Financial Plus is not just about transactions; it's about relationships. Our team actively engages with the community through various outreach programs and partnerships aimed at promoting financial literacy and support for local organizations. This connection with the community allows us to better understand and serve our members. As part of our commitment to innovation and convenience, we offer digital banking solutions including online banking, mobile payments, and e-statements. Our branch features an ATM and drive-thru service for quick transactions making it easier than ever for you to access your funds or manage your accounts on-the-go.
We invite you to become a part of the Financial Plus family! Experience firsthand how we can help you navigate your financial journey while contributing positively to the Bay City community. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. For any inquiries or assistance, feel free to reach out at 989-799-9801 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday and 9:00 AM to 1:00 PM on Saturdays. Together, let's build a brighter financial future!
Our mission is simple yet powerful: to empower individuals and families to achieve their financial goals while fostering a strong sense of community. We strive to offer competitive rates on personal banking products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Beyond just banking services, we are deeply invested in supporting local initiatives that improve the quality of life for everyone in Bay City. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 4129 N Euclid Ave, Bay City, MI 48706. We believe in making banking easy and accessible for everyone.
If you have questions or need assistance, don't hesitate to give us a call at 989-799-9801. We're always happy to help! Stop by today and see how we can assist you on your financial journey. We look forward to welcoming you into our Financial Plus family!
At our Financial Plus branch, we prioritize accessibility for all members. Whether you're driving or walking, you'll find ample parking available right outside the building. Our branch is designed with ADA-compliant features, ensuring that everyone can comfortably access our services. While members can visit us at 4129 N Euclid Ave, official correspondence should be sent to the same address. This makes it simple for you to remember where to reach us, whether you're dropping by or sending important documents.
We know your time is valuable. That's why our lobby hours are from 9:00 AM to 5:00 PM Monday through Friday. On Saturdays, we offer drive-thru banking from 9:00 AM until 1:00 PM for your convenience. Whether you need to deposit a check or ask about one of our loan options, we're here to help during these hours.
Our Financial Plus branch offers a variety of services designed to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. Additionally, our drive-thru service allows you to handle simple transactions without leaving your car perfect for those busy days!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.
Imagine running a busy café where customers can pay quickly and easily. Our merchant services offer just that, allowing you to accept payments through various methods from credit cards to mobile payments. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 4129 N Euclid Ave Bay City Mi 48706 in Bay City, MI, we're ready to help you navigate your financial needs. Connect with us today at (989) 799-9801 and let's discuss how we can contribute to your success!
With an ATM available on-site and drive-thru service hours tailored for busy schedules, we make it easy to access your funds when you need them most. Whether it's a quick cash withdrawal or handling routine transactions from the comfort of your vehicle, we strive to enhance your banking experience. At Financial Plus, we are here to guide you every step of the way on your financial journey. If you're ready to explore how our services can benefit you personally or professionally, don't hesitate to reach out! Call us at (989) 799-9801 or visit us today at 4129 N Euclid Ave Bay City Mi 48706. We look forward to serving you!
If you're an entrepreneur or small business owner, our Business Banking services include essential tools like Merchant Services & Business Loans. We aim to support local businesses by offering products designed to foster growth and sustainability.
In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking features that let you manage your accounts from anywhere. With access to ATM & Cash Withdrawal Services, along with basic drive-thru banking for simple transactions such as deposits and withdrawals, you'll find banking with us is straightforward and user-friendly. Our mobile app includes features like person-to-person payments and electronic statements, giving you control over your finances at your fingertips.
We also provide various Personal Loans & Debt Consolidation options to help manage expenses and consolidate debt into one easy payment. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, making your spending work harder for you.
We offer an array of Personal Banking options designed to meet everyday needs. Our Checking & Savings Accounts are perfect for managing your daily finances while saving for your aspirations. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help you get on the road with competitive rates and flexible terms. For those dreaming of homeownership, our Mortgage Loans & Refinancing services ensure that you can find the right fit for your budget and lifestyle.
Our user-friendly online platform allows you to check your balance, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Plus, with mobile payments enabled, you can make purchases right from your smartphone no cash or cards needed! If you're always on the go, be sure to download our mobile application. It puts all these features right in the palm of your hand, allowing you to manage your account whenever you need to. Whether it's reviewing e-statements or authorizing transactions with electronic signatures, everything is designed for maximum convenience while keeping security at the forefront.
Security is our top priority. We use advanced technology to keep your information safe, so you can bank with confidence. And if you prefer digital documents, our e-statements are not only environmentally friendly but also easy to access whenever you want. In today's fast-paced world, having real-time access to your finances is essential. At Financial Plus, we strive to provide tools that empower you to take control of your banking experience without any stress. Explore all our digital banking options today at https://www.myfpcu.com/ and discover how easy managing your finances can be!
Total Share Accounts stand at 177,390, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 4129 N Euclid Ave Bay City Mi 48706 or call (989) 799-9801 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $3,726,237 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,603 in used auto loans and $940,477,780 in total loans and leases.
With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience as smooth as possible.
For business owners, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business operations, we have solutions tailored for you.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team can help you navigate through the options available.
If you're considering refinancing your current loans or mortgages, Financial Plus has competitive rates and eligibility options available. We're committed to helping you find ways to lower your payments or access cash for other needs. Our branch is conveniently located at 4129 N Euclid Ave Bay City Mi 48706, and our friendly staff is always ready to assist you with any questions or concerns. You can reach us at 989-799-9801 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and take the next step towards fulfilling your financial dreams!
Managing finances can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. These cards come with great rewards and benefits designed to suit your lifestyle.
- Verified Data: Loan offers are sourced from legitimate financial institutions, which guarantees transparency and reliability in your comparisons. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results helps you find the best options tailored to your needs. - Real-Time Rate Comparisons: The tool provides current loan rates from multiple institutions. This ensures that you have the most relevant information at your fingertips to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer displayed is rooted in accurate, up-to-date information. LendMesh prioritizes fairness and transparency, ensuring that you see genuine offers without any hidden agendas.