Vehicle Loans in Bay City, MI

Looking for a cheap car loan interest rate in Bay City, MI? Comparing offers from local lenders can help you find the best deal and save money on your next vehicle. It’s quick, easy, and designed to fit your budget.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Eastrise s auto loans with APRs ranging from 4.6% to 6.35% , which are unchanged from 7 and 30 days ago and down from 30 and 60 days ago. Recreational loans have rates between 5.75% and 7.95% , showing no change from a week ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Genisys s auto loans with APRs ranging from 4.99% to 6.99% today. These rates are unchanged from 7 and 30 days ago and have gone down since 30, 60, and 90 days ago. Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago.

Honor has auto loan rates ranging from 4.99% to 7.94% APR today, with no change from 7 days ago but down from 30 days ago. Other loan rates are between 8.34% and 10.34% APR, which is up compared to 7 days ago. Credit Union One has auto loan rates ranging from 5.05% to 9.12% APR and motorcycle loans from 6.99% to 7.24% APR. Unchanged in the past 7 or 30 days. Other loan types also hold steady with rates between 6.99% and 7.99% APR. Wings Financial s auto loans with APRs ranging from 5.13% to 8.49% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.5% and 8.25% , which have also stayed the same over the past month.

🏦 All Local Lenders in Bay City, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
GREAT LAKES FEDERAL CREDIT UNION
1002 W INDIANA ST BAY CITY MI 48706
Drive-Thru
E-Statements
E-Signature
Assets: $59,249,368
Deposits: $1,104,451
Net Worth: $6,779,258
Employees: 17
Members: 4,646
WILDFIRE CREDIT UNION
2936 WILDER RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,100,973,053
Deposits: $21,525,212
Net Worth: $124,587,850
Employees: 200
Members: 49,000
WILDFIRE CREDIT UNION
3201 KIESEL RD BAY CITY MI 48706
P2P
E-Statements
E-Signature
Assets: $1,100,973,053
Deposits: $21,525,212
Net Worth: $124,587,850
Employees: 200
Members: 49,000
COPOCO COMMUNITY CREDIT UNION
4265 WILDER RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,355,298
Deposits: $9,176,706
Net Worth: $8,379,285
Employees: 32
Members: 8,686
COPOCO COMMUNITY CREDIT UNION
1479 STRAITS DR BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,355,298
Deposits: $9,176,706
Net Worth: $8,379,285
Employees: 32
Members: 8,686
UNITED BAY COMMUNITY CREDIT UNION
3939 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $281,461,818
Deposits: $12,220,270
Net Worth: $20,717,387
Employees: 79
Members: 18,352
FINANCIALEDGE CREDIT UNION
1199 S EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $124,935,543
Deposits: $15,282,482
Net Worth: $16,032,502
Employees: 33
Members: 8,833
LAKE HURON CREDIT UNION
314 E MIDLAND ST BAY CITY MI 48706
ATM
P2P
E-Statements
Assets: $80,644,974
Deposits: $6,516,634
Net Worth: $11,093,930
Employees: 27
Members: 6,661
UNITED FINANCIAL CREDIT UNION
6354 WESTSIDE SAGINAW RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $316,672,459
Deposits: $11,313,917
Net Worth: $34,338,598
Employees: 78
Members: 22,179
FRANKENMUTH CREDIT UNION
800 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,358,607,681
Deposits: $24,307,939
Net Worth: $132,590,780
Employees: 402
Members: 72,304
SUNRISE FAMILY CREDIT UNION
404 S EUCLID AVE BAY CITY MI 48706
P2P
E-Statements
E-Signature
Assets: $133,677,520
Deposits: $12,078,954
Net Worth: $12,587,566
Employees: 40
Members: 11,433
TEAM ONE CREDIT UNION
401 E MIDLAND ST BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $737,787,200
Deposits: $65,727,957
Net Worth: $66,825,661
Employees: 164
Members: 51,480
FINANCIAL PLUS CREDIT UNION
4129 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,386,818,404
Deposits: $90,289,728
Net Worth: $172,253,078
Employees: 277
Members: 81,195
JOLT CREDIT UNION
915 S EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $459,445,620
Deposits: $36,884,854
Net Worth: $44,144,649
Employees: 113
Members: 27,834

🏘️ All the Lenders Available in Bay County, MI

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