secure Transactions

With electronic signature authorization available, signing documents is secure and straightforward. You can complete transactions confidently, knowing your information is protected. Plus, opting for e-statements not only keeps your information safe but also helps reduce paper clutter.

Financial Strength

Growing Member Trust

We currently manage 14,489 total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, allowing us to be flexible in meeting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Total Community is your trusted partner. Visit us at 6000 28Th St Se Ste 100 Grand Rapids Mi 49546 or call (616) 285-5711 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $12,224,064 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $992 in used auto loans and $46,881,342 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $9,131,571 in share certificates and $1,080,341 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,534,192 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $13,858,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,375 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,084,456 in used vehicle loans and $6,186,327 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure that you find a solution that fits your budget and lifestyle.

Credit Lines

For those who need access to additional funds without the hassle of applying for multiple loans, our credit lines totaling $13,000,000 provide an efficient solution. This option gives you the freedom to borrow what you need when you need it. If you're considering refinancing or exploring eligibility options for any of these products, don't hesitate to reach out. You can contact us at 616-285-5711 during our operating hours from 8:00 A.M. to 8:00 P.M. We're here to assist you in finding the best financial solutions for your needs. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards reaching your financial goals with our comprehensive loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,176,874, making buying or refinancing simple. We understand that purchasing a home is one of the biggest financial decisions you'll make, and our team is here to support you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,273,784 in loans helping members manage their finances effectively. These cards can be an excellent tool for budgeting while also offering rewards and incentives tailored to your spending habits.

Loan Aggregator

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